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TD® Aeroplan® Personal Credit Cards

TD<sup>®</sup> Aeroplan<sup>®</sup> Visa Platinum* Card thumbnail

SPECIAL OFFER

Apply by September 3, 2024

TD® Aeroplan® Visa Platinum* Card

Earn a welcome bonus

Earn

Up to 20,000 Bonus Points

Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card.1

Learn More
Get an annual fee rebate

Get

Annual fee rebate

Plus, get an annual fee rebate for the Primary Cardholder and up to 3 Additional Cardholders for the first year.

Learn More
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For a limited time, Aeroplan Credit Cardholders get a FREE Uber Pass membership for 3 months15;

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Unlimited $0 Delivery Fee
on eligible restaurant orders16.

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Exclusive Rides Perks17.

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5% off eligible restaurant
orders over $1516.

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Save on grocery orders
with $0 Delivery Fee on grocery orders over $4016.

Conditions apply.

Learn More

Resident from Quebec? Learn more

Earn a value up to $500^ or more in your first year with the TD® Aeroplan® Visa Platinum* card

^Conditions apply

Assuming you add an additional cardholder to your account in the first year:

Earn up to 20,000 Bonus points1
$400
First year annual fee rebate for the Primary Cardholder1
$89
First year annual fee rebate for an Additional Cardholder1
$35
TOTAL
$525

Plus, the more times you travel, the more value you may realize!

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Get a 4th Night Free

Aeroplan Credit Cardholders get an extra night free at our entire hotel collection worldwide.*

*Conditions apply. See aeroplan.com/4thnight for more details.

Learn more

Earn Aeroplan points easily

TD Earn Vacation
1
pt

Air Canada purchases

Earn 1 Aeroplan point for every eligible $1 you spend, including on Air Canada Vacations.2

TD Earn Hotels
1
pt

Gas and grocery purchases

Earn 1 Aeroplan point for every eligible $1 you spend on gas and grocery purchases.2

TD Earn Cars
1
pt

All other eligible everyday purchases

Earn 1 Aeroplan point for every $1.50 you spend on all other eligible everyday purchases.2

TD Aeroplan Visa Platinum Card

Earn points twice when you shop via eStore

Earn points twice4 when you pay with your TD Aeroplan credit card and provide your Aeroplan membership number at over 150 Aeroplan partner brands and 170+ online retailers via the Aeroplan eStore.

Airline Benefits5 you can enjoy with this card

Travel insurance coverage

  • Delayed and Lost Baggage Insurance7
  • Flight/Trip Delay Insurance8
  • Auto Rental Collision/Loss Damage Insurance9
  • Common Carrier Travel Accident Insurance10
  • Emergency Travel Assistance Services11
  • Hotel/Motel Burglary Insurance12

Other insurance benefits

  • Mobile Device Insurance12
  • Purchase Security and Extended Warranty Protection13

More about this card

Annual Fee

$89

Additional Cardholder14

$35

Interest: Purchases

20.99%

Interest: Cash Advances

22.99%

Eligibility requirements

  • You are a Canadian resident
  • You meet the age of majority in your province/territory of residence

Terms and Conditions of Offer

The Toronto-Dominion Bank ("TD") is the issuer of the TD® Aeroplan® Visa Platinum* Card. Approval of an TD® Aeroplan® Visa Platinum* Card account is at the sole discretion of TD and, if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

Ƚ Points required for this destination are based on an analysis conducted by Aeroplan of Aeroplan points redemptions completed during the period from April 1, 2022 to April 1, 2023 for economy bookings departing from Toronto Pearson, Montreal Pierre-Elliot Trudeau and Vancouver International Airports. For travel in high-demand periods, the amount of Aeroplan points required for this destination might be higher. Subject to availability. Due to travel restrictions, government recommendations and passenger demand, available destinations may vary. Points value does not include taxes and third-party charges which may apply. For flight rewards with a partner airline, a partner booking fee will apply. For full details please visit Aeroplan Program Terms and Conditions.

Interest rates, fees and features are effective as of March 5, 2024 unless otherwise indicated and are subject to change.

1Account must be approved by September 3, 2024. Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Platinum* Card Account (“Account”) only after the first eligible Purchase is made on the Account. To receive the additional bonus 10,000 Aeroplan points ("Additional Bonus"), you must make $1,000 in net Purchases (Including your first purchase, less any returns and credits) on your Account  within 90 days of Account opening. Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate for the Primary Cardholder ("Primary Cardholder Annual Fee Rebate"), you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder first-year annual fee rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholders to your Account by September 4, 2024. The applicable Annual Fee Rebates will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus points and Additional Bonus points awarded to any one person. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus points and Additional Bonus points to be credited to your Aeroplan Member account. 

^ Offer ends September 3, 2024. The value up to $500 could be earned in the first year of Account opening and is based on the combined total value of: 

  • $124: Annual Fee Rebate for the Primary ($89), and one Additional Cardholder ($35) for the first year;
  • $400: 20,000 Aeroplan points earned based on the following requirements:
    • Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card 
    • Additional Bonus of 10,000 Aeroplan Points earned when you spend $1,000 within 90 days of Account opening 

Value is based on the majority of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of Nov 1 , 2023. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 – Nov 1, 2023. 

