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American Express®* Aeroplan® Cards

Your ticket to exceptional travel benefits. Explore a better way to travel with enhanced benefits available to you with our suite of exclusive American Express®* Aeroplan® Cards.

Learn about each card below, and when you’re ready, click “Apply now with American Express" to get started.

American Express®* Aeroplan® Reserve Card

New American Express Aeroplan Reserve Cardmembers can earn up to 90,000 Welcome Bonus Aeroplan points plus earn a bonus Buddy Pass to bring anyone along to anywhere Air Canada flies in North America, including Hawaii and Mexico. 1

Earn up to 90,000 Aeroplan points and more.1

aeroplan points 30,000 POINTS

Earn 30,000 Aeroplan points after spending $3,000 in net purchases in the first three months of Cardmembership.1

aeroplan points Earn up to
60,000 POINTS

Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.1

aeroplan points Earn a
BONUS BUDDY PASS

Bring along a friend! As a new Cardmember, your bonus Buddy Pass can score you a second ticket when you book and pay for an eligible economy ticket for an Air Canada flight within North America. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you spend $3,000 in net purchases within the first three months of Cardmembership, and you have a whole year to use it.1

aeroplan points Earn or reach higher
AEROPLAN ELITE STATUS

As a new American Express®* Aeroplan® Reserve Cardmember, earn, step up, or jump-start your 2022 Aeroplan Elite Status when you charge at least $10,000 in qualifying net purchases by November 30. To be eligible for the Elite Status offer, you must apply for this Card by October 1, 2021.

If you don’t have status, earn Aeroplan 25K Status for 2022.

If you hold Aeroplan 25K, 35K or 50K Status, jump to the next tier for 2022.

If you hold Aeroplan 75K or Super Elite Status, earn 25,000 Bonus Status Qualifying Miles, 25 Bonus Status Qualifying Segments and $3,000 Bonus Status Qualifying Dollars to jump start your 2023 Status.

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Your new American Express Aeroplan Reserve Card is made from precision cut and engraved 13 g metal – it’s the perfect companion on your next exceptional journey.

Annual Fee

$599

Additional Aeroplan® Reserve Card

$1992

Additional Aeroplan® Reserve No Fee Card

$02

Card Type

Credit Card

Annual Interest: Purchases

19.99%*

Annual Interest: Funds Advances

21.99%*

Earn a value up to $2,900 or more in your first year with the American Express Aeroplan Reserve Card

Conditions apply.

See Full legal

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Earn up to 90,000 Bonus points1 Up to $1,800

Earn a bonus Buddy Pass1 $350

Unlimited Maple Leaf Lounge Access in North America5$550

Free first check bags8 (2 travellers, round trip)$120

Priority PassTM Membership6 ($99 USD)$120

Toronto Pearson Discounted Car Care21$8

Complimentary Valet Service at Pearson19$15

Parking Discount at Pearson20$5


Total up to $2,968

Earn points faster

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3 pts

Highest Air Canada earn rate on an Aeroplan payment card
Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada® and Air Canada Vacations®.3

2 pts

Earn 2 points for every $1 spent on eligible Dining and Food Delivery in Canada.3

1.25 pts

Earn 1.25 point for every $1 spent on everything else.3

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Experience the joy of twice the points: present your Aeroplan number at over 150 participating Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore, and pay with your American Express®* Aeroplan® Card to earn points twice!4

Benefits you can enjoy with this Card

View more benefits

Insurance coverage

  • Out of Province/Country Emergency Medical Insurance15†
  • Trip Cancellation Insurance15†
  • Trip Interruption Insurance15†
  • Flight Delay Insurance15†
  • Baggage Delay Insurance15†
  • Lost and Stolen Baggage Insurance15†
  • Hotel Burglary Insurance15†
  • Car Rental Theft and Damage Insurance15†
  • $500,000 Travel Accident Insurance16†
  • Travel Emergency Assistance17
  • Buyer’s Assurance®* Protection Plan15†
  • Purchase Protection®* Plan15†
American Express<sup>®</sup>* Aeroplan<sup>®</sup> Reserve Card fullsize angled

Exclusive benefits you receive as an American Express Cardmember

Get more from your travel experience

Enjoy elevated service at Toronto Pearson International Airport with access to Pearson Priority Security Lane18, complimentary valet service19 and discounts on parking rates20 and Car Care Services21.

Say hello to American Express®* Experiences

Joyful experiences await. You have access to: Front of the Line®* Presale Tickets and Reserved Tickets, and special access, offers & experiences for all Cardmembers.

Learn more about American Express®* Experiences at amexinvites.ca.22

Get in on exclusive Amex Offers

Explore offers that are tailored to you for dining, shopping, travel, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.23

More about this card

Annual Fee

$599

Additional Aeroplan® Reserve Card

$1992

Additional Aeroplan® Reserve No Fee Card

$02

Card Type

Credit Card

Annual Interest: Purchases

19.99%*

Annual Interest: Funds Advances

21.99%*

Eligibility requirements

  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

For more information, visit the American Express website.

Terms and Conditions governing credit cards from American Express

The American Express Aeroplan Reserve Card is issued by Amex Bank of Canada and the terms and conditions provided below have been provided for informational purposes only. American Express is solely responsible for its content and the approval and issuance of new credit card accounts.

*Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read the Insurance Summary and Fact Sheet.

1 These offers are only available to new American Express® Aeroplan®* Reserve Cardmembers (‘Cardmembers’). For current or former American Express® Aeroplan®* Reserve Cardmembers, we may approve your application, but you will not be eligible for these offers. If you receive points in error, we reserve the right to deduct them from your points balance. Account must be in good standing. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points. All deductions for returns made on eligible purchases will be calculated at the earn rate in effect at the time of the return. This means that the points deducted from your points balance may be different from the amount originally earned. Points may be deducted if returns result in the required spend threshold not being achieved. Please allow up to 8 weeks after earning your Aeroplan points for your Aeroplan account to be updated.

30,000 Aeroplan Points Offer
To qualify for the welcome bonus of 30,000 Aeroplan points, you must have at least $3,000 in net purchases posted to your account on or before your three (3) month anniversary date. Please allow up to eight weeks from the date the bonus points were earned for the bonus to be awarded. Offer subject to change.

60,000 Aeroplan Points Offer
To qualify for the monthly bonus of 5,000 Aeroplan points in the first 12 months of Cardmembership, eligible American Express®* Aeroplan® Reserve Cardmembers must have at least $1,000 in net purchases posted to their account each month by the last day of each billing period. Up to a maximum of 60,000 Aeroplan points can be earned.  Purchases made during a billing period but posted after the end of that billing period will not count towards eligible spend for that month and count towards eligible spend for the next billing period. For example, if your monthly billing period is from Aug 15 to Sept 14, a purchase made on Sept 14th (transaction date) and posts on Sept 15th (posting date) will not count for eligible spend for that month and will count towards spend in the next month's billing period. If the Aug 15 to Sept 14 period was your 12th monthly billing period, then the purchase that was made on Sept 14 and posted on Sept 15 would not count toward this offer. Account must be in good standing. Please allow up to eight weeks for your bonus points to be awarded.

Bonus Buddy Pass
The one-time bonus Buddy Pass entitles a companion to accompany the Basic Cardmember, when the Basic Cardmember books and pays for a published economy fare (plus taxes and third-party charges) on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand and is booked for travel within North America.

Basic Cardmembers can earn one (1) bonus Buddy Pass after spending $3,000  in net purchases (less any returns, credits and adjustments) posted to the Basic Cardmember’s card account in the first three (3) months of Cardmembership.

The pass will be deposited into the Basic Cardmember’s Aeroplan account 8-10 weeks after the pass is earned.

This one-time bonus Buddy Pass offer is only available to eligible Aeroplan Cardmembers. You will not be eligible for the Buddy Pass if you have previously opened an Aeroplan credit or charge card of the same type, regardless of the credit or charge card issuer and have received the Welcome Bonus offer of a bonus Buddy Pass in the last 12 months. This offer is subject to change and cannot be combined with any other offers. The Basic Cardmember’s account must be and remain active (not cancelled) and in good standing in order to receive and retain the pass.

Total pricing of fees and charges (referred to as third-party charges) and taxes on the Buddy Pass ticket varies based on itinerary booked. Basic Cardmember may use the pass only once for travel wholly within North America, which is defined as Canada and United States (including Hawaii and Mexico).

The pass is valid for 12 months from the date of issuance. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”).

Maximum of one pass may be used per booking. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited.

The companion will be responsible to pay all applicable taxes and third-party charges that apply. Valid for travel at any time with no blackout periods. Also valid against the purchase of economy fares on sale.

The companion will be booked into same fare brand as Basic Cardmember and will receive all applicable benefits and services associated with that fare brand. The pass may not be used against the purchase of premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes.

The pass must be redeemed at time of purchase of the Basic Cardmember’s ticket, and if multiple Buddy Passes are available in association with the same Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking.

The pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased.

Changes and cancellations must be made at the same time for both the Basic Cardmember and the companion, and failure to do so may result in the Buddy Pass being forfeited. If during a change or cancellation the ticket is reinstated in the Basic Cardmember’s Aeroplan account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travelers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all taxes and third-party charges that apply above the base fare.

Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points and/or miles for the ticket issued in exchange for the pass. Aeroplan Elite Status benefits and upgrades are applicable if the traveler holds appropriate status and the fare purchased allows for such benefits and upgrades.

Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit or charge card is closed, regardless of reason for closure, or if the card account is changed to a different product.

Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs (www.aircanada.com/conditionsofcarriage) and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time.

The following terms and conditions apply to the Advance your Status Offer (the “Offer”) that will take place from July 12, 2021 to November 30, 2021 (“Offer Period”):

To qualify for this Offer you must apply for a new American Express®* Aeroplan® Reserve Card or American Express®* Aeroplan® Business Reserve Card by October 1, 2021 and have at least $10,000 in qualifying net purchases (the “eligible minimum spend requirements”) charged to your card account during the Offer period and subsequently posted to your account by December 7, 2021. Supplementary Card purchases associated with the Offer are qualifying purchases and count towards the total combined spend threshold. The end date of October 1, 2021 is only applicable to the Advance your Status Offer and does not apply to other bonus point offers which are subject to different spend and Offer end dates.

Members who held an Aeroplan premium credit card on July 11, 2021, regardless of the credit card issuer are not eligible for this Offer.

The following do not qualify as eligible purchases: Welcome Bonuses, Cash Advances, Balance Transfers, Convenience Cheques, fees, interest, payments and Aeroplan points redemptions. Refunds, rebates or credits on the account will cancel this Offer if the “eligible minimum spend requirements” are not met over the Offer Period.

The higher Aeroplan Elite Status or Bonus Status Qualifying Miles, Bonus Status Qualifying Segments and Bonus Status Qualifying Dollars will be awarded by January 31, 2022.

Depending on your Aeroplan Elite Status level as of November 30, 2021, and provided the “eligible minimum spend requirements” are met by November 30, 2021, the following Offer conditions apply:

  • Members with no Elite Status on November 30, 2021 will earn Elite 25K Status valid through December 31, 2022.
  • Members with Elite 25K Status on November 30, 2021 will earn Elite 35K Status valid through December 31, 2022.
  • Members with Elite 35K Status on November 30, 2021 will earn Elite 50K Status valid through December 31, 2022.
  • Members with Elite 50K Status on November 30, 2021 will earn Elite 75K Status valid through December 31, 2022.
  • Members with Elite 75K Status or Super Elite on November 30, 2021 will receive a 25,000 Bonus Status Qualifying Miles, 25 Bonus Status Qualifying Segments and $3,000 Bonus Status Qualifying Dollars in January 2022 to give them a head start toward their 2023 Elite Status.

American Express®* Aeroplan® Reserve Card or American Express®* Aeroplan® Business Reserve Card account must be open and in good standing on the date by which the offer is awarded. This Offer is not transferable and is not redeemable for cash. Supplementary Cardmembers are not eligible for the Advance your status offer. The Aeroplan member and the Basic Cardmember of the eligible American Express®* Aeroplan® Reserve Card or American Express®* Aeroplan® Business Reserve Card account must be the same person. This Offer may be withdrawn or changed without prior notice at any time. This Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by American Express, Air Canada or Aeroplan in its sole discretion. If you are found to be gaming this offer, Aeroplan or Air Canada have the sole right to revoke the Aeroplan Elite Status earned during the Offer period.

This Offer will be in addition to any other offers available and subject to the respective Spend requirements and Offer end dates.

Member must be a Canadian resident with a Canadian address, as reflected on their Aeroplan profile, for the duration of the offer period.

To find out the regular qualification requirements for Aeroplan Elite Status: https://www.aircanada.com/ca/en/aco/home/aeroplan/status/qualification.html

The up to $2,900 or more in value is based on the combined total value of: Welcome Bonus of up to 90,000 Aeroplan points are redeemed for a flight(s) (up to $1,800), based on over 70% of current Aeroplan Cardmembers that receive a value of $0.02/points or more when redeeming for a flight as of May 31, 2021. Redemption calculation is based on actual redemptions made by cardholders between the period of November 8, 2020 to May 31, 2021; bonus Buddy Pass with a redemption value as of May 31, 2021 (based on over 70% of cardholders who redeemed the pass and received at least $350 value); free first checked bags for two people on a round-trip in the first year ($120); unlimited Maple Leaf Lounge access in North America  ($550 annually), lounge access is subject to availability; Priority PassTM membership ($99 USD annually); Toronto Pearson Discounted Car Care estimated value based on a classic wash for a standard car of $50 CAD. $50CAD X 15% = $7.50; Complimentary Valet Service at Toronto Pearson International Airport ($15); and 15% Discount on Parking at Toronto Pearson International Airport estimated value calculated based on the Daily Park rate of $33 CAD per day. $33 CAD x 15% = $4.95. The up to $2,900 or more in value does not include the Card’s annual fee.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

2 Account must be in good standing. An additional card is a Supplementary Card. Each supplementary American Express Aeroplan Reserve Card : $199 each annually; Supplementary American Express Aeroplan Reserve No Fee Card: $0 each annually. Supplementary Cardmembers must be at least 13 years old.

3 You can earn Aeroplan points (“points”) for eligible consumer purchases at American Express retail merchants as follows: Earn 3 points for every $1 of eligible purchases made directly with Air Canada. Earn 2 points for every $1 at restaurant, quick service restaurant, coffee shop, and drinking establishments in Canada, and delivery of food in Canada as a primary business, but not including groceries. Eligible Air Canada purchases means only those purchases made directly with Air Canada as the merchant, including Air Canada Vacations packages purchased directly from Air Canada. Air Canada purchases using your card at another merchant or service provider that sells Air Canada goods or services would not be an eligible Air Canada purchase, such as purchasing (i) Air Canada tickets from an online website other than Air Canada, through a travel agent including American Express Travel Services, or as part of a vacation package from another merchant, (ii) Air Canada gift cards, (iii) Air Canada Maple Leaf Club memberships or (iv) if you make a purchase through Air Canada with another merchant such as a hotel or car rental booking on the aircanada.com website. Earn rate of 1.25 point for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points.

4 Learn more at aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html.

5 A Basic Cardmember and Supplementary Cardmember(s) are each entitled to complimentary access to any Maple Leaf Lounge located in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Guests of Basic Cardmembers or Supplementary Cardmembers may enter upon paying an applicable fee. Access will be granted in conjunction with a same-day, confirmed ticket on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. See aircanada.com/lounges-termsandconditions for applicable Maple Leaf Lounges Terms and Conditions.

6 Priority PassTM* - These Terms and Conditions govern Basic American Express Aeroplan Reserve Card participation in and use of the Priority Pass program. Priority Pass is an independent airport lounge access program. All lounge visits are subject to a usage fee at the prevailing rate, which is subject to change without prior notice. This fee applies to the Cardmember and his/her guests. Some lounges do not admit guests. By enroling in Priority Pass, you agree that you will be responsible for all visit costs and that your American Express Aeroplan Reserve Card will be automatically charged after you have signed for the visit and it has been reported to Priority Pass by the participating lounge. Additionally, American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program. Once your enrolment has been processed, Priority Pass will send you a welcome package, Priority Pass card and a list of participating lounges. For details on how Priority Pass uses your personal information, please refer to their privacy policy at prioritypass.com. Once enroled, American Express Aeroplan Reserve Cardmembers whose Card account is not cancelled may access participating Priority Pass lounges by presenting their Priority Pass card and airline boarding pass for same-day travel. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package and can be viewed at www.prioritypass.com. Upon receipt of your enrolment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 10–14 business days. If you have not received the Priority Pass card after 14 business days, please contact American Express using the number on the back of your American Express Aeroplan Reserve Card. Supplementary Aeroplan Reserve and Supplementary Aeroplan Reserve No Fee Cardmembers are not eligible for membership. Priority Pass non-lounge airport experiences such as airport dining credits are only offered in a few select locations. Select locations are subject to change. For a complete listing of Priority Pass lounge and non-lounge airport experience locations, login to your account at prioritypass.com.

7 Basic Cardmembers will receive one (1) Annual Companion Pass after spending more than $25,000 on net purchases (less any returns, credits, and adjustments) posted to the Basic Cardmember’s card account in the 12 months prior to their Card anniversary date.

The pass will be deposited into the Aeroplan account 8-10 weeks after the Card anniversary date.

On each Card anniversary date, the calculation of the annual net purchases resets to zero and Basic Cardmembers must qualify again in the new annual period. Purchases transacted or posted on the Card anniversary date will be included in the calculation of net purchases for the next annual period and not the previous annual period.

The pass entitles a companion to accompany the Basic Cardmember upon the purchase of a fixed base fare (plus taxes, fees, charges and surcharges), when the Basic Cardmember books a published economy fare on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand.

Valid against the purchase of one round-trip fixed based fare (plus taxes, fees, charges and surcharges) for a companion when travelling on the same itinerary and booked at the same time as the Basic Cardmember. Passes are valid for 12 months from the date issued. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”).

Maximum of one companion pass may be used per booking. If one-way travel is booked, the full base fare will be charged, the pass will be deemed fully used and the return portion of travel will be forfeited.

Total pricing varies based on itinerary booked. Basic Cardmembers may use the pass only once on their choice of travel (i) within Canada and continental US (excluding Hawaii) for $99 CAD base fare (ii) to/from Hawaii, Mexico, Central America, and the Caribbean for $299 CAD base fare, (iii) to/from South America, Europe, Middle East, and Africa for $499 CAD base fare, and (iv) to/from Asia, Australia, and New Zealand for $599 CAD base fare.

In addition to the purchase of a fixed base fare, the companion will be responsible to pay all applicable taxes, fees, charges and surcharges that apply above the companion’s base fare. All travel must originate or terminate in Canada or the United States. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale.

