Please ensure that you provide your own personal Aeroplan number to be linked to your credit card as linking a different loyalty number is prohibited. This Aeroplan number must be included on the qualifying reservation to access airline benefits. The name on the airline reservation must be identical to the name on the Aeroplan account of the traveler. For Secondary Cardholder’s ability to access available benefits, their own personal Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting Air Canada: Link your card. Please allow up to 72 hours after your Aeroplan credit card is approved, or the Aeroplan number of the Secondary Cardholder is linked to the Secondary Cardholder’s credit card, for these benefits to be activated. The Aeroplan member accounts of the Primary Cardholder and Secondary Cardholder(s) must be in good standing for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if your Aeroplan credit card product is changed to another product. Aeroplan membership and benefits are subject to the Aeroplan Program Terms and Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada or Aeroplan in their sole discretion and as may be changed from time to time. Air Canada and Aeroplan reserve the right to modify, suspend, or discontinue any benefit, and to disqualify any individual believed to be tampering with the process or the operation of a benefit.

Please ensure that you provide your own personal Aeroplan number to be linked to your credit card as linking a different loyalty number is prohibited. This Aeroplan number must be included on the qualifying reservation to access airline benefits. The Aeroplan member accounts of the Primary Cardholder must be in good standing for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if your Aeroplan credit card product is changed to another product. Aeroplan membership and benefits are subject to the Aeroplan Program Terms and Conditions and any applicable Air Canada Terms and Conditions relating to a benefit, as determined by Air Canada or Aeroplan in their sole discretion and as may be changed from time to time. Air Canada and Aeroplan reserve the right to modify, suspend, or discontinue any benefit, and to disqualify any individual believed to be tampering with the process or the operation of a benefit.

FLY15OFF - Limited Time Promo

(TD^® Aeroplan^® Visa Infinite Privilege* Card, TD^® Aeroplan^® Visa Infinite* Card, TD^® Aeroplan^® Visa* Business Card and TD^® Aeroplan^® Visa Platinum* Card)

The FLY15OFF flight reward offer (the “Offer”) is available to Primary Cardholders (“Cardholders”) of Canadian Aeroplan Credit Cards who make an eligible Air Canada flight reward redemption booking using Aeroplan points between 12:01 a.m. Eastern Standard Time (“EST”) on September 10, 2026 and 11:59 p.m. EST on January 11, 2027, unless extended, for travel until December 31, 2027 local time. Unless otherwise permitted, the Offer cannot be combined with any other offer.

Cardholders will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third-party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non-transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply.

If the Offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control which corrupt or affect the administration, security or proper conduct of the Offer, the Offer can be terminated or suspended by Aeroplan, in its sole discretion, in whole or in part, or modified in any way, without advance notice. Furthermore, any individual

that is believed to be tampering with the process or the operation of the Offer can be disqualified from the Offer and banned from any future offers by Aeroplan.

Primary Cardholders (“Cardholders”) will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third-party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non-transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Primary Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply.

The “Get a 4^th Day Free” vehicle rental benefit (the “Benefit”) applies to eligible vehicle rental bookings made by Primary Cardholders and linked Additional Cardholders (each a “Cardholder”) with Aeroplan points at participating car rental providers. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 day consecutive vehicle rental booked with a participating car rental provider using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one of those four rental days within the 4 day reservation. For example, a Cardholder booking a 4-day consecutive rental will only need to redeem Aeroplan points for 3 days (e.g., 10,000 points per day required for 4 days is 40,000 points, but under the Benefit you only require 30,000 points (10,000 × 3) for the 4 days). For an 8-day consecutive rental, the Cardholder will only need to redeem Aeroplan points for 6 days, and so forth.

The rental days must be part of the same booking, for the same vehicle, at the same participating rental provider, and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free day credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes, surcharges, fuel charges, insurance, and other fees may not be included in your vehicle rental points redemption rate and will still apply to each rental day booked with points and must be paid directly to the rental provider. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for vehicle redemption can fluctuate from day to day. The free day is based on the calculation of the average points cost per rental day across all days of the rental of 4 days or longer. The average points required for one rental day redemption will then be removed from the total booking, one for every 4 rental days.

The amount of Aeroplan points required per rental day varies by participating rental provider, vehicle type, location, length of rental, and may also vary by time of year. Points required per rental day are updated continuously and may change at any time without notice.

The Benefit applies to vehicle rental redemptions made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire rental after applying the reduction corresponding to the average Aeroplan points required per one rental day, if and as applicable.

All Aeroplan Program terms and conditions apply.

The “Get a 4^th Day Free” vehicle rental benefit (the “Benefit”) applies to eligible vehicle rental bookings made by Primary Cardholders (each a “Cardholder”) with Aeroplan points at participating car rental providers. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 day consecutive vehicle rental booked with a participating car rental provider using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one of those four rental days within the 4 day reservation. For example, a Cardholder booking a 4-day consecutive rental will only need to redeem Aeroplan points for 3 days (e.g., 10,000 points per day required for 4 days is 40,000 points, but under the Benefit you only require 30,000 points (10,000 × 3) for the 4 days). For an 8-day consecutive rental, the Cardholder will only need to redeem Aeroplan points for 6 days, and so forth.

The rental days must be part of the same booking, for the same vehicle, at the same participating rental provider, and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free day credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes, surcharges, fuel charges, insurance, and other fees may not be included in your vehicle rental points redemption rate and will still apply to each rental day booked with points and must be paid directly to the rental provider. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for vehicle redemption can fluctuate from day to day. The free day is based on the calculation of the average points cost per rental day across all days of the rental of 4 days or longer. The average points required for one rental day redemption will then be removed from the total booking, one for every 4 rental days.

The amount of Aeroplan points required per rental day varies by participating rental provider, vehicle type, location, length of rental, and may also vary by time of year. Points required per rental day are updated continuously and may change at any time without notice.

The Benefit applies to vehicle rental redemptions made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire rental after applying the reduction corresponding to the average Aeroplan points required per one rental day, if and as applicable.

All Aeroplan Program terms and conditions apply.

The “Get a 4^th Night Free” hotel benefit (the “Benefit”) applies to hotel room redemption bookings made by Primary Cardholders and linked Additional Cardholders (each a “Cardholder”) with Aeroplan points at participating hotels. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 night consecutive hotel stay at a participating hotel booked using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one night within the 4 night stay. For example, a Cardholder booking a 4-night consecutive stay will only need to redeem Aeroplan points for 3 nights (e.g., 15,000 points per night required for 4 nights is 60,000 points but under the Benefit you only require 45,000 points (15,000 x 3) for the 4 nights). Or for an 8-night consecutive stay, the Cardholder will only need to redeem Aeroplan points for 6 nights and so forth.

The nights must be within the same stay at the same participating hotel, as part of the same booking and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free night credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes and fees (such as destination and/or resort fees) may not be included in your hotel room points redemption rate and will still apply to each hotel night booked with points and be payable directly at the hotel. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for hotel redemption can fluctuate from night to night. The free night is based on the calculation of the average points cost per hotel room redemption night across all nights of the stay of 4 nights or longer. The average points required for one hotel room night redemption will then be removed from the total stay, one for every 4-night stay.

The amount of Aeroplan points required per night varies by the participating hotel, room type available at the participating hotel, length of stay, and may also vary by time of year. Points required per hotel room night redemption are updated continuously and may change at any time without notice.

The Benefit applies to hotel redemptions of all room types made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire stay after applying the reduction corresponding to the average Aeroplan points required per one night for that stay, if and as applicable.

All Aeroplan Program terms and conditions apply.