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

2 Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the "gas" or "grocery" or"Air Canada" category. Aeroplan points are earned on Purchases charged to the Account as follows:

  • 1 Aeroplan point (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or
  • 1 Aeroplan point earned for each $1.50 on all other Purchases

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

4 Earn Points Twice

The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this "earn points twice" feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 Preconditions

The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders' ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

6 Preferred Pricing

Primary TD Cardholders will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. The Toronto-Dominion Bank is not responsible for the Aeroplan program and flight rewards' points pricing provided under this program. Visit aircanada.com/Aeroplan for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

7 Delayed and Lost Baggage Insurance

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

8 Flight/Trip Delay Insurance

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

9 Auto Rental Collision/Loss Damage Insurance

Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them--it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

10 Common Carrier Travel Accident Insurance

Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

11 Emergency Travel Assistance Services

Provided by our administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

12 Hotel/Motel Burglary Insurance, Mobile Device Insurance

Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

13 Purchase Security and Extended Warranty Protection

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

14 Additional Cardholders

Primary Cardholder remains liable for all charges to the account, including those made by any Additional Cardholder.

All trademarks are the property of their respective owners.

For Air Canada and Aeroplan trademark ownership details see: td.com/aeroplancardsExternal site which may not meet accessibility guidelines..

*Trademark of Visa International Service Association and used under licence.
®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

TD<sup>®</sup> Aeroplan<sup>®</sup> Visa Infinite* Card thumbnail

SPECIAL OFFER

Apply by September 3, 2024

TD® Aeroplan® Visa Infinite* Card

Earn a welcome bonus

Earn

Up to 40,000 Bonus Points

Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new card1.

Learn More
uber pass banner image

For a limited time, Aeroplan Credit Cardholders get a FREE Uber Pass membership for 6 months19;

uber pass icon image-1

Unlimited $0 Delivery Fee
on eligible restaurant orders20.

uber pass icon image-2

Exclusive Rides Perks21.

uber pass icon image-3

5% off eligible restaurant
orders over $1520.

uber pass icon image-4

Save on grocery orders
with $0 Delivery Fee on grocery orders over $4020.

Conditions apply.

Learn More

Resident from Quebec? Learn more

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Get a 4th Night Free

Aeroplan Credit Cardholders get an extra night free at our entire hotel collection worldwide.*

*Conditions apply. See aeroplan.com/4thnight for more details.

Learn more

Earn Aeroplan points easily

TD Earn Vacation
1.5
pts

Air Canada purchases

Earn 1.5 Aeroplan points for every eligible $1 you spend with Air Canada, including Air Canada Vacations.2

TD Earn Hotels
1.5
pts

Gas and grocery purchases

Earn 1.5 Aeroplan points for every $1 you spend on gas and grocery purchases.2

TD Earn Cars
1
pt

All other eligible everyday purchases

Earn 1 Aeroplan point for every $1 you spend on all other eligible everyday purchases.2

TD Aeroplan Visa infinite Card

Earn points twice when you shop via eStore

Earn points twice4 when you pay with your TD Aeroplan credit card and provide your Aeroplan membership number at over 150 Aeroplan partner brands and 170+ online retailers via the Aeroplan eStore.

Airline Benefits5 you can enjoy with this card

View more benefits

Travel insurance coverage

  • Travel Medical Insurance11
  • Trip Cancellation/Trip Interruption Insurance12
  • Delayed and Lost Baggage Insurance13
  • Flight/Trip Delay Insurance13
  • Auto Rental Collision/Loss Damage Insurance14
  • Common Carrier Travel Accident Insurance15
  • Emergency Travel Assistance Services16
  • Hotel/Motel Burglary Insurance17

Other insurance benefits

  • Mobile Device Insurance17
  • Purchase Security and Extended Warranty Protection18

More about this card

Annual Fee

$139

Additional Cardholder9

$75

Interest: Purchases

20.99%

Interest: Cash Advances

22.99%

Eligibility requirements

  • $60,000 annual personal or $100,000 annual household income
  • You are a Canadian resident
  • You meet the age of majority in your province/territory of residence

Don't meet the income requirement? Check out the TD® Aeroplan® Visa Platinum* Card.

Terms and Conditions of Offer

The Toronto-Dominion Bank ("TD") is the issuer of the TD® Aeroplan® Visa Infinite* Card. Approval of an TD® Aeroplan® Visa Infinite* Card account is at the sole discretion of TD and, if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

Ƚ Points required for this destination are based on an analysis conducted by Aeroplan of Aeroplan points redemptions completed during the period from April 1, 2022 to April 1, 2023 for economy bookings departing from Toronto Pearson, Montreal Pierre-Elliot Trudeau and Vancouver International Airports. For travel in high-demand periods, the amount of Aeroplan points required for this destination might be higher. Subject to availability. Due to travel restrictions, government recommendations and passenger demand, available destinations may vary. Points value does not include taxes and third-party charges which may apply. For flight rewards with a partner airline, a partner booking fee will apply. For full details please visit Aeroplan Program Terms and Conditions.