The companion will be booked into the same fare brand as the Basic Cardmember and will receive all applicable benefits and services associated with that fare brand. The pass may not be used against the purchase of premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes.

The pass must be redeemed at the time of purchase, and if multiple companion passes are available in association with the same Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date, but travel may occur after the pass expiry date subject to flight schedule availability at the time of booking.

Pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased.

Changes and cancellations must be made at the same time for both the Basic Cardmember and the companion, and failure to do so may result in the companion pass being forfeited. If during a change or cancellation the pass is reinstated in the Basic Cardmember’s Aeroplan account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travelers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all taxes, fees, charges and surcharges that apply above the base fare. The Basic Cardmember’s account must be and remain active (not cancelled) and in good standing in order to receive and retain the reward.

Companions who are members of Aeroplan or other partner frequent flyer programs are eligible to accumulate points and/or miles for the ticket issued in exchange for the companion pass according to conditions of the fare brand purchased. Aeroplan EliteTM Status benefits and upgrades are applicable if the traveler holds appropriate status and the fare purchased allows.

Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the card account is cancelled, regardless of reason for cancellation, or if the card account is changed to a different product.

Air transportation services on Air Canada are subject to Air Canada’s General Conditions of Carriage & Tariffs (aircanada.com/conditionsofcarriage) at the time of booking.

8 A Basic Cardmember or eligible Supplementary Cardmember, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan EliteTM Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit aircanada.com/baggage.

9 A Basic Cardmember or Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Basic Cardmember or Supplementary Cardmember may be required to show their qualifying card to the Air Canada agent.

10 For every $5,000 in eligible purchases (less any returns, credits and adjustments) charged to the card and posted to the card account, Basic Cardmembers will earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) which will be deposited in their Aeroplan member account and appear on the next card account billing statement.

Please allow at least three (3) days after being earned for the SQM and SQS to be added to your Aeroplan account.

SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan EliteTM Status qualification.

SQM do not count towards Million Mile Status. Supplementary Cardmember(s) are not eligible to receive SQM or SQS through this benefit; however, all eligible spend by Supplementary Cardmembers will count towards the Basic Cardmember’s spend.

Basic Cardmembers may earn unlimited bonus SQM and SQS during an Aeroplan Elite Status qualification period. In the case of returns, credits or adjustments that reduce the amount of net purchases below a previously achieved threshold for which SQM and SQS was not previously awarded, you may not earn the SQM and SQS, but if you were awarded SQM and SQS, the amount deducted could result in you having negative net purchases and you will have to make purchases if you wanted to bring your net purchases to zero before earning towards your next SQM and SQS. All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

11 Basic Cardmembers who also hold Aeroplan Elite Status will be able to roll over up to a maximum of 200,000 Status Qualifying Miles (SQM) from the prior qualification year to the next qualification year. This benefit applies when the member qualified for Aeroplan Elite Status by earning the required SQM or Status Qualifying Segments (SQS), as well as the required Status Qualifying Dollars (SQD), in the prior qualification year. If the member has been granted complimentary status, as determined by Air Canada, that is higher than the status they would have earned via their Status Qualifying balances, the rollover amount will be based on the status they would have earned otherwise (if any), and not the granted status. SQM rolled over from the previous qualifying year will apply towards status qualification for the following qualifying year. Rollover SQM will be deposited directly into the member's Aeroplan account no later than March 30 of any given year, provided the member earned at least Aeroplan 25K Status based on their Status Qualifying balances from the prior qualifying year. Rollover does not apply to SQS or SQD. Benefit is only available to Basic Cardmembers and does not apply to Supplementary Cardmembers. In the event the card is changed to a different product or the account is closed, regardless of reason for closure, any SQM rolled over as a result of this benefit will be removed from the Aeroplan account, and any status earned as a result of these rolled over SQM may also be rescinded. SQM do not count towards Million Mile Status, and are not redeemable towards Aeroplan rewards. Where a Basic Cardmember is eligible to roll over SQM under another Aeroplan credit card, the total cumulative roll over of all SQM towards Aeroplan Elite Status cannot exceed the maximum of 200,000 SQM. All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

12 Basic Cardmembers who also hold Aeroplan Elite Status will be able to roll over up to a maximum of 50 eUpgrade credits received in the prior status year to the next status year. eUpgrade credits issued on a promotional basis, as well as those already rolled over from a previous benefit year, are not eligible for this benefit. Rollover eUpgrade credits will be deposited directly into the member's Aeroplan account no later than March 30 of any given year, provided the member holds Aeroplan Elite Status at that time, and held Aeroplan Elite Status in the previous benefit year. If the card is changed to a different product or the account is closed, regardless of reason for closure, any unused, rolled over eUpgrade credits will be forfeited and removed from the member’s eUpgrade account. Benefit is only available to Basic Cardmembers and does not apply to Supplementary Cardmembers. Where a Basic Cardmember is eligible to roll over eUpgrade credits under another Aeroplan credit card, the total cumulative roll over of all eUpgrade credits cannot exceed the maximum of 50 eUpgrade credits. All eUpgrade conditions apply and can be reviewed at aircanada.com/eupgrade-termsandconditions.

13 A Basic Cardmember or Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying applicable condition(s), such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See aircanada.com/elite-termsandconditions for applicable Aeroplan Elite Status and eUpgrade conditions.

14 From time to time, eligible Basic Aeroplan Cardmembers can get access to preferred pricing, which means they can book flight rewards for even fewer points. The number of points required to book a flight reward is determined by several factors, including, but not limited to, holding an eligible Aeroplan credit card and a member logging into their Aeroplan account, along with other rules as determined by Aeroplan in its sole discretion.

15 Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.

16 Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). You may contact the insurer at 1-877-777-1544 in Canada or visit chubb.com/ca.

17 This is not an insurance. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.

18 American Express Basic and Supplementary Cardmembers with a valid Aeroplan Reserve Card are entitled to access the Pearson Priority Lanes ('Priority Lane') during peak airport operating hours. The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto’s Pearson International Airport in Terminal 1 & 3. Access to a Pearson Priority Lane is available to eligible Cardmembers and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Card. The name on the Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lane are required to comply with airport security and customs screening requirements. The American Express Aeroplan Reserve No Fee Card is not eligible for this benefit. Priority Lane access is subject to change or cancellation at any time and additional terms and conditions apply.

19 Toronto Pearson Valet Service – Basic and Supplementary American Express Aeroplan Reserve Card members must charge the parking fee to their American Express Aeroplan Reserve Card for the associated $25 Valet fee to be waived. The American Express Aeroplan Reserve No Fee Card is not eligible for this benefit. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminal 1 and 3. For more information on Valet Service visit torontopearson.com.

20 Toronto Pearson 15% Parking Discount – 15% discount off the cost of parking (including taxes) will be provided as a credit to your eligible American Express Aeroplan Reserve Card statement. The American Express Aeroplan Reserve No Fee Card is not eligible for this benefit. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. 15% Discount cannot be used when reserving parking on Greater Toronto Airport Authority’s (GTAA) Parking Reservation system or in conjunction with any other offers or discounts offered by GTAA. For more information on parking lots visit torontopearson.com.

21 Toronto Pearson Discounted Car Care - Car Care services must be charged to your eligible American Express Aeroplan Reserve Card. 15% discount off cost of Car Care services (including taxes) will be provided as a statement credit. The American Express Aeroplan No Fee Reserve Card is not eligible for this benefit. Only Canadian American Express Cards are eligible for the Car Care services. Subject to availability. Access to the Car Care services is available in Terminal 1 on level 5 of the Daily Park garage. For more information on parking lots visit torontopearson.com.

22 Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.

23 Eligible cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and cards issued by a licensed third party issuer (as applicable) are eligible cards for the offer. The following cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Subject to offer terms and conditions, and full program terms.

24 For more information about the Aeroplan Expiry policy please visit aircanada.com/aeroplan-inactivitypolicy.

25 ROCKY MOUNTAINEER AMERICAN EXPRESS®* AEROPLAN EARN RATE LEGAL TERMS AND CONDITIONS
“Earn Rate Offer” starts May 27 2021. Basic American Express®* Aeroplan® Reserve Cardmembers will earn a total of 2 Aeroplan points for every $1 on eligible purchases made directly with Rocky Mountaineer and charged to the Card. The total of 2 Aeroplan points for every $1 includes the base earn rate of 1.25 Aeroplan points and 0.75 bonus Aeroplan points on eligible Rocky Mountaineer purchases. Supplementary Cardmembers are eligible to earn the total of 2 Aeroplan points for the Basic Cardmember. Eligible Rocky Mountaineer purchases means only those purchases made directly with Rocky Mountaineer as the merchant. The eligible Merchant Category Code is 4722 (Travel Agency). Earn rate of 1.25 Aeroplan points applies when the merchant code is not directly from Rocky Mountaineer, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, Aeroplan points can be earned on eligible purchases less returns and other credits. Please allow up to 8 weeks after each statement period for this Earn Rate Offer to be credited to your Account. Offer subject to change at any time. Rocky Mountaineer is not responsible for this Earn Rate Offer or the provision of Aeroplan points. Please visit https://www.americanexpress.com/en-ca/campaigns/aeroplan-reserve/offers/ for more information.