The “Get a 4^th Night Free” hotel benefit (the “Benefit”) applies to hotel room redemption bookings made by Primary Cardholders (each a “Cardholder”) with Aeroplan points at participating hotels. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 night consecutive hotel stay at a participating hotel booked using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one night within the 4 night stay. For example, a Cardholder booking a 4-night consecutive stay will only need to redeem Aeroplan points for 3 nights (e.g., 15,000 points per night required for 4 nights is 60,000 points but under the Benefit you only require 45,000 points (15,000 x 3) for the 4 nights). Or for an 8-night consecutive stay, the Cardholder will only need to redeem Aeroplan points for 6 nights and so forth.

The nights must be within the same stay at the same participating hotel, as part of the same booking and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free night credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes and fees (such as destination and/or resort fees) may not be included in your hotel room points redemption rate and will still apply to each hotel night booked with points and be payable directly at the hotel. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for hotel redemption can fluctuate from night to night. The free night is based on the calculation of the average points cost per hotel room redemption night across all nights of the stay of 4 nights or longer. The average points required for one hotel room night redemption will then be removed from the total stay, one for every 4-night stay.

The amount of Aeroplan points required per night varies by the participating hotel, room type available at the participating hotel, length of stay, and may also vary by time of year. Points required per hotel room night redemption are updated continuously and may change at any time without notice.

The Benefit applies to hotel redemptions of all room types made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire stay after applying the reduction corresponding to the average Aeroplan points required per one night for that stay, if and as applicable.

All Aeroplan Program terms and conditions apply.

The Air Canada Flight Benefit, is a benefit available only to Primary Cardholders. The Primary Cardholder will receive one $25 CAD equivalent Air Canada Flight Benefit every six months for up to $50 CAD equivalent in a calendar year as set forth below.

Air Canada Flight Benefits are issued to the Primary Cardholder’s AC Wallet twice every calendar year, on January 15 and July 15. Each Air Canada Flight Benefit expires six (6) months after issuance.

The Air Canada Flight Benefit is valid towards a new booking only, and not valid on existing reservations. Air Canada Flight Benefit may be applied towards the total cost of an eligible booking, including the base fare, for cash flight bookings marketed and operated by Air Canada^®, Air Canada Rouge^®, or under the Air Canada Express^® brand. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada mobile application, or through the Air Canada Contact Centre, and are subject to applicable fare rules and conditions. Booking must be made before the Air Canada Flight Benefit expiry date; travel may occur after the Air Canada Flight Benefit expiry date subject to flight schedule availability at the time of booking. The Air Canada Flight Benefit may only be used as described, cannot be transferred and has no monetary or exchange value.  To be eligible to receive and use an Air Canada Flight Benefit, the Primary Cardholder’s Aeroplan account must be in good standing and linked to the Aeroplan credit card by no later than 72 hours prior to the date the Air Canada Flight Benefit is issued. Additional Cardholders are not eligible to receive an Air Canada Flight Benefit.

Unused Air Canada Flight Benefit(s) will automatically be cancelled from the AC Wallet upon credit card closure, regardless of reason for closure, or if the credit card account is downgraded from a higher-tier Aeroplan credit card to a lower-tier Aeroplan credit card, regardless of the reason for downgrade. You will retain your Air Canada Flight Benefit if you upgrade to a higher-tier Aeroplan credit card issued by the same bank. No additional Air Canada Flight Benefit will be issued as a result of the upgrade, rather the next Air Canada Flight Benefit, if applicable, will be issued at the next semi-annual cycle.

If an Air Canada Flight Benefit is applied to a booking and the booking is cancelled or changed, the Air Canada Flight Benefit will be treated in accordance with the Air Canada’s applicable booking, change, and cancellation policies. Where an Air Canada Flight Benefit is reinstated to the Primary Cardholder’s AC Wallet pursuant to Air Canada’s applicable booking, change and cancellation policies, the original expiry date of that Air Canada Flight Benefit will continue to apply. If such change or cancellation occurs after the Air Canada Flight Benefit’s original expiry date, the Air Canada Flight Benefit will be expired.

Air Canada reserves the right to modify, suspend, or discontinue the Air Canada Flight Benefit, including the amounts, issuance schedule, eligibility, and validity periods, at any time.

All Aeroplan Program and AC Wallet Terms and Conditions apply.

The Air Canada Flight Benefit, is a benefit available only to Primary Cardholders. The Primary Cardholder will receive one $50 CAD equivalent Air Canada Flight Benefit every six months for up to $100 CAD equivalent in a calendar year as set forth below.

Air Canada Flight Benefits are issued to the Primary Cardholder’s AC Wallet twice every calendar year, on January 15 and July 15. Each Air Canada Flight Benefit expires six (6) months after issuance.

The Air Canada Flight Benefit is valid towards a new booking only, and not valid on existing reservations. The Air Canada Flight Benefit may be applied towards the total cost of an eligible booking, including the base fare, for cash flight bookings marketed and operated by Air Canada^®, Air Canada Rouge^®, or under the Air Canada Express^® brand. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada mobile application, or through the Air Canada Contact Centre, and are subject to applicable fare rules and conditions. Booking must be made before the Air Canada Flight Benefit expiry date; travel may occur after the Air Canada Flight Benefit expiry date subject to flight schedule availability at the time of booking. Air Canada Flight Benefit may only be used as described, cannot be transferred and has no monetary or exchange value.  To be eligible to receive and use an Air Canada Flight Benefit, the Primary Cardholder’s Aeroplan account must be in good standing and linked to the Aeroplan credit card by no later than 72 hours prior to the date the Air Canada Flight Benefit is issued. Additional Cardholders are not eligible to receive an Air Canada Flight Benefit.

Unused Air Canada Flight Benefit (s) will automatically be cancelled from the AC Wallet upon credit card closure, regardless of reason for closure, or if the credit card account is downgraded from a higher-tier Aeroplan credit card to a lower-tier Aeroplan credit card, regardless of the reason for downgrade. No additional Air Canada Flight Benefit will be issued as a result of the upgrade, rather the next Air Canada Flight Benefit, if applicable, will be issued at the next semi-annual cycle.

If an Air Canada Flight Benefit is applied to a booking and the booking is cancelled or changed, the Air Canada Flight Benefit will be treated in accordance with the Air Canada’s applicable booking, change, and cancellation policies. Where an Air Canada Flight Benefit is reinstated to the Primary Cardholder’s AC Wallet pursuant to Air Canada’s applicable booking, change and cancellation policies, the original expiry date of that Air Canada Flight Benefit will continue to apply. If such change or cancellation occurs after the Air Canada Flight Benefit’s original expiry date, the Air Canada Flight Benefit will be expired.

Air Canada reserves the right to modify, suspend, or discontinue the Air Canada Flight Benefit , including the amounts, issuance schedule, eligibility, and validity periods, at any time.

All Aeroplan Program and AC Wallet Terms and Conditions apply.

A Primary Cardholder and Additional Cardholder(s) are each entitled to complimentary access to any Air Canada Café and any Maple Leaf Lounge worldwide. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. The Primary Cardholder and Additional Cardholder(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Additional Cardholder. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Primary Cardholder or Additional Cardholder who holds Aeroplan Elite^TM Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite Status, please visit aircanada.com/elitebenefits. Access to Maple Leaf Lounges and Air Canada Cafés are only available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge or an Air Canada Café must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge or an Air Canada Café is located. Benefit may only be used as described and otherwise cannot be transferred. Access is subject to space availability. Use of Maple Leaf Lounge or Air Canada Cafés are subject to applicable Maple Leaf Lounges Terms and Conditions.

All Aeroplan Program terms and conditions apply.