Interest rates, fees and features are effective as of March 5, 2024, unless otherwise indicated, and are subject to change. 

1±Account must be approved by September 3, 2024. Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite* Card Account (“Account”) only after the first eligible Purchase is made on the Account. To receive the additional bonus 15,000 Aeroplan points ("Additional Bonus"), you must make $7,500 in net Purchases (including your first purchase, less any returns and credits) on your Account, within 180 days of Account opening. To receive the one-time 15,000 Aeroplan points Anniversary bonus ("Anniversary Bonus") your Account must have been opened and active for 12 months and you must make $12,000 in net Purchases (including your first purchase, less any returns and credits) on your Account within 365 days of Account opening. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in Good Standing at the time the Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points to be credited to your Aeroplan Member account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.

^ Offer ends September 3, 2024. The value up to $1,000 could be earned in the first year of Account opening and is based on the combined total value of:

  • $140: Based on first checked bags for two people, on a round-trip flight in the first year;
  • $136: Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.36 USD as of Nov 24, 2023 ($50 USD = $68 CAD for the Primary Cardholder and one Additional Cardholder);
  • $800: 40,000 Aeroplan points earned based on the following requirements:
  • Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card
  • Additional Bonus of 15,000 Aeroplan Points earned when you spend $7,500 within 180 days of Account opening
  • Anniversary Bonus of 15,000 Aeroplan Points earned when you spend $12,000 and Account has been opened for 12 months

Value is based on the majority of current Aeroplan cardholders receiving a value of $0.02/points or more when redeeming for a flight as of Nov 1, 2023. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 – Nov 1, 2023.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found online.. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions. 

2 Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category. Aeroplan points are earned on eligible purchases charged to the Account as follows:

  • 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or
  • 1 Aeroplan point earned for each $1 on all other Purchases.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

4 Earn Points Twice

The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this "earn points twice" feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 Preconditions

The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders' ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

6 Enjoy a free first checked bag

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit: aircanada.com/baggage.

7 Preferred Pricing

Primary TD Cardholders will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. The Toronto-Dominion Bank is not responsible for the Aeroplan program and flight rewards' points pricing provided under this program. Visit aircanada.com/Aeroplan for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

8 Nexus

The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. There is a maximum of four (4) NEXUS statement credits available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. The terms of the NEXUS program are established by NEXUS, please visit www.cbsa-asfc.gc.ca/prog/nexus/term-eng.htmlExternal site which may not meet accessibility guidelines.. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program.

9 Additional Cardholders

Primary Cardholder remains liable for all charges to the account, including those made by any Additional Cardholder.

10 Earn Status Qualifying Miles and Status Qualifying Segments by spending on your card

For every $10,000 in net purchases (less any returns and credits) charged to the credit card account, Primary Cardholders will receive 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS), to be deposited in their Aeroplan member account at the end of the next credit card account billing period. Please allow up to 1 week after your credit card account statement date for the deposit to appear. SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Additional Cardholder(s) are not eligible to receive SQM or SQS through this benefit; however, all net spend by Additional Cardholder(s) will count towards the Primary Cardholder's spend. The cardholder may earn unlimited bonus SQM and SQS during an Elite Status qualification period. All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

11 Travel Medical Insurance

Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with. The day of departure from and the day of return to your province or territory of residence each count as one full day. 21-day coverage if you're under 65 and 4-day coverage if you're 65 or older.

12 Trip Cancellation/Trip Interruption Insurance

Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

13 Flight/Trip Delay Insurance, Delayed and Lost Baggage Insurance

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

14 Auto Rental Collision/Loss Damage Insurance

Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them — it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

15 Common Carrier Travel Accident Insurance

Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

16 Emergency Travel Assistance Services

Provided by our administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

17 Mobile Device Insurance, Hotel/Motel Burglary Insurance

Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

18 Purchase Security and Extended Warranty Protection

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

All trademarks are the property of their respective owners.

19 Pay zero carrier surcharges on flights redeemed with Aeroplan

Carrier surcharges are part of Air Transportation Charges (also referenced as YQ, YR, Q surcharges) and are charged by airlines to partially offset unpredictable operating costs and certain fare premiums for peak travel periods. Excludes taxes and non-airline charges and fees.

20 Primary Cardholders of a TD Core Credit card (TD® Aeroplan® Visa Infinite* Card and TD® Aeroplan® Visa Business* Card) are eligible to enroll for Avis Preferred Plus status. Enrollment into the Avis Preferred Club status is required by completing the Aeroplan form, and the status will be in effect immediately but may take up to 7 business days after enrollment registered by Avis to appear on your Avis Preferred® profile.