26 GOLDLEAF UPGRADE LEGAL TERMS AND CONDITIONS
Aeroplan GoldLeaf Upgrade Offer (“GoldLeaf Upgrade Offer”) starts May 27, 2021. Applies only to new 2021, 2022 and 2023 bookings made by October 30, 2023 for travel during the 2021, 2022 and 2023 Rocky Mountaineer seasons on First Passage to the West, Rainforest to Gold Rush and Journey through the Clouds Canadian routes only. Booking guest must hold an Aeroplan Elite Status of 50K or higher or be a Basic Consumer American Express®* Aeroplan® Reserve Cardmember, in good standing (“Eligible Member”). GoldLeaf Upgrade Offer is per booking and applies to single and double occupancy bookings, must be requested at the time of booking and will not be automatically allocated or retroactively added. The service level upgrade is on the rail portion of the booking only and does not include an upgrade in hotels. Upgrade is subject to availability and may not be available on all bookings. Blackout dates may apply. GoldLeaf Upgrade Offer cannot be combined with any other offer, except the Aeroplan Hotel Room Upgrade offer and the Rocky Mountaineer Aeroplan Earn Rate Offer, has no cash value, is non-transferable and cannot be deferred to a later trip or used against the price of the purchased package or to upgrade accommodation. GoldLeaf Upgrade Offer is not applicable to group bookings. For clarity, this GoldLeaf Upgrade Offer is only available for the Eligible Member and 1 additional passenger on the same reservation. Deposits are required at the time of booking and full payment of the balance must be made according to Rocky Mountaineer’s booking terms and conditions. All bookings are subject to above GoldLeaf Upgrade Offer terms and conditions and to Rocky Mountaineer’s booking terms and conditions. Amex Bank of Canada is not responsible for the fulfillment of this Offer. Aeroplan is not responsible for the GoldLeaf Upgrade Offer. Additional conditions may apply.

27 HOTEL ROOM CATEGORY UPGRADE LEGAL TERMS AND CONDITIONS
Aeroplan Hotel Room Category Upgrade Offer (“Hotel Room Upgrade Offer”) starts May 27, 2021. Applies only to new, qualifying 2021, 2022 and 2023 package bookings made by October 30, 2023 for Rocky Mountaineer Canadian routes on package itineraries for travel during the 2021, 2022 and 2023 Rocky Mountaineer seasons. Booking guest must be an Aeroplan Elite Status member of 25K or higher or be a Basic Consumer American Express®* Aeroplan® Reserve Cardmember, in good standing (“Eligible Member”). Hotel Room Upgrade Offer is per booking, limited to one hotel room, and applies to single, double, triple or quad occupancy bookings. Hotel Room Upgrade Offer must be requested at the time of booking and will not be automatically allocated or retroactively added. Valid for the first and last nights of the qualifying Rocky Mountaineer package itinerary only; does not include an upgrade to onboard service level or upgrade to accommodation determined by guest’s chosen onboard service level. Upgrade is subject to availability and may not be available on all bookings. Hotel Room Upgrade Offer cannot be combined with any other offer, except the GoldLeaf Upgrade Offer and the Rocky Mountaineer Aeroplan Earn Rate Offer, has no cash value, is non-transferable and cannot be deferred to a later trip or used against the price of the purchased package or to upgrade accommodation. Offer is not applicable to 2 or 3-day rail only bookings or group bookings. Deposits are required at the time of booking and full payment of the balance must be made according to Rocky Mountaineer’s booking terms and conditions. All bookings are subject to above Hotel Room Upgrade Offer terms and conditions and to Rocky Mountaineer’s booking terms and conditions. Amex Bank of Canada is not responsible for the fulfillment of this Offer. Aeroplan is not responsible for the Hotel Room Upgrade Offer. Additional conditions may apply.

®, TM: For trademark ownership details see: americanexpress.ca/aeroplantrademarks
®*, TM*: Used by Amex Bank of Canada under license from American Express.

American Express®* Aeroplan® Card

New American Express Aeroplan Cardmembers can earn up to 40,000 Welcome Bonus Aeroplan points plus earn a bonus Buddy Pass to bring anyone along to anywhere Air Canada flies in North America, including Hawaii and Mexico.1

Earn up to 40,000 Aeroplan points and more.1

aeroplan points 10,000 POINTS

Earn 10,000 Aeroplan points after spending $1,500 in net purchases within the first three months of Cardmembership.1

aeroplan points Earn up to
30,000 POINTS

Plus, you can also earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 30,000 Aeroplan points.1

aeroplan points Earn a
BONUS BUDDY PASS

Bring along a friend! As a new Cardmember, your bonus Buddy Pass can score you a second ticket when you book and pay for an eligible economy ticket for an Air Canada flight within North America. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you spend $1,500 in net purchases within the first three months of Cardmembership, and you have a whole year to use it.1

Charge Card*. No preset spending limit.
As part of American Express’ commitment to sustainability, your Card is made of 70% reclaimed plastic.

Annual Fee

$120

Additional Aeroplan® Card

$502

Additional Aeroplan® No Fee Card

$02

Card type

Charge card*

Earn a value up to $1,200 or more in your first year with the American Express Aeroplan Card

Conditions apply.

See Full legal

Suitcase and credit card background image

Earn up to 40,000 Bonus points1 Up to $800

Earn a bonus Buddy Pass1 $350

Free first check bags5 (2 travellers, round trip) $120


Total up to $1,270

Earn points faster

cash points illustration

2 pts

Earn 2 points for every $1 spent on eligible purchases made directly with Air Canada® and Air Canada Vacations®.3

1.5 pts

Earn 1.5 points for every $1 spent on eligible Dining and Food Delivery in Canada.3

1 pt

Earn 1 point for every $1 spent on everything else.3

cash points illustration

Experience the joy of twice the points: present your Aeroplan number at over 150 participating Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore, and pay with your American Express®* Aeroplan® Card to earn points twice!4

Benefits you can enjoy with this Card

Insurance coverage

  • Flight Delay Insurance8†
  • Baggage Delay Insurance8†
  • Lost and Stolen Baggage Insurance8†
  • Hotel Burglary Insurance8†
  • Car Rental Theft and Damage Insurance8†
  • $500,000 Travel Accident Insurance9†
  • Travel Emergency Assistance10
  • Buyer’s Assurance®* Protection Plan8†
  • Purchase Protection®* Plan8†
American Express<sup>®</sup>* Aeroplan<sup>®</sup> Card fullsize angled

Exclusive benefits you receive as an American Express Cardmember

Say hello to American Express®* Experiences

Joyful experiences await. You have access to: Front of the Line®* Presale Tickets and Reserved Tickets, and special access, offers & experiences for all Cardmembers.

Learn more about American Express®* Experiences at amexinvites.ca.11

Get in on exclusive Amex Offers

Explore offers that are tailored to you for dining, shopping, travel, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.12

More about this card

Annual Fee

$120

Additional Aeroplan® Card

$502

Additional Aeroplan® No Fee Card

$02

Card type

Charge card*

Eligibility requirements

  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

For more information, visit the American Express website.

Terms and Conditions governing charge cards from American Express

The American Express Aeroplan Card is issued by Amex Bank of Canada and the terms and conditions provided below have been provided for informational purposes only. American Express is solely responsible for its content and the approval and issuance of new credit card accounts.

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read the Insurance Summary and Fact Sheet.

1These offers are only available to new American Express® Aeroplan®* Cardmembers (‘Cardmembers’). For current or former American Express® Aeroplan®* Cardmembers, we may approve your application, but you will not be eligible for these offers. If you receive points in error, we reserve the right to deduct them from your points balance. Account must be in good standing. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points. All deductions for returns made on eligible purchases will be calculated at the earn rate in effect at the time of the return. This means that the points deducted from your points balance may be different from the amount originally earned. Points may be deducted if returns result in the required spend threshold not being achieved. Please allow up to 8 weeks after earning your Aeroplan points for your Aeroplan account to be updated.

10,000 Aeroplan Points Offer:
To qualify for the welcome bonus of 10,000 Aeroplan points, you must have at least $1,500 in net purchases posted to your account on or before your three (3) month anniversary date. Please allow up to eight weeks from the date the bonus points were earned for the bonus to be awarded. Offer subject to change.

30,000 Aeroplan Points Offer:
To qualify for the monthly bonus of 2,500 Aeroplan points in the first 12 months of Cardmembership, eligible American Express®* Aeroplan® Cardmembers must have at least $500 in net purchases posted to their account each month by the last day of each billing period. Up to a maximum of 30,000 Aeroplan points can be earned.  Purchases made during a billing period but posted after the end of that billing period will not count towards eligible spend for that month and count towards eligible spend for the next billing period. For example, if your monthly billing period is from Aug 15 to Sept 14, a purchase made on Sept 14th (transaction date) and posts on Sept 15th (posting date) will not count for eligible spend for that month and will count towards spend in the next month's billing period. If the Aug 15 to Sept 14 period was your 12th monthly billing period, then the purchase that was made on Sept 14 and posted on Sept 15 would not count toward this offer. Account must be in good standing. Please allow up to eight weeks for your bonus points to be awarded.

Bonus Buddy Pass:
The one-time bonus Buddy Pass entitles a companion to accompany the Basic Cardmember, when the Basic Cardmember books and pays for a published economy fare (plus taxes and third-party charges) on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand and is booked for travel within North America.

Basic Cardmembers can earn one (1) bonus Buddy Pass after spending $1,500  in net purchases (less any returns, credits and adjustments) posted to the Basic Cardmember’s card account in the first three (3) months of Cardmembership.

The pass will be deposited into the Basic Cardmember’s Aeroplan account 8-10 weeks after the pass is earned.

