TD® Aeroplan® Visa Business Credit Card

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TD<sup>®</sup> Aeroplan<sup>®</sup> Visa* Business Card   angled

TD® Aeroplan® Visa* Business Card

SPECIAL OFFER

Apply by September 5, 2022 and if you are approved, earn a welcome bonus of up to 60,0001 Aeroplan points.

Special offer ends September 5, 2022

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Earn a welcome bonus

Earn

UP TO 60,000 BONUS POINTS

Earn a welcome bonus of 10,000
Aeroplan points when you make your first purchase with your new card.

Learn More
Get an annual fee rebate

Get

Annual Fee Rebate

Get an annual fee rebate for the Primary Cardholder and first two

Learn More

Earn a value up to $1,600 or more with this offer with the TD® Aeroplan® Visa* Business Credit Card

‡Conditions apply See Full legal

Assuming you take one round-trip flight and add an additional cardholder to your account in the first year:

Earn up to 60,000 Bonus points1
$1200
Free first checked bags6
$120
Maple Leaf Lounge One-Time Guest Passes6
$100
First year annual fee rebate for the Primary Cardholder1
$149
First year annual fee rebate for an Additional Cardholder1
$49
Nexus Credit8
$125
Free 6-month Uber Pass membership
$60
TOTAL
$1,803

Plus, the more times you travel, the more value you may realize!

Earn Aeroplan points easily

cash points illustration

2 pts

Earn 2 Aeroplan points for every eligible $1 you spend with Air Canada, including Air Canada Vacations.2

1.5 pts

Earn 1.5 Aeroplan points for every $1 you spend on eligible purchases for travel, dining and select business categories such as shipping, internet, cable and phone services.2

1 pt

Earn 1 Aeroplan point for every $1 you spend on all other eligible business purchases.2

cash points illustration

Earn points twice4 when you pay with your TD Aeroplan credit card and provide your Aeroplan membership number at over 150 Aeroplan partner brands and 170+ online retailers via the Aeroplan eStore.

Airline Benefits5 you can enjoy with this card

Travel insurance coverage

  • Travel Medical Insurance11
  • Trip Cancellation/Trip Interruption Insurance12
  • Delayed and Lost Baggage Insurance13
  • Flight/Trip Delay Insurance13
  • Auto Rental Collision/Loss Damage Insurance14
  • Common Carrier Travel Accident Insurance15
  • Emergency Travel Assistance Services16
  • Hotel/Motel Burglary Insurance17

Other insurance benefits

  • Mobile Device Insurance17
  • Purchase Security and Extended Warranty Protection18

More about this card

Annual Fee

$149

Additional Cardholder19

$49

Credit Limit

$1,000

minimum

Interest: Purchases

14.99%

Interest: Cash Advances

22.99%

Eligibility requirements

  • You are a Canadian resident
  • You meet the age of majority in your province/territory of residence

Terms and Conditions of Offer

The Toronto-Dominion Bank ("TD") is the issuer of the TD® Aeroplan® Visa* Business Card. Approval of an TD® Aeroplan® Visa* Business Card account is at the sole discretion of TD and, if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

The up to $1,600 value is based on the combined total value of:

  • The annual fee waiver for the first year ($149), plus one additional cardholder ($49)
  • Free first checked bags for two people, on a round-trip flight in the first year ($120)
  • Usage of the Nexus statement credit benefit at an exchange rate of approximate $1.25 USD as of May 31, 2021 ($50 USD = $62.50 CAD for each cardholder = $125)
  • The 60,000 Aeroplan points upon approval of your TD Aeroplan Visa Business card are redeemed for a flight reward ($1200), based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of May 31, 2021. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 - May 31, 2021; and Maple Leaf Lounge One-Time Guest Passes in North America ($100 based on up to 4 passes at $25 each for each $10,000 in eligible spend)
  • A Complimentary Uber Pass for 6 months based on a $9.99/month plus applicable taxes on subscription fee ($60)

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

1 Must apply by September 5, 2022. Welcome Bonus of 10,000 Aeroplan points("Welcome Bonus") will be awarded to the Primary Business Cardholder of the TD® Aeroplan® Visa* Business Card Account only after the first Purchase is made on the Account, within 90 days of Account opening. The “Primary Business Cardholder” means the individual who is issued the TD Aeroplan Visa Business Card with an Annual Fee of $149.