A Primary Cardholder or Additional Cardholder (each, a “Cardholder”), and up to eight (8) additional passengers travelling on the same reservation (to a maximum of nine (9) travelers in total), are entitled to Priority Security Clearance (where available). Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. The benefit applies each time the Cardholder travels, provided that the Aeroplan number of the Cardholder accessing the benefit is included in the qualifying reservation and the name on the reservation matches the name on the Cardholder’s Aeroplan account.

Priority Security Clearance is subject to availability and operational constraints and does not guarantee expedited processing or exemption from standard security screening procedures.

All Aeroplan Program Terms and Conditions apply.

Please ensure that you provide your own personal Aeroplan number to be linked to your card as linking a different loyalty number is prohibited.

This Aeroplan number must be included on the qualifying reservation to access the airline benefits. The name on the airline reservation must be identical to the name on the Aeroplan account of the traveler. For eligible Supplementary Cardmember(s) ability to access available benefits, their own personal Aeroplan number must be linked to a valid card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the card is approved, or the Aeroplan number of the eligible Supplementary Cardmember is linked to the Supplementary Card, for these benefits to be activated.  Aeroplan member accounts of the Basic Cardmember and Supplementary Cardmember(s) must be in good standing to enjoy their Amex Aeroplan card benefits.  Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

Please ensure that you provide your personal Aeroplan number to be linked to your card account as linking a different loyalty number may impact the airline benefit fulfillment.

Please ensure that you provide your own personal Aeroplan number to be linked to your card as linking a different loyalty number is prohibited. This Aeroplan number must be included on the qualifying reservation to access the airline benefits. The name on the airline reservation must be identical to the name on the Aeroplan account of the traveler. Please allow up to 72 hours after the card is approved for these benefits to be activated. Aeroplan member accounts of the Basic Cardmember must be in good standing to enjoy their American Express^® Aeroplan^®* Card benefits. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

The FLY15OFF flight reward offer (the “Offer”) is available to Cardmembers (“Cardholders”) of Canadian Aeroplan Credit Cards who make an eligible Air Canada flight reward redemption booking using Aeroplan points between 12:01 a.m. Eastern Standard Time (“EST”) on September 10, 2026 and 11:59 p.m. EST on January 11, 2027, unless extended, for travel until December 31, 2027 local time. Unless otherwise permitted, the Offer cannot be combined with any other offer. 

Cardholders will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third‑party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non‑transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply. 

If the Offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control which corrupt or affect the administration, security or proper conduct of the Offer, the Offer can be terminated or suspended by Aeroplan, in its sole discretion, in whole or in part, or modified in any way, without advance notice. Furthermore, an

individual that is believed to be tampering with the process or the operation of the Offer can be disqualified from the Offer and banned from any future offers by Aeroplan. 

Cardmembers (“Cardholders”) will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third-party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non-transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply.

*The FLY15OFF flight reward offer (the “Offer”) is available to Basic Cardmembers (“Cardholders”) of Canadian Aeroplan Credit Cards who make an eligible Air Canada flight reward redemption booking using Aeroplan points between 12:01 a.m. Eastern Standard Time (“EST”) on September 10, 2026 and 11:59 p.m. EST on January 11, 2027, unless extended, for travel until December 31, 2027 local time. Unless otherwise permitted, the Offer cannot be combined with any other offer.

Cardholders will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third-party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non-transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply.

If the Offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control which corrupt or affect the administration, security or proper conduct of the Offer, the Offer can be terminated or suspended by Aeroplan, in its sole discretion, in whole or in part, or modified in any way, without advance notice. Furthermore, any individual that is believed to be tampering with the process or the operation of the Offer can be disqualified from the Offer and banned from any future offers by Aeroplan.

Basic Cardmembers (“Cardholders”) will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third-party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non-transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply.

The Air Canada Flight Benefit (the “Coupon”) is a benefit available only to Cardmembers. The Cardmember will receive one $25 CAD equivalent Coupon every six months for up to $50 CAD equivalent in a calendar year as set forth below.

Coupons are issued to the Cardmember’s AC Wallet twice every calendar year, on January 15 and July 15. Each Coupon expires six (6) months after issuance.

The Coupon is valid towards a new booking only, and not valid on existing reservations. The Coupon may be applied towards the total cost of an eligible booking, including the base fare, for cash flight bookings marketed and operated by Air Canada^®, Air Canada Rouge^®, or under the Air Canada Express^® brand. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada mobile application, or through the Air Canada Contact Centre, and are subject to applicable fare rules and conditions. Booking must be made before the Coupon expiry date; travel may occur after the Coupon expiry date subject to flight schedule availability at the time of booking. Coupon may only be used as described, cannot be transferred and has no monetary or exchange value.  To be eligible to receive and use a Coupon, the Cardmember’s Aeroplan account must be in good standing and linked to the Aeroplan credit card by no later than 72 hours prior to the date the Coupon is issued.

Unused Coupon(s) will automatically be cancelled from the AC Wallet upon credit card closure, regardless of reason for closure.

If a Coupon is applied to a booking and the booking is cancelled or changed, the Coupon will be treated in accordance with the Air Canada’s applicable booking, change, and cancellation policies. Where a Coupon is reinstated to the Cardmember’s AC Wallet pursuant to Air Canada’s applicable booking, change and cancellation policies, the original expiry date of that Coupon will continue to apply. If such change or cancellation occurs after the Coupon’s original expiry date, the Coupon will be expired.

Air Canada reserves the right to modify, suspend, or discontinue the Coupon benefit, including the amounts, issuance schedule, eligibility, and validity periods, at any time.

All Aeroplan Program and AC Wallet Terms and Conditions apply.

The Air Canada Flight Benefit (the “Coupon”), is a benefit available only to Basic Cardmembers. The Basic Cardmember will receive one $25 CAD equivalent Coupon every six months for up to $50 CAD equivalent in a calendar year as set forth below.

Coupons are issued to the Cardmember’s AC Wallet twice every calendar year, on January 15 and July 15. Each Coupon expires six (6) months after issuance.

The Coupon is valid towards a new booking only, and not valid on existing reservations. The Coupon may be applied towards the total cost of an eligible booking, including the base fare, for cash flight bookings marketed and operated by Air Canada^®, Air Canada Rouge^®, or under the Air Canada Express^® brand. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada mobile application, or through the Air Canada Contact Centre, and are subject to applicable fare rules and conditions. Booking must be made before the Coupon expiry date; travel may occur after the Coupon expiry date subject to flight schedule availability at the time of booking. Coupon may only be used as described, cannot be transferred and has no monetary or exchange value.  To be eligible to receive and use a Coupon, the Basic Cardmember’s Aeroplan account must be in good standing and linked to the Aeroplan credit card by no later than 72 hours prior to the date the Coupon is issued. Supplementary Cardmembers are not eligible to receive a Coupon.

Unused Coupon(s) will automatically be cancelled from the AC Wallet upon credit card account closure, regardless of reason for closure, or if the credit card account is downgraded from a higher-tier Aeroplan credit card to a lower-tier Aeroplan credit card, regardless of the reason for downgrade. You will retain your Coupon if you upgrade to a higher-tier Aeroplan credit card issued by the same bank. No additional Coupon will be issued as a result of the upgrade, rather the next Coupon, if applicable, will be issued at the next semi-annual cycle.

If a Coupon is applied to a booking and the booking is cancelled or changed, the Coupon will be treated in accordance with the Air Canada’s applicable booking, change, and cancellation policies. Where a Coupon is reinstated to the Basic Cardmember’s AC Wallet pursuant to Air Canada’s applicable booking, change and cancellation policies, the original expiry date of that Coupon will continue to apply. If such change or cancellation occurs after the Coupon’s original expiry date, the Coupon will be expired.