This one-time bonus Buddy Pass offer is only available to eligible Aeroplan Cardmembers. You will not be eligible for the Buddy Pass if you have previously opened an Aeroplan credit or charge card of the same type, regardless of the credit or charge card issuer and have received the Welcome Bonus offer of a bonus Buddy Pass in the last 12 months. This offer is subject to change and cannot be combined with any other offers. The Basic Cardmember’s account must be and remain active (not cancelled) and in good standing in order to receive and retain the pass.

Total pricing of fees and charges (referred to as third-party charges) and taxes on the Buddy Pass ticket varies based on itinerary booked. Basic Cardmember may use the pass only once for travel wholly within North America, which is defined as Canada and United States (including Hawaii and Mexico).

The pass is valid for 12 months from the date of issuance. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”).

Maximum of one pass may be used per booking. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited.

The companion will be responsible to pay all applicable taxes and third-party charges that apply. Valid for travel at any time with no blackout periods. Also valid against the purchase of economy fares on sale.

The companion will be booked into same fare brand as Basic Cardmember and will receive all applicable benefits and services associated with that fare brand. The pass may not be used against the purchase of premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes.

The pass must be redeemed at time of purchase of the Basic Cardmember’s ticket, and if multiple Buddy Passes are available in association with the same Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking.

The pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased.

Changes and cancellations must be made at the same time for both the Basic Cardmember and the companion, and failure to do so may result in the Buddy Pass being forfeited. If during a change or cancellation the ticket is reinstated in the Basic Cardmember’s Aeroplan account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travelers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all taxes and third-party charges that apply above the base fare.

Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points and/or miles for the ticket issued in exchange for the pass. Aeroplan Elite Status benefits and upgrades are applicable if the traveler holds appropriate status and the fare purchased allows for such benefits and upgrades.

Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit or charge card is closed, regardless of reason for closure, or if the card account is changed to a different product.

Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs (www.aircanada.com/conditionsofcarriage) and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time.

The up to $1,200 or more in value is based on the combined total value of: Welcome Bonus of up to 40,000 Aeroplan points are redeemed for a flight(s) (up to $800), based on over 70% of current Aeroplan Cardmembers that receive a value of $0.02/points or more when redeeming for a flight as of May 31, 2021. Redemption calculation is based on actual redemptions made by cardholders between the period of November 8, 2020 to May 31, 2021; bonus Buddy Pass with a redemption value as of May 31, 2021 (based on over 70% of cardholders who redeemed the pass and received at least $350 value); and free first checked bags for two people on a round-trip in the first year ($120). The up to $1,200 or more in value  does not include the Card’s annual fee.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

2 Account must be in good standing. An additional card is a Supplementary Card. Each Supplementary American Express Aeroplan Card: $50 each annually; Supplementary American Express Aeroplan No Fee Card: $0 each annually. Supplementary Cardmembers must be at least 13 years old.

3 You can earn Aeroplan points (“points”) for eligible consumer purchases at American Express retail merchants as follows: Earn 2 points for every $1 of eligible purchases made directly with Air Canada. Earn 1.5 points for every $1 of eligible purchases at restaurant, quick service restaurant, coffee shop and drinking establishments in Canada, and delivery of food in Canada as a primary business, but not including groceries. Eligible Air Canada purchases means only those purchases made directly with Air Canada as the merchant, including Air Canada Vacations packages purchased directly from Air Canada. Air Canada purchases using your card at another merchant or service provider that sells Air Canada goods or services would not be an eligible Air Canada purchase, such as purchasing (i) Air Canada tickets from an online website other than Air Canada, through a travel agent including American Express Travel Services, or as part of a vacation package from another merchant, (ii) Air Canada gift cards, (iii) Air Canada Maple Leaf Club memberships or (iv) if you make a purchase through Air Canada with another merchant such as a hotel or car rental booking on the aircanada.com website. Earn rate of 1 point for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points.

4 Learn more at aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html.

5 A Basic Cardmember or eligible Supplementary Cardmember, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit aircanada.com/baggage.

6 For every $10,000 in eligible purchases (less any returns, credits and adjustments) charged to the card and posted to the card account, Basic Cardmembers will earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) which will be deposited in their Aeroplan member account and appear on the next card account billing statement.

Please allow at least three (3) days after being earned for the SQM and SQS to be added to your Aeroplan account.

SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan EliteTM Status qualification.

SQM do not count towards Million Mile Status. Supplementary Cardmember(s) are not eligible to receive SQM or SQS through this benefit; however, all eligible spend by Supplementary Cardmembers will count towards the Basic Cardmember’s spend.

Basic Cardmembers may earn unlimited bonus SQM and SQS during an Aeroplan Elite Status qualification period. In the case of returns, credits or adjustments that reduce the amount of net purchases below a previously achieved threshold for which SQM and SQS was not previously awarded, you may not earn the SQM and SQS, but if you were awarded SQM and SQS, the amount deducted could result in you having negative net purchases and you will have to make purchases if you wanted to bring your net purchases to zero before earning towards your next SQM and SQS. All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

7 From time to time, eligible Basic Aeroplan Cardmembers can get access to preferred pricing, which means they can book flight rewards for even fewer points. The number of points required to book a flight reward is determined by several factors, including, but not limited to, holding an eligible Aeroplan credit card and a member logging into their Aeroplan account, along with other rules as determined by Aeroplan in its sole discretion.

8 Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.

9 Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). You may contact the insurer at 1-877-777-1544 in Canada or visit chubb.com/ca.

10 This is not an insurance. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.

11 Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.

12 Eligible cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and cards issued by a licensed third party issuer (as applicable) are eligible cards for the offer. The following cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Subject to offer terms and conditions, and full program terms.

13 For more information about the Aeroplan Expiry policy please visit aircanada.com/aeroplan-inactivitypolicy.

®, TM: For trademark ownership details see: americanexpress.ca/aeroplantrademarks
®*, TM*: Used by Amex Bank of Canada under license from American Express

American Express®* Aeroplan® Business Reserve Card

New Aeroplan Business Reserve Cardmembers can earn up to 90,000 Welcome Bonus Aeroplan points1 plus earn a bonus Buddy Pass to bring anyone along to anywhere Air Canada flies in North America, including Hawaii and Mexico1.

Earn up to 90,000 Aeroplan points.1

aeroplan points 30,000 POINTS

Earn 30,000 Aeroplan points after spending $5,000 in net purchases in the first three months of Cardmembership.1

aeroplan points Earn up to
60,000 POINTS

Plus, you can also earn 5,000 Aeroplan pointsfor each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.1

aeroplan points Earn a
BONUS BUDDY PASS

Bring along a friend! As a new Cardmember, your bonus Buddy Pass can score you a second ticket when you book and pay for an eligible economy ticket for an Air Canada flight within North America. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you spend $5,000 in net purchases within the first three months of Cardmembership, and you have a whole year to use it.1

aeroplan points Earn or reach higher
AEROPLAN ELITE STATUS

As a new American Express®* Aeroplan® Business Reserve Cardmember, earn, step up, or jump-start your 2022 Aeroplan Elite Status when you charge at least $10,000 in qualifying net purchases by November 30. To be eligible for the Elite Status offer, you must apply for this Card by October 1, 2021.

If you don’t have status, earn Aeroplan 25K Status for 2022.

If you hold Aeroplan 25K, 35K or 50K Status, jump to the next tier for 2022.

If you hold Aeroplan 75K or Super Elite Status, earn 25,000 Bonus Status Qualifying Miles, 25 Bonus Status Qualifying Segments and $3,000 Bonus Status Qualifying Dollars to jump start your 2023 Status.

View more

Your American Express Aeroplan Business Reserve Card is made from precision cut and engraved 13 g metal.

Annual Fee

$599

Employee Aeroplan® Business Reserve Card

$1992

Employee Aeroplan® Business Reserve No Fee Card

$02

Card Type

Credit Card

Annual Interest: Purchases

16.99%*

Annual Interest: Funds Advances

21.99%*

Earn a value up to $2,900 or more in your first year with the American Express Aeroplan Business Reserve Card

Conditions apply.

See Full legal

Suitcase and credit card background image

Earn up to 90,000 Bonus points1 Up to $1,800

Earn a bonus Buddy Pass1 $350

Unlimited Maple Leaf Lounge Access in North America5 $550

Free first check bags5 (2 travellers, round trip) $120

Priority PassTM Membership6 ($99 USD) $120

Toronto Pearson Discounted Car Care21 $8

Complimentary Valet Service at Pearson19 $15

Parking Discount at Pearson20 $5


Total up to $2,968

Earn points faster

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3 pts

Highest Air Canada earn rate on an Aeroplan payment card
Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada® and Air Canada Vacations®.3

2 pts

Earn 2 points for every $1 spent on eligible hotels and car rentals.3

1.25 pt

Earn 1.25 point for every $1 spent on everything else.3

cash points illustration

Experience the joy of twice the points. Present your Aeroplan number at over 150 participating Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore, and pay with your American Express®* Aeroplan® Card to earn points twice!4

Benefits you can enjoy with this Card

View more benefits

Insurance coverage

  • Out of Province/Country Emergency Medical Insurance15†
  • Trip Cancellation Insurance15†
  • Trip Interruption Insurance15†
  • Flight Delay Insurance15†
  • Baggage Delay Insurance15†
  • Lost and Stolen Baggage Insurance15†
  • Hotel Burglary Insurance15†
  • Car Rental Theft and Damage Insurance15†
  • $500,000 Travel Accident Insurance16†
  • Travel Emergency Assistance17
  • Buyer’s Assurance®* Protection Plan15†
  • Purchase Protection®* Plan15†
  • Employee Card Misuse Protection15†
American Express<sup>®</sup>* Aeroplan<sup>®</sup> Business Reserve Card fullsize angled

American Express exclusive benefits

Get more from your travel experience

Enjoy elevated service at Toronto Pearson International Airport with access to Pearson Priority Security Lane18, complimentary valet service19 and discounts on parking rates20 and Car Care Services21.