Additional Cardholders do not qualify for Avis Preferred Plus status unless they hold 25K, 35K or 50K status in the Aeroplan EliteTM Status Program. For full terms and conditions, please visit the Avis Preferred Status with Aeroplan page.

For Air Canada and Aeroplan trademark ownership details see: td.com/aeroplancardsExternal site which may not meet accessibility guidelines..
™ NEXUS is an official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under licence.
*Trademark of Visa International Service Association and used under licence.
®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

TD<sup>®</sup> Aeroplan<sup>®</sup> Visa Infinite* Card angled

SPECIAL OFFER

Special offer ends September 22, 2021

TD® Aeroplan® Visa Infinite Card

Apply by September 22, 2021 and if you are approved, earn a welcome bonus of up to 25,0001 Aeroplan points - plus earn an Air Canada Buddy Pass to bring anyone along to anywhere Air Canada flies in North America, including Hawaii and Mexico.

Apply today with TDExternal site which may not meet accessibility guidelines.
Buddy Pass

Earn a bonus

BUDDY PASS

Bring along a friend! As a new
Cardholder, your Air Canada Buddy

Learn More
Earn a welcome bonus

Earn

UP TO 25,000 BONUS POINTS

Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card.

Learn More
Get an annual fee rebate

Get

Annual Fee Rebate

Get an annual fee rebate for the
Primary Cardholder and first two

Learn More

Earn a value up to $1,250^ or more in your first year with the TD® Aeroplan® Visa Infinite* card

^Conditions applySee Full legal

Assuming you take one round-trip flight and add an additional cardholder to your account in the first year:

Earn up to 25,000 Bonus points1
$500
Earn a bonus Buddy Pass1
$350
Free first check bags6
(2 travellers checking bags on one round-trip Air Canada flight)
$120
First year annual fee rebate for the Primary Cardholder1
$139
First year annual fee rebate for an Additional Cardholder1
(assumes 1 additional cardholder is added to your account)
$75
Nexus Credit8
(assumes both the Primary Cardholder and Additional Cardholder use the Nexus benefit)
$125
TOTAL
$1,309

Plus, the more times you travel, the more value you may realize!

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Get a 4th Night Free

Aeroplan Credit Cardholders get an extra night free at our entire hotel collection worldwide.*

*Conditions apply. See aeroplan.com/4thnight for more details.

Learn more

Earn Aeroplan points easily

cash points illustration

1.5 pts

Earn 1.5 Aeroplan points for every eligible $1 you spend with Air Canada, including Air Canada Vacations.2

1.5 pts

Earn 1.5 Aeroplan points for every $1 you spend on gas and grocery purchases.2

1 pt

Earn 1 Aeroplan point for every $1 you spend on all other eligible purchases.2

cash points illustration

Earn points twice4 when you pay with your TD Aeroplan credit card and provide your Aeroplan membership number at over 150 Aeroplan partner brands and 170+ online retailers via the Aeroplan eStore.

Airline Benefits5 you can enjoy with this card

View more benefits

Travel insurance coverage

  • Travel Medical Insurance11
  • Trip Cancellation/Trip Interruption Insurance12
  • Delayed and Lost Baggage Insurance13
  • Flight/Trip Delay Insurance13
  • Auto Rental Collision/Loss Damage Insurance14
  • Common Carrier Travel Accident Insurance15
  • Emergency Travel Assistance Services16
  • Hotel/Motel Burglary Insurance17

Other insurance benefits

  • Mobile Device Insurance17
  • Purchase Security and Extended Warranty Protection18

More about this card

Annual Fee

$139

Additional Cardholder9

$75

Interest: Purchases

20.99%

Interest: Cash Advances

22.99%

Eligibility requirements

  • $60,000 annual personal or $100,000 annual household income
  • You are a Canadian resident
  • You meet the age of majority in your province/territory of residence

Don't meet the income requirement? Check out the TD® Aeroplan® Visa Platinum* Card.

Terms and Conditions of Offer

The Toronto-Dominion Bank ("TD") is the issuer of the TD® Aeroplan® Visa Infinite* Card. Approval of an TD® Aeroplan® Visa Infinite* Card account is at the sole discretion of TD and, if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

^ The up to $1,250 value is based on the combined total value of: The actual redemption value of the Buddy Pass as of May 31, 2021 (over 70% of cardholders received at least $350 value); The annual fee waiver for the first year ($139), plus one additional cardholder ($75); Free first checked bags for two people, on a round-trip flight in the first year ($120); Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.25 USD as of May 31, 2021 ($50 USD = $62.50 CAD for each cardholder = $125); and that the 25,000 Aeroplan points upon approval of your TD Aeroplan Visa Infinite card are redeemed for a flight reward ($500), based on over 70% of current Aeroplan cardholders receive a value of $0.02/point or more when redeeming for a flight as of May 31, 2021 .Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 - May 31, 2021; Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at /ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at /ca/en/aco/home/aeroplan/legal/terms-and-conditions.html All offers are contingent on satisfying the criteria outlined in the offer terms and conditions