Air Canada reserves the right to modify, suspend, or discontinue the Coupon benefit, including the amounts, issuance schedule, eligibility, and validity periods, at any time.

All Aeroplan Program and AC Wallet Terms and Conditions apply.

The Air Canada Flight Benefit (the “Coupon”), is a benefit available only to Cardmembers. The Cardmember will receive one $50 CAD equivalent Coupon every six months for up to $100 CAD equivalent in a calendar year as set forth below.

Coupons are issued to the Cardmember’s AC Wallet twice every calendar year, on January 15 and July 15. Each Coupon expires six (6) months after issuance.

The Coupon is valid towards a new booking only, and not valid on existing reservations. The Coupon may be applied towards the total cost of an eligible booking, including the base fare, for cash flight bookings marketed and operated by Air Canada^®, Air Canada Rouge^®, or under the Air Canada Express^® brand. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada mobile application, or through the Air Canada Contact Centre, and are subject to applicable fare rules and conditions. Booking must be made before the Coupon expiry date; travel may occur after the Coupon expiry date subject to flight schedule availability at the time of booking. Coupon may only be used as described, cannot be transferred and has no monetary or exchange value.  To be eligible to receive and use a Coupon, the Cardmember’s Aeroplan account must be in good standing and linked to the Aeroplan credit card by no later than 72 hours prior to the date the Coupon is issued.

Unused Coupon(s) will automatically be cancelled from the AC Wallet upon credit card closure, regardless of reason for closure, or if the credit card account is downgraded from a higher-tier Aeroplan credit card to a lower-tier Aeroplan credit card, regardless of the reason for downgrade. No additional Coupon will be issued as a result of the upgrade, rather the next Coupon, if applicable, will be issued at the next semi-annual cycle.

If a Coupon is applied to a booking and the booking is cancelled or changed, the Coupon will be treated in accordance with the Air Canada’s applicable booking, change, and cancellation policies. Where a Coupon is reinstated to the Cardmember’s AC Wallet pursuant to Air Canada’s applicable booking, change and cancellation policies, the original expiry date of that Coupon will continue to apply. If such change or cancellation occurs after the Coupon’s original expiry date, the Coupon will be expired.

Air Canada reserves the right to modify, suspend, or discontinue the Coupon benefit, including the amounts, issuance schedule, eligibility, and validity periods, at any time.

All Aeroplan Program and AC Wallet Terms and Conditions apply.

The Air Canada Flight Benefit (the “Coupon”), is a benefit available only to Basic Cardmembers. The Basic Cardmember will receive one $50 CAD equivalent Coupon every six months for up to $100 CAD equivalent in a calendar year as set forth below.

Coupons are issued to the Basic Cardmember’s AC Wallet twice every calendar year, on January 15 and July 15. Each Coupon expires six (6) months after issuance.

The Coupon is valid towards a new booking only, and not valid on existing reservations. The Coupon may be applied towards the total cost of an eligible booking, including the base fare, for cash flight bookings marketed and operated by Air Canada^®, Air Canada Rouge^®, or under the Air Canada Express^® brand. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada mobile application, or through the Air Canada Contact Centre, and are subject to applicable fare rules and conditions. Booking must be made before the Coupon expiry date; travel may occur after the Coupon expiry date subject to flight schedule availability at the time of booking. Coupon may only be used as described, cannot be transferred and has no monetary or exchange value.  To be eligible to receive and use a Coupon, the Basic Cardmember’s Aeroplan account must be in good standing and linked to the Aeroplan credit card by no later than 72 hours prior to the date the Coupon is issued. Supplementary Cardmembers are not eligible to receive a Coupon.

Unused Coupon(s) will automatically be cancelled from the AC Wallet upon credit card closure, regardless of reason for closure, or if the credit card account is downgraded from a higher-tier Aeroplan credit card to a lower-tier Aeroplan credit card, regardless of the reason for downgrade. No additional Coupon will be issued as a result of the upgrade, rather the next Coupon, if applicable, will be issued at the next semi-annual cycle.

If a Coupon is applied to a booking and the booking is cancelled or changed, the Coupon will be treated in accordance with the Air Canada’s applicable booking, change, and cancellation policies. Where a Coupon is reinstated to the Basic Cardmember’s AC Wallet pursuant to Air Canada’s applicable booking, change and cancellation policies, the original expiry date of that Coupon will continue to apply. If such change or cancellation occurs after the Coupon’s original expiry date, the Coupon will be expired.

Air Canada reserves the right to modify, suspend, or discontinue the Coupon benefit, including the amounts, issuance schedule, eligibility, and validity periods, at any time.

All Aeroplan Program and AC Wallet Terms and Conditions apply.

The “Get a 4th Night Free” hotel benefit (the “Benefit”) applies to hotel room redemption bookings made by Cardmembers (each a “Cardmember”) with Aeroplan points at participating hotels. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 night consecutive hotel stay at a participating hotel booked using only Aeroplan points from the Aeroplan account of the Cardmember (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardmember will receive a reduction equal to the average Aeroplan points value of one night within the 4 night stay. For example, a Cardmember booking a 4-night consecutive stay will only need to redeem Aeroplan points for 3 nights (e.g., 15,000 points per night required for 4 nights is 60,000 points but under the Benefit you only require 45,000 points (15,000 x 3) for the 4 nights). Or for an 8-night consecutive stay, the Cardmember will only need to redeem Aeroplan points for 6 nights and so forth.

The nights must be within the same stay at the same participating hotel, as part of the same booking and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free night credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes and fees (such as destination and/or resort fees) may not be included in your hotel room points redemption rate and will still apply to each hotel night booked with points and be payable directly at the hotel. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for hotel redemption can fluctuate from night to night. The free night is based on the calculation of the average points cost per hotel room redemption night across all nights of the stay of 4 nights or longer. The average points required for one hotel room night redemption will then be removed from the total stay, one for every 4-night stay.

The amount of Aeroplan points required per night varies by the participating hotel, room type available at the participating hotel, length of stay, and may also vary by time of year. Points required per hotel room night redemption are updated continuously and may change at any time without notice.

The Benefit applies to hotel redemptions of all room types made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardmember must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire stay after applying the reduction corresponding to the average Aeroplan points required per one night for that stay, if and as applicable.

All Aeroplan Program terms and conditions apply.

American Express is not responsible for the fulfillment of the Benefit or the terms and conditions. The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc.

The “Get a 4th Night Free” hotel benefit (the “Benefit”) applies to hotel room redemption bookings made by Basic Cardmembers and linked Supplementary Cardmembers with Aeroplan points at participating hotels. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 night consecutive hotel stay at a participating hotel booked using only Aeroplan points from the Aeroplan account of the Cardmember (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardmember will receive a reduction equal to the average Aeroplan points value of one night within the 4 night stay. For example, a Cardmember booking a 4-night consecutive stay will only need to redeem Aeroplan points for 3 nights (e.g., 15,000 points per night required for 4 nights is 60,000 points but under the Benefit you only require 45,000 points (15,000 x 3) for the 4 nights). Or for an 8-night consecutive stay, the Cardmember will only need to redeem Aeroplan points for 6 nights and so forth.

The nights must be within the same stay at the same participating hotel, as part of the same booking and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free night credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes and fees (such as destination and/or resort fees) may not be included in your hotel room points redemption rate and will still apply to each hotel night booked with points and be payable directly at the hotel. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for hotel redemption can fluctuate from night to night. The free night is based on the calculation of the average points cost per hotel room redemption night across all nights of the stay of 4 nights or longer. The average points required for one hotel room night redemption will then be removed from the total stay, one for every 4-night stay.

The amount of Aeroplan points required per night varies by the participating hotel, room type available at the participating hotel, length of stay, and may also vary by time of year. Points required per hotel room night redemption are updated continuously and may change at any time without notice.