Say hello to American Express®* Experiences

Joyful experiences await. You have access to: Front of the Line®* Presale Tickets and Reserved Tickets, and special access, offers & experiences for all Cardmembers.

Learn more about American Express®* Experiences at amexinvites.ca.22

Business Solutions

Make the most of a suite of business management tools that give you more control over your business anytime and anywhere. Leverage your cash flow with the option of carrying a balance or paying in full each month.

Get in on exclusive Amex Offers

Explore offers that are tailored to you for dining, shopping, travel, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.23

More about this card

Annual Fee

$599

Employee Aeroplan® Business Reserve Card

$1992

Employee Aeroplan® Business Reserve No Fee Card

$02

Card Type

Credit Card

Annual Interest: Purchases

16.99%*

Annual Interest: Funds Advances

21.99%*

Eligibility requirements

  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

For more information, visit the American Express website.

Terms and Conditions governing credit cards from American Express

The American Express Aeroplan Business Reserve Card is issued by Amex Bank of Canada and the terms and conditions provided below have been provided for informational purposes only. American Express is solely responsible for its content and the approval and issuance of new credit card accounts.

*Subject to approval. The preferred rate for purchases is 16.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read the Insurance Summary and Fact Sheet.

1 These offers are only available to new American Express® Aeroplan®* Business Reserve Cardmembers. For current or former American Express Aeroplan Business Reserve Cardmembers, we may approve your application, but you will not be eligible for the Welcome Offers. Offers subject to change. Account must be in good standing.

30,000 Aeroplan Points
To qualify for the welcome bonus of 30,000 Aeroplan points, you must have at least $5,000 in net purchases posted to your account on or before your three (3) month anniversary date. Please allow up to eight weeks from the date the bonus points were earned for the bonus to be awarded. Offer subject to change.

60,000 Aeroplan Points
To qualify for the monthly bonus of 5,000 Aeroplan points in the first 12 months of Cardmembership, eligible American Express® Aeroplan®* Business Reserve Cardmembers must have at least $2,000 in net purchases posted to their account each month by the last day of each billing period. Up to a maximum of 60,000 Aeroplan points can be earned.  Purchases made during a billing period but posted after the end of that billing period will not count towards eligible spend for that month and count towards eligible spend for the next billing period. For example, if your monthly billing period is from Aug 15 to Sept 14, a purchase made on Sept 14th (transaction date) and posts on Sept 15th (posting date) will not count for eligible spend for that month and will count towards spend in the next month's billing period. If the Aug 15 to Sept 14 period was your 12th monthly billing period, then the purchase that was made on Sept 14 and posted on Sept 15 would not count toward this offer. Account must be in good standing. Please allow up to eight weeks for your bonus points to be awarded.

Bonus Buddy Pass

The one-time bonus Buddy Pass entitles a companion to accompany the Basic Cardmember, when the Basic Cardmember books and pays for a published economy fare (plus taxes and third-party charges) on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand and is booked for travel within North America.

Basic Cardmembers can earn one (1) bonus Buddy Pass after spending $5,000 in net purchases (less any returns, credits and adjustments) posted to the Basic Cardmember’s card account in the first three (3) months of Cardmembership.

The pass will be deposited into the Basic Cardmember’s Aeroplan account 8-10 weeks after the pass is earned.

This one-time bonus Buddy Pass offer is only available to eligible Aeroplan Cardmembers. You will not be eligible for the Buddy Pass if you have previously opened an Aeroplan credit or charge card of the same type, regardless of the credit or charge card issuer and have received the Welcome Bonus offer of a bonus Buddy Pass in the last 12 months. This offer is subject to change and cannot be combined with any other offers. The Basic Cardmember’s account must be and remain active (not cancelled) and in good standing in order to receive and retain the pass.

Total pricing of fees and charges (referred to as third-party charges) and taxes on the Buddy Pass ticket varies based on itinerary booked. Basic Cardmember may use the pass only once for travel wholly within North America, which is defined as Canada and United States (including Hawaii and Mexico).

The pass is valid for 12 months from the date of issuance. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”).

Maximum of one pass may be used per booking. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited.

The companion will be responsible to pay all applicable taxes and third-party charges that apply. Valid for travel at any time with no blackout periods. Also valid against the purchase of economy fares on sale.

The companion will be booked into same fare brand as Basic Cardmember and will receive all applicable benefits and services associated with that fare brand. The pass may not be used against the purchase of premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes.

The pass must be redeemed at time of purchase of the Basic Cardmember’s ticket, and if multiple Buddy Passes are available in association with the same Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking.

The pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased.

Changes and cancellations must be made at the same time for both the Basic Cardmember and the companion, and failure to do so may result in the Buddy Pass being forfeited. If during a change or cancellation the ticket is reinstated in the Basic Cardmember’s Aeroplan account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travelers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all taxes and third-party charges that apply above the base fare.

Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points and/or miles for the ticket issued in exchange for the pass. Aeroplan Elite Status benefits and upgrades are applicable if the traveler holds appropriate status and the fare purchased allows for such benefits and upgrades.

Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit or charge card is closed, regardless of reason for closure, or if the card account is changed to a different product.

Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs (www.aircanada.com/conditionsofcarriage) and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time.

The up to $2,900 in value is based on the combined total value of: Welcome Bonus of up to 90,000 Aeroplan points are redeemed for a flight(s) (up to $1,800), based on over 70% of current Aeroplan Cardmembers that receive a value of $0.02/points or more when redeeming for a flight as of May 31, 2021. Redemption calculation is based on actual redemptions made by cardholders between the period of November 8, 2020 to May 31, 2021; the actual redemption value of the Buddy Pass as of May 31, 2021 (over 70% of cardholders received at least $350 value); free first checked bags for two people on a round-trip in the first year ($120); unlimited Maple Leaf Lounge access in North America ($550 annually), Priority PassTM membership ($99 USD annually); Toronto Pearson Discounted Car Care estimated value based on a classic wash for a standard car of $50 CAD. $50 CAD X 15% = $7.50; Complimentary Valet Service at Toronto Pearson International Airport ($15); and 15% Discount on Parking at Toronto Pearson International Airport estimated value calculated based on the Daily Park rate of $33 CAD per day. $33 CAD x 15% = $4.95.

The $2,900 does not include the Card’s annual fee.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at www.aircanada.com/aeroplan. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

The following terms and conditions apply to the Advance your Status Offer (the “Offer”) that will take place from July 12, 2021 to November 30, 2021 (“Offer Period”):

To qualify for this Offer you must apply for a new American Express®* Aeroplan® Reserve Card or American Express®* Aeroplan® Business Reserve Card by October 1, 2021 and have at least $10,000 in qualifying net purchases (the “eligible minimum spend requirements”) charged to your card account during the Offer period and subsequently posted to your account by December 7, 2021. Supplementary Card purchases associated with the Offer are qualifying purchases and count towards the total combined spend threshold. The end date of October 1, 2021 is only applicable to the Advance your Status Offer and does not apply to other bonus point offers which are subject to different spend and Offer end dates.

Members who held an Aeroplan premium credit card on July 11, 2021, regardless of the credit card issuer are not eligible for this Offer.

The following do not qualify as eligible purchases: Welcome Bonuses, Cash Advances, Balance Transfers, Convenience Cheques, fees, interest, payments and Aeroplan points redemptions. Refunds, rebates or credits on the account will cancel this Offer if the “eligible minimum spend requirements” are not met over the Offer Period.

The higher Aeroplan Elite Status or Bonus Status Qualifying Miles, Bonus Status Qualifying Segments and Bonus Status Qualifying Dollars will be awarded by January 31, 2022.

Depending on your Aeroplan Elite Status level as of November 30, 2021, and provided the “eligible minimum spend requirements” are met by November 30, 2021, the following Offer conditions apply:

  • Members with no Elite Status on November 30, 2021 will earn Elite 25K Status valid through December 31, 2022.
  • Members with Elite 25K Status on November 30, 2021 will earn Elite 35K Status valid through December 31, 2022.
  • Members with Elite 35K Status on November 30, 2021 will earn Elite 50K Status valid through December 31, 2022.
  • Members with Elite 50K Status on November 30, 2021 will earn Elite 75K Status valid through December 31, 2022.
  • Members with Elite 75K Status or Super Elite on November 30, 2021 will receive a 25,000 Bonus Status Qualifying Miles, 25 Bonus Status Qualifying Segments and $3,000 Bonus Status Qualifying Dollars in January 2022 to give them a head start toward their 2023 Elite Status.

American Express®* Aeroplan® Reserve Card or American Express®* Aeroplan® Business Reserve Card account must be open and in good standing on the date by which the offer is awarded. This Offer is not transferable and is not redeemable for cash. Supplementary Cardmembers are not eligible for the Advance your status offer. The Aeroplan member and the Basic Cardmember of the eligible American Express®* Aeroplan® Reserve Card or American Express®* Aeroplan® Business Reserve Card account must be the same person. This Offer may be withdrawn or changed without prior notice at any time. This Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by American Express, Air Canada or Aeroplan in its sole discretion. If you are found to be gaming this offer, Aeroplan or Air Canada have the sole right to revoke the Aeroplan Elite Status earned during the Offer period.