1 Must apply by September 22, 2021. Welcome Bonus of 10,000 Aeroplan points will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite* Card Account (“Account”) only after the first Purchase is made on the Account. To receive the additional bonus 15,000 Aeroplan points and the bonus Buddy Pass, you must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder Annual Fee Rebates, you must add your Additional Cardholders by September 23, 2021. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Other conditions apply. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus Aeroplan points, additional bonus Aeroplan points and bonus Buddy Passes awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points, additional bonus Aeroplan points and the bonus Buddy Pass are awarded. Please allow up to 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points, additional bonus Aeroplan points and the bonus Buddy Pass to be credited to your Aeroplan Member account.
The bonus Buddy Pass entitles a companion to accompany the Primary Cardholder for a $0 base fare, when a published Economy Class fare marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand is booked for travel wholly within North America. The pass is valid for 12 months from the date of issuance. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”). Valid for one round-trip for a companion when travelling on the same itinerary and booked at the same time as Primary Cardholder. Maximum one companion pass may be used per booking. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited. Total pricing varies based on itinerary booked. Primary Cardholder may use the pass only once for travel wholly within North America, which is defined as Canada, the United States (including Hawaii), and Mexico. Companion will be responsible to pay all applicable taxes, fees, and charges that apply above the base fare. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. Companion will be booked into same fare brand as Primary Cardholder and will receive all applicable benefits and services associated with that fare brand. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at time of purchase of a ticket, and if multiple companion passes  are available for the Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. The pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. If during a change or cancellation the pass is reinstated in the Primary Cardholders account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travellers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable and all applicable taxes, fees, and charges that apply above the base fare. Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points or miles for the ticket issued in exchange for the companion pass. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows for such benefits and upgrades. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time.
This one-time bonus Buddy Pass is only valid for eligible cardholders. You will not be eligible for the bonus Buddy Pass if you have previously opened an Aeroplan Program credit card of the same type, regardless of the credit card issuer and have received the Welcome Bonus offer in the last 12 months. This offer may be changed, cancelled or extended at any time and cannot be combined with any other offers.

2 Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category. Aeroplan points are earned on eligible purchases charged to the Account as follows:

  • 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or
  • 1 Aeroplan point earned for each $1 on all other Purchases.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

4 Earn Points Twice

The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this "earn points twice" feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 Preconditions

The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders' ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

6 Enjoy a free first checked bag

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit: aircanada.com/baggage.

7 Preferred Pricing

Primary TD Cardholders will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. The Toronto-Dominion Bank is not responsible for the Aeroplan program and flight rewards' points pricing provided under this program. Visit aircanada.com/Aeroplan for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

8 Nexus

The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. There is a maximum of four (4) NEXUS statement credits available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. The terms of the NEXUS program are established by NEXUS, please visit www.cbsa-asfc.gc.ca/prog/nexus/term-eng.htmlExternal site which may not meet accessibility guidelines.. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program.

9 Additional Cardholders

Primary Cardholder remains liable for all charges to the account, including those made by any Additional Cardholder.

10 Earn Status Qualifying Miles and Status Qualifying Segments by spending on your card

For every $10,000 in net purchases (less any returns and credits) charged to the credit card account, Primary Cardholders will receive 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS), to be deposited in their Aeroplan member account at the end of the next credit card account billing period. Please allow up to 1 week after your credit card account statement date for the deposit to appear. SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Additional Cardholder(s) are not eligible to receive SQM or SQS through this benefit; however, all net spend by Additional Cardholder(s) will count towards the Primary Cardholder's spend. The cardholder may earn unlimited bonus SQM and SQS during an Elite Status qualification period. All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

11 Travel Medical Insurance

Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with. The day of departure from and the day of return to your province or territory of residence each count as one full day. 21-day coverage if you're under 65 and 4-day coverage if you're 65 or older.

12 Trip Cancellation/Trip Interruption Insurance

Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

13 Flight/Trip Delay Insurance, Delayed and Lost Baggage Insurance

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

14 Auto Rental Collision/Loss Damage Insurance

Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them — it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

15 Common Carrier Travel Accident Insurance

Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

16 Emergency Travel Assistance Services

Provided by our administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

17 Mobile Device Insurance, Hotel/Motel Burglary Insurance

Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

18 Purchase Security and Extended Warranty Protection

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

All trademarks are the property of their respective owners.

For Air Canada and Aeroplan trademark ownership details see: td.com/aeroplancardsExternal site which may not meet accessibility guidelines..
™ NEXUS is an official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under licence.
*Trademark of Visa International Service Association and used under licence.
®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

TD<sup>®</sup> Aeroplan<sup>®</sup> Visa Infinite Privilege* Card thumbnail

SPECIAL OFFER

Apply by September 3, 2024

TD® Aeroplan® Visa Infinite Privilege* Card

Earn a welcome bonus

Earn

Up to 75,000 bonus points

Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card.1

Learn More
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For a limited time, Aeroplan Credit Cardholders get a FREE Uber Pass membership for 12 months28;

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Unlimited $0 Delivery Fee
on eligible restaurant orders29.