The Benefit applies to hotel redemptions of all room types made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardmember must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire stay after applying the reduction corresponding to the average Aeroplan points required per one night for that stay, if and as applicable.

All Aeroplan Program terms and conditions apply.  

American Express is not responsible for the fulfillment of the Benefit or the terms and conditions. The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc.

The “Get a 4th Day Free” vehicle rental benefit (the “Benefit”) applies to eligible vehicle rental bookings made by Cardmembers (each a “Cardmember”) with Aeroplan points at participating car rental providers. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 day consecutive vehicle rental booked with a participating car rental provider using only Aeroplan points from the Aeroplan account of the Cardmember (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardmember will receive a reduction equal to the average Aeroplan points value of one of those four rental days within the 4 day reservation. For example, a Cardmember booking a 4-day consecutive rental will only need to redeem Aeroplan points for 3 days (e.g., 10,000 points per day required for 4 days is 40,000 points, but under the Benefit you only require 30,000 points (10,000 × 3) for the 4 days). For an 8-day consecutive rental, the Cardmember will only need to redeem Aeroplan points for 6 days, and so forth.

The rental days must be part of the same booking, for the same vehicle, at the same participating rental provider, and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free day credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes, surcharges, fuel charges, insurance, and other fees may not be included in your vehicle rental points redemption rate and will still apply to each rental day booked with points and must be paid directly to the rental provider. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for vehicle redemption can fluctuate from day to day. The free day is based on the calculation of the average points cost per rental day across all days of the rental of 4 days or longer. The average points required for one rental day redemption will then be removed from the total booking, one for every 4 rental days.

The amount of Aeroplan points required per rental day varies by participating rental provider, vehicle type, location, length of rental, and may also vary by time of year. Points required per rental day are updated continuously and may change at any time without notice.

The Benefit applies to vehicle rental redemptions made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardmember must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire rental after applying the reduction corresponding to the average Aeroplan points required per one rental day, if and as applicable.

All Aeroplan Program terms and conditions apply.

American Express is not responsible for the fulfillment of the Benefit or the terms and conditions. The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc.

The “Get a 4th Day Free” vehicle rental benefit (the “Benefit”) applies to eligible vehicle rental bookings made by Basic Cardmembers and linked Supplementary Cardmembers with Aeroplan points at participating car rental providers. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 day consecutive vehicle rental booked with a participating car rental provider using only Aeroplan points from the Aeroplan account of the Cardmember (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardmember will receive a reduction equal to the average Aeroplan points value of one of those four rental days within the 4 day reservation. For example, a Cardmember booking a 4-day consecutive rental will only need to redeem Aeroplan points for 3 days (e.g., 10,000 points per day required for 4 days is 40,000 points, but under the Benefit you only require 30,000 points (10,000 × 3) for the 4 days). For an 8-day consecutive rental, the Cardmember will only need to redeem Aeroplan points for 6 days, and so forth.

The rental days must be part of the same booking, for the same vehicle, at the same participating rental provider, and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free day credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes, surcharges, fuel charges, insurance, and other fees may not be included in your vehicle rental points redemption rate and will still apply to each rental day booked with points and must be paid directly to the rental provider. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for vehicle redemption can fluctuate from day to day. The free day is based on the calculation of the average points cost per rental day across all days of the rental of 4 days or longer. The average points required for one rental day redemption will then be removed from the total booking, one for every 4 rental days.

The amount of Aeroplan points required per rental day varies by participating rental provider, vehicle type, location, length of rental, and may also vary by time of year. Points required per rental day are updated continuously and may change at any time without notice.

The Benefit applies to vehicle rental redemptions made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardmember must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire rental after applying the reduction corresponding to the average Aeroplan points required per one rental day, if and as applicable.

All Aeroplan Program terms and conditions apply.

American Express is not responsible for the fulfillment of the Benefit or the terms and conditions. The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc.

Cardmember(s) are each entitled to complimentary access to any Air Canada Café and any Maple Leaf Lounge worldwide. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. The Cardmember is entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Cardmember. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Cardmember who holds Aeroplan Elite^TM Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite Status, please visit aircanada.com/elitebenefits. Access to Maple Leaf Lounges and Air Canada Cafés are only available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge or an Air Canada Café must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge or an Air Canada Café is located. Benefit may only be used as described and otherwise cannot be transferred. Access is subject to space availability. Use of Maple Leaf Lounge or Air Canada Cafés are subject to applicable Maple Leaf Lounges Terms and Conditions.

All Aeroplan Program terms and conditions apply.

A Basic Cardmember and Supplementary Cardmember(s) are each entitled to complimentary access to any Air Canada Café and any Maple Leaf Lounge worldwide. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. The Basic Cardmember and Supplementary Cardmember(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Basic Cardmember or Supplementary Cardmember. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Basic Cardmember or Supplementary Cardmember who holds Aeroplan Elite^TM Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite Status, please visit aircanada.com/elitebenefits. Access to Maple Leaf Lounges and Air Canada Cafés are only available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge or an Air Canada Café must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge or an Air Canada Café is located. Benefit may only be used as described and otherwise cannot be transferred. Access is subject to space availability. Use of Maple Leaf Lounge or Air Canada Cafés are subject to applicable Maple Leaf Lounges Terms and Conditions.

All Aeroplan Program terms and conditions apply.

Cardmember and up to eight (8) additional passengers travelling on the same reservation (to a maximum of nine (9) travelers in total), are entitled to Priority Security Clearance (where available). Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. The benefit applies each time the Cardmember travels, provided that the Aeroplan number of the Cardmember accessing the benefit is included in the qualifying reservation and the name on the reservation matches the name on the Cardmember’s Aeroplan account.

Priority Security Clearance is subject to availability and operational constraints and does not guarantee expedited processing or exemption from standard security screening procedures.

All Aeroplan Program Terms and Conditions apply.

A Basic Cardmember or Supplementary Cardmember (each, a “Cardmember”), and up to eight (8) additional passengers travelling on the same reservation (to a maximum of nine (9) travelers in total), are entitled to Priority Security Clearance (where available). Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. The benefit applies each time the Cardmember travels, provided that the Aeroplan number of the Cardmember accessing the benefit is included in the qualifying reservation and the name on the reservation matches the name on the Cardmember’s Aeroplan account.

Priority Security Clearance is subject to availability and operational constraints and does not guarantee expedited processing or exemption from standard security screening procedures.

All Aeroplan Program Terms and Conditions apply.

Please ensure that you provide your own personal Aeroplan number to be linked to your credit card as linking a different loyalty number is prohibited. This Aeroplan number must be included on the qualifying reservation to access airline benefits. The name on the airline reservation must be identical to the name on the Aeroplan account of the traveler. For authorized user’s ability to access available benefits, their own personal Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting Air Canada: Link your card. Please allow up to 72 hours after the CIBC Aeroplan credit card is approved, or the Aeroplan number of the authorized user is linked to the authorized user credit card, for these benefits to be activated. The Aeroplan member and credit card accounts of the primary cardholder and authorized users must be in good standing for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if your CIBC Aeroplan credit card product is changed to another product. Aeroplan membership and benefits are subject to the Aeroplan Program Terms and Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada or Aeroplan in their sole discretion and as may be changed from time to time. Air Canada and Aeroplan reserve the right to modify, suspend, or discontinue any benefit, and to disqualify any individual believed to be tampering with the process or the operation of a benefit. Capitalized terms used have the meanings set out in the CIBC Cardholder Agreement.