This Offer will be in addition to any other offers available and subject to the respective Spend requirements and Offer end dates.

Member must be a Canadian resident with a Canadian address, as reflected on their Aeroplan profile, for the duration of the offer period.

To find out the regular qualification requirements for Aeroplan Elite Status: https://www.aircanada.com/ca/en/aco/home/aeroplan/status/qualification.html

2 Account must be in good standing. An Employee Card is a Supplementary Card. Each supplementary American Express Aeroplan Business Reserve Card: $199 each annually; Supplementary American Express Aeroplan Business Reserve No Fee Card: $0 each annually. Supplementary Cardmembers must be at least 13 years old. Maximum of 99 Supplementary Cards per account.

3 You can earn Aeroplan points (“points”) for eligible business purchases at American Express retail merchants as follows: Earn 3 points for every $1 of eligible purchases made directly with Air Canada. Earn 2 points for every $1 of eligible hotel or car rental purchases. Eligible Air Canada purchases means only those purchases made directly with Air Canada as the merchant, including Air Canada Vacations packages purchased directly from Air Canada. Air Canada purchases using your card at another merchant or service provider that sells Air Canada goods or services would not be an eligible Air Canada purchase, such as purchasing (i) Air Canada tickets from an online website other than Air Canada, through a travel agent including American Express Travel Services, or as part of a vacation package from another merchant, (ii) Air Canada gift cards, (iii) Air Canada Maple Leaf Club memberships or (iv) if you make a purchase through Air Canada with another merchant such as a hotel or car rental booking on the aircanada.com website. Eligible hotel and car rental purchases are purchases at American Express merchants whose primary business is hotel and lodging or car rental as categorized on American Express Systems. Eligible purchases are bookings made directly with the car rental or hotel as the merchant and paid for with your Card. Purchases made through American Express Travel Services are also eligible. Purchases made through Air Canada, Air Canada Vacations, travel agencies (other than American Express Travel Services), tour operators, and online travel sites are not eligible. Earn rate of 1.25 point for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points.

4 Learn more at aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html.

5 A Basic Cardmember and Supplementary Cardmember(s) are each entitled to complimentary access to any Maple Leaf Lounge located in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Guests of Basic Cardmembers or Supplementary Cardmembers may enter upon paying an applicable fee. Access will be granted in conjunction with a same-day, confirmed ticket on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. See aircanada.com/lounges-termsandconditions for applicable Maple Leaf Lounges Terms and Conditions.

6 Priority PassTM* - These Terms and Conditions govern Basic American Express Aeroplan Business Reserve Card participation in and use of the Priority Pass program. Priority Pass is an independent airport lounge access program. All lounge visits are subject to a usage fee at the prevailing rate, which is subject to change without prior notice. This fee applies to the Cardmember and his/her guests. Some lounges do not admit guests. By enroling in Priority Pass, you agree that you will be responsible for all visit costs and that your American Express Aeroplan Business Reserve Card will be automatically charged after you have signed for the visit and it has been reported to Priority Pass by the participating lounge. Additionally, American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program. Once your enrolment has been processed, Priority Pass will send you a welcome package, Priority Pass card and a list of participating lounges. For details on how Priority Pass uses your personal information, please refer to their privacy policy at prioritypass.com. Once enroled, American Express Aeroplan Business Reserve Cardmembers whose Card account is not cancelled may access participating Priority Pass lounges by presenting their Priority Pass card and airline boarding pass for same-day travel. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package and can be viewed at www.prioritypass.com. Upon receipt of your enrolment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 10–14 business days. If you have not received the Priority Pass card after 14 business days, please contact American Express using the number on the back of your American Express Aeroplan Business Reserve Card. Supplementary Aeroplan Business Reserve and Supplementary Aeroplan Business Reserve No Fee Cardmembers are not eligible for membership. Priority Pass non-lounge airport experiences such as airport dining credits are only offered in a few select locations. Select locations are subject to change. For a complete listing of Priority Pass lounge and non-lounge airport experience locations, login to your account at www.prioritypass.com.

7 Basic Cardmembers will receive one (1) Annual Worldwide Companion Pass after spending more than $25,000 on net purchases (less any returns, credits and adjustments) posted to the Basic Cardmember’s card account in the 12 months prior to their Card anniversary date. The pass will be deposited into the Aeroplan account 8-10 weeks after the Card anniversary date.

On each Card anniversary date, the calculation of the annual net purchases resets to zero and Basic Cardmembers must qualify again in the new annual period. Purchases transacted or posted on the Card anniversary date will be included in the calculation of net purchases for the next annual period and not the previous annual period.

The pass entitles a companion to accompany the Basic Cardmember upon the purchase of a fixed base fare (plus taxes, fees, charges and surcharges), when the Basic Cardmember books a published economy fare on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand.

Valid against the purchase of one round-trip fixed base fare (plus taxes, fees, charges and surcharges) for a companion when travelling on the same itinerary and booked at the same time as the Basic Cardmember.

Passes are valid for 12 months from the date issued. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”).

Maximum of one companion pass may be used per booking. If one-way travel is booked, the full base fare will be charged, the pass will be deemed fully used and the return portion of travel will be forfeited.

Total pricing varies based on itinerary booked. Basic Cardmembers may use the pass only once on their choice of travel: (i) within Canada and continental US (excluding Hawaii) for $99 CAD base fare (ii) to/from Hawaii, Mexico, Central America, and the Caribbean for $299 CAD base fare, (iii) to/from South America, Europe, Middle East, and Africa for $499 CAD base fare, and (iv) to/from Asia, Australia, and New Zealand for $599 CAD base fare.

In addition to the purchase of a fixed base fare, the companion will be responsible to pay all applicable taxes, fees, charges and surcharges that apply above the companion’s base fare. All travel must originate or terminate in Canada or the United States. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale.

The companion will be booked into the same fare brand as the Basic Cardmember and will receive all applicable benefits and services associated with that fare brand. The pass may not be used against the purchase of premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes.

The pass must be redeemed at the time of purchase, and if multiple companion passes are available in association with the same Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date, but travel may occur after the pass expiry date subject to flight schedule availability at the time of booking.

Pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both the Basic Cardmember and the companion, and failure to do so may result in the companion pass being forfeited. If during a change or cancellation the pass is reinstated in the Basic Cardmember’s Aeroplan account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travelers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all taxes, fees, charges and surcharges that apply above the base fare. The Basic Cardmember’s account must be and remain active (not cancelled) and in good standing in order to receive and retain the reward.

Companions who are members of Aeroplan or other partner frequent flyer programs are eligible to accumulate points and/or miles for the ticket issued in exchange for the companion pass according to conditions of the fare brand purchased.

Aeroplan Elite TM Status benefits and upgrades are applicable if the traveler holds appropriate status and the fare purchased allows.

Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the card account is cancelled, regardless of reason for cancellation, or if the card account is changed to a different product.

Air transportation services on Air Canada are subject to Air Canada’s General Conditions of Carriage & Tariffs (aircanada.com/conditionsofcarriage) at the time of booking.

8 A Basic Cardmember or eligible Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit aircanada.com/baggage.

9 A Basic Cardmember or Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Basic Cardmember or Supplementary Cardmember may be required to show their qualifying card to the Air Canada agent.

10 For every $5,000 in eligible purchases (less any returns, credits and adjustments) charged to the card and posted to the card account, Basic Cardmembers will earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) which will be deposited in their Aeroplan member account and appear on the next card account billing statement.

Please allow at least three (3) days after being earned for the SQM and SQS to be added to your Aeroplan account.

SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification.

SQM do not count towards Million Mile Status. Supplementary Cardmember(s) are not eligible to receive SQM or SQS through this benefit; however, all eligible spend by Supplementary Cardmembers will count towards the Basic Cardmember’s spend.

Basic Cardmembers may earn unlimited bonus SQM and SQS during an Aeroplan Elite Status qualification period. In the case of returns, credits or adjustments that reduce the amount of net purchases below a previously achieved threshold for which SQM and SQS was not previously awarded, you may not earn the SQM and SQS, but if you were awarded SQM and SQS, the amount deducted could result in you having negative net purchases and you will have to make purchases if you wanted to bring your net purchases to zero before earning towards your next SQM and SQS.