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Exclusive Rides Perks30.

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5% off eligible restaurant
orders over $1529.

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Save on grocery orders
with $0 Delivery Fee on grocery orders over $4029.

Conditions apply.

Learn More

Resident from Quebec? Learn more

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Get a 4th Night Free

Aeroplan Credit Cardholders get an extra night free at our entire hotel collection worldwide.*

*Conditions apply. See aeroplan.com/4thnight for more details.

Learn more

Earn Aeroplan points easily

TD Earn Vacation
2
pts

Air Canada purchases

Earn 2 Aeroplan points for every eligible $1 you spend with Air Canada, including Air Canada Vacations.2

TD Earn Hotels
1.5
pts

Travel, Dining, Gas and Grocery purchases

Earn 1.5 Aeroplan points on every $1 you spend on eligible travel, dining, gas and grocery purchases.2

TD Earn Cars
1.25
pts

All other eligible everyday purchases

Earn 1.25 Aeroplan points for every $1 you spend on all other eligible everyday purchases.2

TD Aeroplan Visa infinite Privilege Card

Earn points twice when you shop via eStore

Earn points twice4 when you pay with your TD Aeroplan credit card and provide your Aeroplan membership number at over 150 Aeroplan partner brands and 170+ online retailers via the Aeroplan eStore.

Airline Benefits5 you can enjoy with this card

View more benefits

Travel insurance coverage

  • Travel Medical Insurance17
  • Trip Cancellation/Trip Interruption Insurance18
  • Delayed and Lost Baggage Insurance19
  • Flight/Trip Delay Insurance19
  • Auto Rental Collision/Loss Damage Insurance20
  • Common Carrier Travel Accident Insurance21
  • Emergency Travel Assistance Services22
  • Hotel/Motel Burglary Insurance23

Other insurance benefits

  • Mobile Device Insurance23
  • Purchase Security and Extended Warranty Protection24

More about this card

Annual Fee

$599

Additional Cardholder13

$199

Interest: Purchases

20.99%

Interest: Cash Advances

22.99%

Eligibility requirements

  • $150,000 annual personal income or $200,000 annual household income.
  • You are a Canadian resident
  • You meet the age of majority in your province/territory of residence

Don't meet the income requirement? Check out the TD® Aeroplan® Visa Infinite* Card.

Terms and Conditions of Offer

The Toronto-Dominion Bank ("TD") is the issuer of the TD® Aeroplan® Visa Infinite Privilege* Card. Approval of an TD® Aeroplan® Visa Infinite Privilege* Card account is at the sole discretion of TD and if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

Interest rates, fees and features are effective as of March 5, 2024 unless otherwise indicated and are subject to change. 

1±Account must be approved by September 3, 2024. Welcome Bonus of 20,000 Aeroplan points will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite Privilege* Card Account (“Account”) only after the eligible first Purchase is made on the Account. To receive the additional bonus 25,000 Aeroplan points ("Additional Bonus"), you must make $12,000 in net Purchases (including your first purchase, less any returns and credits) on your Account, within 180 days of Account opening. To receive the one-time 30,000 Aeroplan points Anniversary bonus ("Anniversary Bonus") your Account must have been opened and active for 12 months and you must make $24,000 in net Purchases (Including your first purchase, less any returns and credits) on your Account within 365 days of Account opening. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in Good Standing at the time the Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus points and Monthly Bonus points to be credited to your Aeroplan Member account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.

^ Offer ends September 3, 2024. The value up to $2,700 could be earned in the first year of Account opening and is based on the combined total value of:

  • $140: Based on first checked bags for two people, on a round-trip flight in the first year;
  • $136: Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.36 USD as of Nov 24, 2023 ($50 USD = $68 CAD for the Primary Cardholder and one Additional Cardholder)
  • $550: Unlimited Maple Leaf Lounge access in North America based on annual membership cost, based on average published rate for Maple Leaf Lounge entry;
  • $59: Primary Cardholder and Additional Cardholder(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café through December 31, 2024. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Additional Cardholder;
  • $373: Visa Airport Companion Program (hosted and managed by DragonPass International Ltd. (“DragonPass”)) lounge access is based on the comparable cost of direct enrollment in the program for membership by a Primary cardholder, which costs $99 USD and includes one complimentary airport lounge visit every year and the cost of additional 5 paid visits costing $35 USD per person, per visit. At an approximate exchange rate of $1.37 USD as of Nov 24, 2023 ($274 USD = $373 CAD for each cardholder)
  • $1,500: 75,000 Aeroplan points earned based on the following requirements:
  • Welcome Bonus of 20,000 Aeroplan Points earned when you make your first purchase with your card
  • Additional Bonus of 25,000 Aeroplan Points earned when you spend $12,000 within 180 days of Account opening
  • Anniversary Bonus of 30,000 Aeroplan Points earned when you spend $24,000 and Account has been opened for 12 months

Value is based on the majority of current Aeroplan cardholders receiving a value of $0.02/points or more when redeeming for a flight as of Nov 1, 2023. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 – Nov 1, 2023.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found online.  Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions. 