Please ensure that you provide your own personal Aeroplan number to be linked to your credit card as linking a different loyalty number is prohibited. This Aeroplan number must be included on the qualifying reservation to access airline benefits. The Aeroplan member and the credit card accounts of the Primary Cardholder must be in good standing for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if your Aeroplan credit card product is changed to another product. Aeroplan membership and benefits are subject to the Aeroplan Program Terms and Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada or Aeroplan in their sole discretion and as may be changed from time to time. Air Canada and Aeroplan reserve the right to modify, suspend, or discontinue any benefit, and to disqualify any individual believed to be tampering with the process or the operation of a benefit.

Please ensure that you provide your own personal Aeroplan number to be linked to your credit card as linking a different loyalty number is prohibited. This Aeroplan number must be included on the qualifying reservation to access airline benefits. The name on the airline reservation must be identical to the name on the Aeroplan account of the traveler. For cardholders’ ability to access available benefits, their own personal Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting Air Canada: Link your card. Please allow up to 72 hours after the CIBC Aeroplan credit card is approved, or the Aeroplan number of the cardholder is linked to the cardholder credit card, for these benefits to be activated. The Aeroplan accounts of the Rewards Officer and all other cardholders must be in Good Standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if your CIBC Aeroplan credit card product is changed to another product. Aeroplan membership and benefits are subject to the Aeroplan Program Terms and Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada or Aeroplan in their sole discretion and as may be changed from time to time. Air Canada and Aeroplan reserve the right to modify, suspend, or discontinue any benefit, and to disqualify any individual believed to be tampering with the process or the operation of a benefit. Capitalized terms used have the meanings set out in the CIBC Business Cardholder Agreement (Business Liability).

*The FLY15OFF flight reward offer (the “Offer”) is available to Primary Cardholders (“Cardholders”) of Canadian Aeroplan Credit Cards who make an eligible Air Canada flight reward redemption booking using Aeroplan points between 12:01 a.m. Eastern Standard Time (“EST”) on September 10, 2026 and 11:59 p.m. EST on January 11, 2027, unless extended, for travel until December 31, 2027 local time. Unless otherwise permitted, the Offer cannot be combined with any other offer.

Cardholders will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third-party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non-transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply.

If the Offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control which corrupt or affect the administration, security or proper conduct of the Offer, the Offer can be terminated or suspended by Aeroplan, in its sole discretion, in whole or in part, or modified in any way, without advance notice. Furthermore, any individual that is believed to be tampering with the process or the operation of the Offer can be disqualified from the Offer and banned from any future offers by Aeroplan.

Primary Cardholders (“Cardholders”) will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third-party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non-transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Primary Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply.

*The FLY15OFF flight reward offer (the “Offer”) is available to Reward Officers (“Cardholders”) of Canadian Aeroplan Credit Cards who make an eligible Air Canada flight reward redemption booking using Aeroplan points between 12:01 a.m. Eastern Standard Time (“EST”) on September 10, 2026 and 11:59 p.m. EST on January 11, 2027, unless extended, for travel until December 31, 2027 local time. Unless otherwise permitted, the Offer cannot be combined with any other offer.

Rewards Officers (“Cardholders”) will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third-party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non-transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply.

If the Offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control which corrupt or affect the administration, security or proper conduct of the Offer, the Offer can be terminated or suspended by Aeroplan, in its sole discretion, in whole or in part, or modified in any way, without advance notice. Furthermore, any individual that is believed to be tampering with the process or the operation of the Offer can be disqualified from the Offer and banned from any future offers by Aeroplan.

Reward Officers (“Cardholders”) will receive a reduction of 15% on the Aeroplan points required to redeem for the base fare of eligible flight rewards, as compared to the number of points required to book the same itinerary by an Aeroplan member who is not a Cardholder. The points reduction only applies to any inbound or outbound origin and destination pairing where the corresponding outbound or inbound origin and destination travel includes a flight operated by Air Canada, Air Canada Rouge or carriers operating under the Air Canada Express brand and may extend to itineraries that include a segment operated by eligible partners where indicated in the booking flow on aircanada.com. In all cases, itineraries must be booked through aircanada.com, the Air Canada Mobile application, or the Air Canada call centre. The reduction applies only to the base fare portion of such eligible outbound or inbound origin and destination pairing of the flight reward and is not applicable to any taxes, fees, surcharges and charges, nor is it applicable to purchases offered by third-party partners including, without limitation, travel insurance, trip cancellation or carbon offset programs. The reduction is non-transferable and has no monetary or exchange value. Cardholders must be logged into their Aeroplan account at the time of booking. Gift cards and eCoupons can only be applied to the cash portion of the ticket. The Aeroplan account (including pooled accounts) must have sufficient points for the Aeroplan flight rewards redemption. Changes and cancellations follow Aeroplan Flight Reward Policy rules, and the Aeroplan member must remain a Cardholder to be eligible for any future reductions to apply in the event of any changes to the booking. All Aeroplan Program Terms and Conditions apply.

The Air Canada Flight Benefit (the “Coupon”), is a benefit available only to Primary Cardholders. The Primary Cardholder will receive one $25 CAD equivalent Coupon every six months for up to $50 CAD equivalent in a calendar year as set forth below.

Coupons are issued to the Primary Cardholder’s AC Wallet twice every calendar year, on January 15 and July 15. Each Coupon expires six (6) months after issuance.

The Coupon is valid towards a new booking only, and not valid on existing reservations. The Coupon may be applied towards the total cost of an eligible booking, including the base fare, for cash flight bookings marketed and operated by Air Canada^®, Air Canada Rouge^®, or under the Air Canada Express^® brand. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada mobile application, or through the Air Canada Contact Centre, and are subject to applicable fare rules and conditions. Booking must be made before the Coupon expiry date; travel may occur after the Coupon expiry date subject to flight schedule availability at the time of booking. Coupon may only be used as described, cannot be transferred and has no monetary or exchange value.  To be eligible to receive and use a Coupon, the Primary Cardholder’s Aeroplan account must be in good standing and linked to the Aeroplan credit card by no later than 72 hours prior to the date the Coupon is issued. Authorized Users are not eligible to receive a Coupon.

Unused Coupon(s) will automatically be cancelled from the AC Wallet upon credit card closure, regardless of reason for closure, or if the credit card account is downgraded from a higher-tier Aeroplan credit card to a lower-tier Aeroplan credit card, regardless of the reason for downgrade. You will retain your Coupon if you upgrade to a higher-tier Aeroplan credit card issued by the same bank. No additional Coupon will be issued as a result of the upgrade, rather the next Coupon, if applicable, will be issued at the next semi-annual cycle.

If a Coupon is applied to a booking and the booking is cancelled or changed, the Coupon will be treated in accordance with the Air Canada’s applicable booking, change, and cancellation policies. Where a Coupon is reinstated to the Primary Cardholder’s AC Wallet pursuant to Air Canada’s applicable booking, change and cancellation policies, the original expiry date of that Coupon will continue to apply. If such change or cancellation occurs after the Coupon’s original expiry date, the Coupon will be expired.

Air Canada reserves the right to modify, suspend, or discontinue the Coupon benefit, including the amounts, issuance schedule, eligibility, and validity periods, at any time.

All Aeroplan Program and AC Wallet Terms and Conditions apply.

The Air Canada Flight Benefit (the “Coupon”), is a benefit available only to Rewards Officers. The Rewards Officer will receive one $25 CAD equivalent Coupon every six months for up to $50 CAD equivalent in a calendar year as set forth below.

Coupons are issued to the Rewards Officer’s AC Wallet twice every calendar year, on January 15 and July 15. Each Coupon expires six (6) months after issuance.