All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

11 Basic Cardmembers who also hold Aeroplan Elite Status will be able to roll over up to a maximum of 200,000 Status Qualifying Miles (SQM) from the prior qualification year to the next qualification year. This benefit applies when the member qualified for Aeroplan Elite Status by earning the required SQM or Status Qualifying Segments (SQS), as well as the required Status Qualifying Dollars (SQD), in the prior qualification year. If the member has been granted complimentary status, as determined by Air Canada, that is higher than the status they would have earned via their Status Qualifying balances, the rollover amount will be based on the status they would have earned otherwise (if any), and not the granted status. SQM rolled over from the previous qualifying year will apply towards status qualification for the following qualifying year. Rollover SQM will be deposited directly into the member's Aeroplan account no later than March 30 of any given year, provided the member earned at least Aeroplan 25K Status based on their Status Qualifying balances from the prior qualifying year. Rollover does not apply to SQS or SQD. Benefit is only available to Basic Cardmembers and does not apply to Supplementary Cardmembers. In the event the card is changed to a different product or the account is closed, regardless of reason for closure, any SQM rolled over as a result of this benefit will be removed from the Aeroplan account, and any status earned as a result of these rolled over SQM may also be rescinded. SQM do not count towards Million Mile Status, and are not redeemable towards Aeroplan rewards. Where a Basic Cardmember is eligible to roll over SQM under another Aeroplan credit card, the total cumulative roll over of all SQM towards Aeroplan Elite Status cannot exceed the maximum of 200,000 SQM. All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

12 Basic Cardmembers who also hold Aeroplan Elite Status will be able to roll over up to a maximum of 50 eUpgrade credits received in the prior status year to the next status year. eUpgrade credits issued on a promotional basis, as well as those already rolled over from a previous benefit year, are not eligible for this benefit. Rollover eUpgrade credits will be deposited directly into the member's Aeroplan account no later than March 30 of any given year, provided the member holds Aeroplan Elite Status at that time, and held Aeroplan Elite Status in the previous benefit year. If the card is changed to a different product or the account is closed, regardless of reason for closure, any unused, rolled over eUpgrade credits will be forfeited and removed from the member’s eUpgrade account. Benefit is only available to Basic Cardmembers and does not apply to Supplementary Cardmembers. Where a Basic Cardmember is eligible to roll over eUpgrade credits under another Aeroplan credit card, the total cumulative roll over of all eUpgrade credits cannot exceed the maximum of 50 eUpgrade credits. All eUpgrade conditions apply and can be reviewed at aircanada.com/eupgrade-termsandconditions.

13 A Basic Cardmember or Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying applicable condition(s), such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See aircanada.com/elite-termsandconditions for applicable Aeroplan Elite Status and eUpgrade conditions.

14 From time to time, eligible Basic Aeroplan Cardmembers can get access to preferred pricing, which means they can book flight rewards for even fewer points. The number of points required to book a flight reward is determined by several factors, including, but not limited to, holding an eligible Aeroplan credit card, along with other rules as determined by Aeroplan in its sole discretion.

15 Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.

16 Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). You may contact the insurer at 1-877-777-1544 in Canada or visit chubb.com/ca.

17 This is not an insurance. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.

18 American Express Basic and eligible Supplementary Cardmembers with a valid Aeroplan Business Reserve Card are entitled to access the Pearson Priority Lanes ('Priority Lane') during peak airport operating hours. The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto’s Pearson International Airport in Terminal 1 & 3. Access to a Pearson Priority Lane is available to eligible Cardmembers and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Card. The name on the Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lane are required to comply with airport security and customs screening requirements. The American Express Aeroplan Business Reserve No Fee Supplementary Cards are not eligible for this benefit. Priority Lane access is subject to change or cancellation at any time and additional terms and conditions apply.

19 Toronto Pearson Valet Service – Basic and eligible Supplementary American Express Aeroplan Business Reserve Cardmembers must charge the parking fee to their American Express Aeroplan Business Reserve Card for the associated $25 Valet fee to be waived. The American Express Aeroplan Business Reserve No Fee Supplementary Cards are not eligible for this benefit. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminal 1 and 3. For more information on Valet Service visit torontopearson.com.

20 Toronto Pearson 15% Parking Discount – Basic and eligible Supplementary American Express Aeroplan Business Reserve Card members can receive 15% discount off the cost of parking (including taxes) which will be provided as a credit to your Basic American Express Aeroplan Business Reserve Card statement. The American Express Aeroplan Business Reserve No Fee Supplementary Cards are not eligible for this benefit. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. 15% Discount cannot be used when reserving parking on Greater Toronto Airport Authority’s (GTAA) Parking Reservation system or in conjunction with any other offers or discounts offered by GTAA. For more information on parking lots visit torontopearson.com.

21 Toronto Pearson Discounted Car Care - Car Care services must be charged to your Basic and eligible Supplementary American Express Aeroplan Business Reserve Card. The American Express Aeroplan Business Reserve No Fee Supplementary Cards are not eligible for this benefit. 15% discount off cost of Car Care services (including taxes) will be provided as a statement credit. Only Canadian American Express Cards are eligible for the Car Care services. Subject to availability. Access to the Car Care services is available in Terminal 1 on level 5 of the Daily Park garage. For more information on parking lots visit torontopearson.com.

22 Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.

23 Eligible cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and cards issued by a licensed third party issuer (as applicable) are eligible cards for the offer. The following cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Subject to offer terms and conditions, and full program terms.

24 For more information about the Aeroplan Expiry policy please visit aircanada.com/aeroplan-inactivitypolicy.

25 ROCKY MOUNTAINEER AMERICAN EXPRESS®*
“Earn Rate Offer” starts May 27 2021. Basic American Express®* Aeroplan® Business Reserve Cardmembers will earn a total of 2 Aeroplan points for every $1 on eligible purchases made directly with Rocky Mountaineer and charged to the Card. The total of 2 Aeroplan points for every $1 includes the base earn rate of 1.25 Aeroplan points and 0.75 bonus Aeroplan points on eligible Rocky Mountaineer purchases. Supplementary Cardmembers are eligible to earn the total of 2 Aeroplan points for the Basic Cardmember. Eligible Rocky Mountaineer purchases means only those purchases made directly with Rocky Mountaineer as the merchant. The eligible Merchant Category Code is 4722 (Travel Agency). Earn rate of 1.25 Aeroplan points applies when the merchant code is not directly from Rocky Mountaineer, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, Aeroplan points can be earned on eligible purchases less returns and other credits. Please allow up to 8 weeks after each statement period for this Earn Rate Offer to be credited to your Account. Offer subject to change at any time. Rocky Mountaineer is not responsible for this Earn Rate Offer or the provision of Aeroplan points. Please visit https://www.americanexpress.com/en-ca/campaigns/aeroplan-reserve/offers/ for more information.

26 GOLDLEAF UPGRADE LEGAL TERMS AND CONDITIONS
Aeroplan GoldLeaf Upgrade Offer (“GoldLeaf Upgrade Offer”) starts May 27, 2021. Applies only to new 2021, 2022 and 2023 bookings made by October 30, 2023 for travel during the 2021, 2022 and 2023 Rocky Mountaineer seasons on First Passage to the West, Rainforest to Gold Rush and Journey through the Clouds Canadian routes only. Booking guest must hold an Aeroplan Elite Status of 50K or higher or be a Basic Consumer American Express®* Aeroplan® Reserve Cardmember, in good standing (“Eligible Member”). GoldLeaf Upgrade Offer is per booking and applies to single and double occupancy bookings, must be requested at the time of booking and will not be automatically allocated or retroactively added. The service level upgrade is on the rail portion of the booking only and does not include an upgrade in hotels. Upgrade is subject to availability and may not be available on all bookings. Blackout dates may apply. GoldLeaf Upgrade Offer cannot be combined with any other offer, except the Aeroplan Hotel Room Upgrade offer and the Rocky Mountaineer Aeroplan Earn Rate Offer, has no cash value, is non-transferable and cannot be deferred to a later trip or used against the price of the purchased package or to upgrade accommodation. GoldLeaf Upgrade Offer is not applicable to group bookings. For clarity, this GoldLeaf Upgrade Offer is only available for the Eligible Member and 1 additional passenger on the same reservation. Deposits are required at the time of booking and full payment of the balance must be made according to Rocky Mountaineer’s booking terms and conditions. All bookings are subject to above GoldLeaf Upgrade Offer terms and conditions and to Rocky Mountaineer’s booking terms and conditions. Amex Bank of Canada is not responsible for the fulfillment of this Offer. Aeroplan is not responsible for the GoldLeaf Upgrade Offer. Additional conditions may apply.

27 HOTEL ROOM CATEGORY UPGRADE LEGAL TERMS AND CONDITIONS
Aeroplan Hotel Room Category Upgrade Offer (“Hotel Room Upgrade Offer”) starts May 27, 2021. Applies only to new, qualifying 2021, 2022 and 2023 package bookings made by October 30, 2023 for Rocky Mountaineer Canadian routes on package itineraries for travel during the 2021, 2022 and 2023 Rocky Mountaineer seasons. Booking guest must be an Aeroplan Elite Status member of 25K or higher or be a Basic Consumer American Express®* Aeroplan® Reserve Cardmember, in good standing (“Eligible Member”). Hotel Room Upgrade Offer is per booking, limited to one hotel room, and applies to single, double, triple or quad occupancy bookings. Hotel Room Upgrade Offer must be requested at the time of booking and will not be automatically allocated or retroactively added. Valid for the first and last nights of the qualifying Rocky Mountaineer package itinerary only; does not include an upgrade to onboard service level or upgrade to accommodation determined by guest’s chosen onboard service level. Upgrade is subject to availability and may not be available on all bookings. Hotel Room Upgrade Offer cannot be combined with any other offer, except the GoldLeaf Upgrade Offer and the Rocky Mountaineer Aeroplan Earn Rate Offer, has no cash value, is non-transferable and cannot be deferred to a later trip or used against the price of the purchased package or to upgrade accommodation. Offer is not applicable to 2 or 3-day rail only bookings or group bookings. Deposits are required at the time of booking and full payment of the balance must be made according to Rocky Mountaineer’s booking terms and conditions. All bookings are subject to above Hotel Room Upgrade Offer terms and conditions and to Rocky Mountaineer’s booking terms and conditions. Amex Bank of Canada is not responsible for the fulfillment of this Offer. Aeroplan is not responsible for the Hotel Room Upgrade Offer. Additional conditions may apply.

®*, TM*: Used by Amex Bank of Canada under license from American Express.
®, TM: For trademark ownership details see: americanexpress.ca/aeroplantrademarks