2 Purchase of Gas, Grocery, Travel, or Dining or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category. Aeroplan points are earned on Purchases charged to the Account as follows:

  • 2 Aeroplan points (Air Canada Bonus Rate) earned for each $1 in Purchases of direct through Air Canada Products; or
  • 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery, Travel or Dining Products; or
  • 1.25 Aeroplan points earned for each $1 in all other Purchases.
  • Air Canada Bonus Rate and Bonus Rate are earned only on a maximum annual amount of $100,000 of Purchases of direct through Air Canada Products, Gas, Grocery, Travel or Dining Products.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery, Travel, Dining or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery, Travel, Dining or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery, Travel, Dining or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Air Canada Bonus Rate and Bonus Rate are in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

4 Earn Points Twice

The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this "earn points twice" feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 Preconditions

The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders' ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (aircanada.com/elite-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

6Complimentary Air Canada Maple Leaf Lounge Access

Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment.

A Primary Cardholder and Additional Cardholder(s) are each entitled to complimentary access to any Air Canada Café and any Maple Leaf Lounge located in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Exceptions may apply, please review the list of eligible lounges. The Primary Cardholder and Additional Cardholder(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café through December 31, 2024. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Additional Cardholder. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Primary Cardholder or Additional Cardholder who holds Aeroplan EliteTM Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite Status, please visit Aeroplan Elite Status benefits. Access to Maple Leaf Lounges and Air Canada Cafés are only available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline.

Anyone under the age of majority entering a Maple Leaf Lounge or an Air Canada Café must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge or Air Canada Café are located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. Use of Maple Leaf Lounges or Air Canada Cafés are subject to applicable Maple Leaf Lounges Terms and Conditions.

7 Enjoy a free first checked bag

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit aircanada.com/baggage.

8 Get Priority Check-in, Priority Boarding and Priority Baggage Handling

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Primary Cardholder or Additional Cardholder may be required to show their qualifying credit card to the Air Canada agent.

9 Priority Airport Standby and higher priority for eUpgrades

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying the applicable condition, such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan-branded credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See aircanada.com/elite-termsandconditions for applicable Aeroplan Elite Status and eUpgrade conditions.

10 Annual Worldwide Companion Pass

Primary Cardholders will receive one (1) Companion Pass after spending more than $25,000 on net purchases (less any returns and credits) in the 12 months prior to card renewal date. The pass will be deposited into the Aeroplan account up to 10 weeks after your cardholder renewal date.

The pass entitles a companion to accompany Primary Cardholder for a fixed base fare, when Primary Cardholder books a published economy fare on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Passes are valid for 12 months from the date issued. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center ("Air Canada Reservations"). Valid for one round-trip for a companion when travelling on the same itinerary and booked at the same time as Primary Cardholder. Maximum one companion pass may be used per booking. If one-way travel is booked, the full base fare will be charged, the pass will be deemed fully used and the return portion of travel is forfeited. Total pricing varies based on itinerary booked. Primary Cardholder may use the pass only once on their choice of travel (i) within Canada and continental United States (excluding Hawaii) for $99 CAD base fare (ii) to/from Hawaii, Mexico, Central America, and the Caribbean for $299 CAD base fare, (iii) to/from South America, Europe, Middle East, and Africa for $499 CAD base fare, and (iv) to/from Asia, Australia, and New Zealand for $599 base fare. Companion will be responsible to pay all applicable taxes, fees, charges and surcharges that apply above the companion's base fare. All travel must originate or terminate in Canada or the United States. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. Companion will be booked into same fare brand as Primary Cardholder and will receive all applicable benefits and services associated with that fare brand. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at time of purchase, and if multiple companion passes are available for the Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. Pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. If during a change or cancellation the pass is reinstated in the Primary Cardholder's account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travellers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all applicable taxes, fees, charges and surcharges that apply above the base fare. Companions who are members of Aeroplan or other partner frequent flyer programs are eligible to accumulate points and/or miles for the ticket issued in exchange for the companion pass according to conditions of the fare brand purchased. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. Terms and conditions of the air transportation services on Air Canada are subject to the General Conditions of Carriage & Tariffs (aircanada.com/conditionsofcarriage) at the time of redemption.

11 Earn Status Qualifying Miles and Status Qualifying Segments by spending on your card

For every $5,000 in net purchases (less any returns and credits) charged to the credit card account, Primary Cardholders will receive 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS), to be deposited in their Aeroplan member account at the end of the next credit card account billing period. Please allow up to 1 week after your credit card account statement date for the deposit to appear. SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Additional Cardholder(s) are not eligible to receive SQM or SQS through this benefit; however, all net spend by Additional Cardholder(s) will count towards the Primary Cardholder's spend. The cardholder may earn unlimited bonus SQM and SQS during an Elite Status qualification period. All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

12 Nexus

The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. There is a maximum of four (4) NEXUS statement credits available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. The terms of the NEXUS program are established by NEXUS, please visit www.cbsa-asfc.gc.ca/prog/nexus/term-eng.htmlExternal site which may not meet accessibility guidelines.. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program.