The Coupon is valid towards a new booking only, and not valid on existing reservations. The Coupon may be applied towards the total cost of an eligible booking, including the base fare, for cash flight bookings marketed and operated by Air Canada^®, Air Canada Rouge^®, or under the Air Canada Express^® brand. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada mobile application, or through the Air Canada Contact Centre, and are subject to applicable fare rules and conditions. Booking must be made before the Coupon expiry date; travel may occur after the Coupon expiry date subject to flight schedule availability at the time of booking. Coupon may only be used as described, cannot be transferred and has no monetary or exchange value. To be eligible to receive and use a Coupon, the Rewards Officer’s Aeroplan account must be in good standing and linked to the Aeroplan credit card by no later than 72 hours prior to the date the Coupon is issued. Additional Cardholders are not eligible to receive a Coupon.

Unused Coupon(s) will automatically be cancelled from the AC Wallet upon credit card closure, regardless of reason for closure, or if the credit card account is downgraded from a higher-tier Aeroplan credit card to a lower-tier Aeroplan credit card, regardless of the reason for downgrade. You will retain your Coupon if you upgrade to a higher-tier Aeroplan credit card issued by the same bank. No additional Coupon will be issued as a result of the upgrade, rather the next Coupon, if applicable, will be issued at the next semi-annual cycle.

If a Coupon is applied to a booking and the booking is cancelled or changed, the Coupon will be treated in accordance with the Air Canada’s applicable booking, change, and cancellation policies. Where a Coupon is reinstated to the Rewards Officer’s AC Wallet pursuant to Air Canada’s applicable booking, change and cancellation policies, the original expiry date of that Coupon will continue to apply. If such change or cancellation occurs after the Coupon’s original expiry date, the Coupon will be expired.

Air Canada reserves the right to modify, suspend, or discontinue the Coupon benefit, including the amounts, issuance schedule, eligibility, and validity periods, at any time.

All Aeroplan Program and AC Wallet Terms and Conditions apply.

The Air Canada Flight Benefit (the “Coupon”), is a benefit available only to Primary Cardholders. The Primary Cardholder will receive one $50 CAD equivalent Coupon every six months for up to $100 CAD equivalent in a calendar year as set forth below.

Coupons are issued to the Primary Cardholder’s AC Wallet twice every calendar year, on January 15 and July 15. Each Coupon expires six (6) months after issuance.

The Coupon is valid towards a new booking only, and not valid on existing reservations. The Coupon may be applied towards the total cost of an eligible booking, including the base fare, for cash flight bookings marketed and operated by Air Canada^®, Air Canada Rouge^®, or under the Air Canada Express^® brand. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada mobile application, or through the Air Canada Contact Centre, and are subject to applicable fare rules and conditions. Booking must be made before the Coupon expiry date; travel may occur after the Coupon expiry date subject to flight schedule availability at the time of booking. Coupon may only be used as described, cannot be transferred and has no monetary or exchange value.  To be eligible to receive and use a Coupon, the Primary Cardholder’s Aeroplan account must be in good standing and linked to the Aeroplan credit card by no later than 72 hours prior to the date the Coupon is issued. Authorized Users are not eligible to receive a Coupon.

Unused Coupon(s) will automatically be cancelled from the AC Wallet upon credit card closure, regardless of reason for closure, or if the credit card account is downgraded from a higher-tier Aeroplan credit card to a lower-tier Aeroplan credit card, regardless of the reason for downgrade. No additional Coupon will be issued as a result of the upgrade, rather the next Coupon, if applicable, will be issued at the next semi-annual cycle.

If a Coupon is applied to a booking and the booking is cancelled or changed, the Coupon will be treated in accordance with the Air Canada’s applicable booking, change, and cancellation policies. Where a Coupon is reinstated to the Primary Cardholder’s AC Wallet pursuant to Air Canada’s applicable booking, change and cancellation policies, the original expiry date of that Coupon will continue to apply. If such change or cancellation occurs after the Coupon’s original expiry date, the Coupon will be expired.

Air Canada reserves the right to modify, suspend, or discontinue the Coupon benefit, including the amounts, issuance schedule, eligibility, and validity periods, at any time.

All Aeroplan Program and AC Wallet Terms and Conditions apply.

The “Get a 4^th Night Free” hotel benefit (the “Benefit”) applies to hotel room redemption bookings made by Primary Cardholders (each a “Cardholder”) with Aeroplan points at participating hotels. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 night consecutive hotel stay at a participating hotel booked using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one night within the 4 night stay. For example, a Cardholder booking a 4-night consecutive stay will only need to redeem Aeroplan points for 3 nights (e.g., 15,000 points per night required for 4 nights is 60,000 points but under the Benefit you only require 45,000 points (15,000 x 3) for the 4 nights). Or for an 8-night consecutive stay, the Cardholder will only need to redeem Aeroplan points for 6 nights and so forth.

The nights must be within the same stay at the same participating hotel, as part of the same booking and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free night credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes and fees (such as destination and/or resort fees) may not be included in your hotel room points redemption rate and will still apply to each hotel night booked with points and be payable directly at the hotel. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for hotel redemption can fluctuate from night to night. The free night is based on the calculation of the average points cost per hotel room redemption night across all nights of the stay of 4 nights or longer. The average points required for one hotel room night redemption will then be removed from the total stay, one for every 4-night stay.

The amount of Aeroplan points required per night varies by the participating hotel, room type available at the participating hotel, length of stay, and may also vary by time of year. Points required per hotel room night redemption are updated continuously and may change at any time without notice.

The Benefit applies to hotel redemptions of all room types made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire stay after applying the reduction corresponding to the average Aeroplan points required per one night for that stay, if and as applicable.

All Aeroplan Program terms and conditions apply.

The “Get a 4^th Night Free” hotel benefit (the “Benefit”) applies to hotel room redemption bookings made by Primary Cardholders and linked Authorized Users (each a “Cardholder”) with Aeroplan points at participating hotels. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 night consecutive hotel stay at a participating hotel booked using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one night within the 4 night stay. For example, a Cardholder booking a 4-night consecutive stay will only need to redeem Aeroplan points for 3 nights (e.g., 15,000 points per night required for 4 nights is 60,000 points but under the Benefit you only require 45,000 points (15,000 x 3) for the 4 nights). Or for an 8-night consecutive stay, the Cardholder will only need to redeem Aeroplan points for 6 nights and so forth.

The nights must be within the same stay at the same participating hotel, as part of the same booking and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free night credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes and fees (such as destination and/or resort fees) may not be included in your hotel room points redemption rate and will still apply to each hotel night booked with points and be payable directly at the hotel. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for hotel redemption can fluctuate from night to night. The free night is based on the calculation of the average points cost per hotel room redemption night across all nights of the stay of 4 nights or longer. The average points required for one hotel room night redemption will then be removed from the total stay, one for every 4-night stay.

The amount of Aeroplan points required per night varies by the participating hotel, room type available at the participating hotel, length of stay, and may also vary by time of year. Points required per hotel room night redemption are updated continuously and may change at any time without notice.

The Benefit applies to hotel redemptions of all room types made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire stay after applying the reduction corresponding to the average Aeroplan points required per one night for that stay, if and as applicable.

All Aeroplan Program terms and conditions apply.

The “Get a 4^th Night Free” hotel benefit (the “Benefit”) applies to hotel room redemption bookings made by Rewards Officers and linked Additional Cardholders (each a “Cardholder”) with Aeroplan points at participating hotels. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4-night consecutive hotel stay at a participating hotel booked using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one night within the 4-night stay. For example, a Cardholder booking a 4-night consecutive stay will only need to redeem Aeroplan points for 3 nights (e.g., 15,000 points per night required for 4 nights is 60,000 points but under the Benefit you only require 45,000 points (15,000 x 3) for the 4 nights). Or for an 8-night consecutive stay, the Cardholder will only need to redeem Aeroplan points for 6 nights and so forth.