13 Additional Cardholders

Primary Cardholder remains liable for all charges to the account, including those made by any Additional Cardholder.

14 Preferred Pricing

Primary TD Cardholders will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. The Toronto-Dominion Bank is not responsible for the Aeroplan program and flight rewards' points pricing provided under this program. Visit aircanada.com/Aeroplan for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

15 Rollover of Status Qualifying Miles

Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment.

Primary Cardholders who also hold Aeroplan Elite Status will be able to roll over up to a maximum of 200,000 Status Qualifying Miles (SQM) from the prior qualification year to the next qualification year. This benefit applies when the member qualified for Aeroplan Elite Status by earning the required Status Qualifying Miles or Status Qualifying Segments (SQS), as well as the required Status Qualifying Dollars (SQD), in the prior qualification year. If the member has been granted complimentary status, as determined by Air Canada, that is higher than the status they would have earned via their Status Qualifying balances, the rollover amount will be based on the status they would have earned otherwise (if any), and not the granted status. To qualify for SQM rollover, the Primary Cardholder must be approved for the credit card prior to December 15th of the current calendar year. SQM rolled over from the previous qualifying year will apply towards status qualification for the following qualifying year. Rollover SQM will be deposited directly into the member's Aeroplan account no later than March 30 of any given year, provided the member earned at least Aeroplan 25K Status based on their Status Qualifying balances from the prior qualifying year. Rollover does not apply to SQS or SQD. Benefit is only available to Primary Cardholders and does not apply to Additional Cardholders. In the event the credit card is changed to a different product, or the account is closed, regardless of reason for closure, any SQM rolled over as a result of this benefit will be removed from the Aeroplan account, and any status earned as a result of these rolled over SQM may also be rescinded. SQM do not count towards Million Mile Status and are not redeemable towards Aeroplan rewards. Where a Primary Cardholder is eligible to roll over SQM under another Aeroplan credit card, the total cumulative roll over of all SQM towards Aeroplan Elite Status cannot exceed the maximum of 200,000 SQM. All Aeroplan Elite Status conditions apply and can be reviewed at the terms and conditions page.

16 Rollover of eUpgrade credits

Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment.

Primary Cardholders who also hold Aeroplan Elite Status will be able to roll over up to a maximum of 50 eUpgrade credits received in the prior status year to the next status year. eUpgrade credits issued on a promotional basis, as well as those already rolled over from a previous benefit year, are not eligible for this benefit. To qualify for eUpgrade rollover, the Primary Cardholder must be approved for the credit card prior to December 15th of the current calendar year. Rollover eUpgrade credits will be deposited directly into the member's Aeroplan account no later than March 30 of any given year, provided the member holds Aeroplan Elite Status at that time, and held Aeroplan Elite Status in the previous benefit year. If the credit card is changed to a different product or the account is closed, regardless of reason for closure, any unused, rolled over eUpgrade credits will be forfeited and removed from the member’s eUpgrade account. Benefit is only available to Primary Cardholders and does not apply to Additional Cardholders. Where a Primary Cardholder is eligible to roll over eUpgrade credits under another Aeroplan credit card, the total cumulative roll over of all eUpgrade credits cannot exceed the maximum of 50 eUpgrade credits. All eUpgrade conditions apply and can be reviewed at our eUpgrade terms and conditions page.

17 Travel Medical Insurance

Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions than the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, with which you may be eligible to top up. The day of departure from and the day of return to your province or territory of residence each count as one full day. 31-day coverage if you're under 65 and 4-day coverage if you're 65 or older.

18 Trip Cancellation/Trip Interruption Insurance

Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan Points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

19 Delayed and Lost Baggage Insurance, Flight/Trip Delay Insurance

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan Points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

20 Auto Rental Collision/Loss Damage Insurance

Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them – it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

21 Common Carrier Travel Accident Insurance

Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan Points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

22 Emergency Travel Assistance Services

Provided by our administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

23 Mobile Device Insurance, Hotel/Motel Burglary Insurance

Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

24 Purchase Security and Extended Warranty Protection

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

25 Primary Cardholders are eligible to enroll for Avis President’s Club status. Enrollment into the Avis President’s Club status is required via the Aeroplan form which is available on the Avis Preferred Status with Aeroplan page. The status will be in effect immediately but may take up to 7 business days after enrollment and acceptance by Avis to appear on your Avis Preferred® profile. Once approved, and subject to the Avis Preferred Terms and Conditions, your Avis President’s Club status is effective until the end of the following calendar year.

Additional Cardholders do not qualify for Avis President’s Club status unless they hold Aeroplan 75K or Super Elite status in the Aeroplan EliteTM Status Program. For full terms and conditions, please visit the Avis Preferred Status with Aeroplan page.

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