The nights must be within the same stay at the same participating hotel, as part of the same booking and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free night credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes and fees (such as destination and/or resort fees) may not be included in your hotel room points redemption rate and will still apply to each hotel night booked with points and be payable directly at the hotel. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for hotel redemption can fluctuate from night to night. The free night is based on the calculation of the average points cost per hotel room redemption night across all nights of the stay of 4 nights or longer. The average points required for one hotel room night redemption will then be removed from the total stay, one for every 4-night stay.

The amount of Aeroplan points required per night varies by the participating hotel, room type available at the participating hotel, length of stay, and may also vary by time of year. Points required per hotel room night redemption are updated continuously and may change at any time without notice.

The Benefit applies to hotel redemptions of all room types made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire stay after applying the reduction corresponding to the average Aeroplan points required per one night for that stay, if and as applicable.

All Aeroplan Program Terms and Conditions apply.

The “Get a 4^th Day Free” vehicle rental benefit (the “Benefit”) applies to eligible vehicle rental bookings made by Primary Cardholders (each a “Cardholder”) with Aeroplan points at participating car rental providers. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 day consecutive vehicle rental booked with a participating car rental provider using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one of those four rental days within the 4 day reservation. For example, a Cardholder booking a 4-day consecutive rental will only need to redeem Aeroplan points for 3 days (e.g., 10,000 points per day required for 4 days is 40,000 points, but under the Benefit you only require 30,000 points (10,000 × 3) for the 4 days). For an 8-day consecutive rental, the Cardholder will only need to redeem Aeroplan points for 6 days, and so forth.

The rental days must be part of the same booking, for the same vehicle, at the same participating rental provider, and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free day credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes, surcharges, fuel charges, insurance, and other fees may not be included in your vehicle rental points redemption rate and will still apply to each rental day booked with points and must be paid directly to the rental provider. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for vehicle redemption can fluctuate from day to day. The free day is based on the calculation of the average points cost per rental day across all days of the rental of 4 days or longer. The average points required for one rental day redemption will then be removed from the total booking, one for every 4 rental days.

The amount of Aeroplan points required per rental day varies by participating rental provider, vehicle type, location, length of rental, and may also vary by time of year. Points required per rental day are updated continuously and may change at any time without notice.

The Benefit applies to vehicle rental redemptions made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire rental after applying the reduction corresponding to the average Aeroplan points required per one rental day, if and as applicable.

All Aeroplan Program terms and conditions apply.

The “Get a 4^th Day Free” vehicle rental benefit (the “Benefit”) applies to eligible vehicle rental bookings made by Primary Cardholders and linked Authorized Users (each a “Cardholder”) with Aeroplan points at participating car rental providers. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4 day consecutive vehicle rental booked with a participating car rental provider using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one of those four rental days within the 4 day reservation. For example, a Cardholder booking a 4-day consecutive rental will only need to redeem Aeroplan points for 3 days (e.g., 10,000 points per day required for 4 days is 40,000 points, but under the Benefit you only require 30,000 points (10,000 × 3) for the 4 days). For an 8-day consecutive rental, the Cardholder will only need to redeem Aeroplan points for 6 days, and so forth.

The rental days must be part of the same booking, for the same vehicle, at the same participating rental provider, and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free day credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes, surcharges, fuel charges, insurance, and other fees may not be included in your vehicle rental points redemption rate and will still apply to each rental day booked with points and must be paid directly to the rental provider. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.

The number of points required for vehicle redemption can fluctuate from day to day. The free day is based on the calculation of the average points cost per rental day across all days of the rental of 4 days or longer. The average points required for one rental day redemption will then be removed from the total booking, one for every 4 rental days.

The amount of Aeroplan points required per rental day varies by participating rental provider, vehicle type, location, length of rental, and may also vary by time of year. Points required per rental day are updated continuously and may change at any time without notice.

The Benefit applies to vehicle rental redemptions made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire rental after applying the reduction corresponding to the average Aeroplan points required per one rental day, if and as applicable.

All Aeroplan Program terms and conditions apply.

The “Get a 4^th Day Free” vehicle rental benefit (the “Benefit”) applies to eligible vehicle rental bookings made by Rewards Officers and linked Additional Cardholders (each a “Cardholder”) with Aeroplan points at participating car rental providers. Unless otherwise permitted, the Benefit cannot be combined with any other offer.

For every 4-day consecutive vehicle rental booked with a participating car rental provider using only Aeroplan points from the Aeroplan account of the Cardholder (or their Aeroplan family pooling account) on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), the Cardholder will receive a reduction equal to the average Aeroplan points value of one of those four rental days within the 4 day reservation. For example, a Cardholder booking a 4-day consecutive rental will only need to redeem Aeroplan points for 3 days (e.g., 10,000 points per day required for 4 days is 40,000 points, but under the Benefit you only require 30,000 points (10,000 × 3) for the 4 days). For an 8-day consecutive rental, the Cardholder will only need to redeem Aeroplan points for 6 days, and so forth.

The rental days must be part of the same booking, for the same vehicle, at the same participating rental provider, and under the same confirmation number. Separate bookings cannot be combined to qualify for the Benefit. There will be no points refund or free day credit for any unused portion of the Benefit.

The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes, surcharges, fuel charges, insurance, and other fees may not be included in your vehicle rental points redemption rate and will still apply to each rental day booked with points and must be paid directly to the rental provider. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC (aircanada.com/loyalty-termsandconditions) for more details.

The number of points required for vehicle redemption can fluctuate from day to day. The free day is based on the calculation of the average points cost per rental day across all days of the rental of 4 days or longer. The average points required for one rental day redemption will then be removed from the total booking, one for every 4 rental days.

The amount of Aeroplan points required per rental day varies by participating rental provider, vehicle type, location, length of rental, and may also vary by time of year. Points required per rental day are updated continuously and may change at any time without notice.

The Benefit applies to vehicle rental redemptions made using only Aeroplan points on the Website. The Benefit is not applicable to bookings combining cash and points or cash only bookings. The Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the Aeroplan points required for the entire rental after applying the reduction corresponding to the average Aeroplan points required per one rental day, if and as applicable.

All Aeroplan Program terms and conditions (aircanada.com/aeroplan-termsandconditions) apply.

Worldwide Maple Leaf Lounge Access

A Primary Cardholder and Authorized User(s) are each entitled to complimentary access to any Air Canada Café and any Maple Leaf Lounge worldwide. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. The Primary Cardholder and Authorized User(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Authorized User. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Primary Cardholder or Authorized User who holds Aeroplan Elite^TM Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite Status, please visit aircanada.com/elitebenefits. Access to Maple Leaf Lounges and Air Canada Cafés are only available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge or an Air Canada Café must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge or an Air Canada Café is located. Benefit may only be used as described and otherwise cannot be transferred. Access is subject to space availability. Use of Maple Leaf Lounge or Air Canada Cafés are subject to applicable Maple Leaf Lounges Terms and Conditions.

All Aeroplan Program terms and conditions apply.

A Primary Cardholder or Authorized User (each, a “Cardholder”), and up to eight (8) additional passengers travelling on the same reservation (to a maximum of nine (9) travelers in total), are entitled to Priority Security Clearance (where available). Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. The benefit applies each time the Cardholder travels, provided that the Aeroplan number of the Cardholder accessing the benefit is included in the qualifying reservation and the name on the reservation matches the name on the Cardholder’s Aeroplan account.

Priority Security Clearance is subject to availability and operational constraints and does not guarantee expedited processing or exemption from standard security screening procedures.

All Aeroplan Program Terms and Conditions apply.