To receive an additional 20,000 Aeroplan Points ("Additional Bonus"), you must: (a) apply for a $149 Account between March 7, 2022 and September 5, 2022 and (b) have $5,000 in business purchases on $149 Account, including your first Purchase, within 90 days of Account approval. To qualify for a monthly bonus of 2,500 Aeroplan points ("Monthly Bonus") during the first 12 months after Account opening (up to a total maximum of 30,000 Monthly Bonus points), eligible TD® Aeroplan® Visa* Business Card Account Cardholders must have at least $5,000 in net purchases posted to their Account each month by the last day of each monthly billing period. Once you have earned 30,000 Monthly Bonus points during the first 12 months following Account opening, you will no longer be eligible for additional Monthly Bonus points. . Purchases made during a billing period but posted after the end of that billing period will not count towards eligible spend for that month and count towards eligible spend for the next billing period. For example, if your monthly billing period is from April 15 to May 14, a purchase made on May 14  (transaction date) and posts on May 15 (posting date) will not count for eligible spend for that month and will count towards spend in the next month's billing period. If the April 15 to May 14 period was your 12th monthly billing period, then the purchase that was made on Sept 14 and posted on Sept 15 would not count toward this offer. Account must be in good standing. Please allow up to eight weeks for your bonus points to be awarded.

 The Annual Fee rebate portion of the offer is applicable for the first year only, for the (i) Primary Business Cardholder, and the (ii) first 2 Additional Cards issued for the same business if any. The rebate of the $49 Annual Fee for the first two Additional Cards issued for the same business if any, is for the first year only. Must apply between March 7, 2022 and September 5, 2022. The Annual Fee for any subsequent $149 Accounts or Additional Cards issued to the same business will continue to apply. The Annual Fee will be rebated within 2 monthly statements from the date of the charge. The full Annual Fee will be charged to the Primary Business Cardholder Account and the Additional Accounts (if applicable), after the first year.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not transferable. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of $149 Accounts opened by one person, and the number of Welcome Bonus points, the Additional Bonus points and the Monthly Bonus points awarded to any one person. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus points, Additional Bonus points and the  Monthly Bonus  points  are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus points, the Additional Bonus points  and the  Monthly Bonus  points  to be credited to the Aeroplan Account associated with the Primary Business Cardholder, as designated by the Business.

2Purchase of Travel or Dining or Air Canada Products, or Purchases of Shipping, Internet, Cable and Phone services, means a purchase of travel or travel related services, or a purchase of dining items including those at restaurants, or a purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “travel” or “dining” or "Air Canada" or “shipping" , "internet, cable and phone services” or "Air Canada" category. Aeroplan points are earned on Purchases charged to the Account as follows:

  • 2 Aeroplan points (Air Canada Bonus Rate) earned for each $1 in Purchases of direct through Air Canada Products; or
  • 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Travel or Dining Products or Purchases of Shipping, Internet, Cable and Phone Services; or
  • 1 Aeroplan point earned for each $1 in all other Purchases.
  • Air Canada Bonus Rate and Bonus Rate are earned only on a maximum annual amount of $80,000 of Purchases of direct through Air Canada Products, Travel or Dining Products, or Purchases of Shipping, Internet, Cable and Phone Services.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Travel, Dining or Air Canada Products or Purchases of Shipping, Internet, Cable and Phone Services. If you have earned Aeroplan points on the maximum annual amount of Purchases of Travel, Dining or Air Canada Products, or Purchases of Shipping, Internet, Cable and Phone Services, charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Travel, Dining or Air Canada Products, or a Purchase of Shipping, Internet, Cable and Phone Services, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Air Canada Bonus Rate and the Bonus Rate are in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

4 Earn Points Twice

The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this “earn points twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 Preconditions

The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. The Primary Business Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

6 Earn guest passes to select Air Canada Maple Leaf Lounge Access

The Primary Business Cardholder is entitled to receive one (1) Air Canada Maple Leaf Lounge One-Time Guest Pass (each a “Guest Pass”) for every $10,000 in net purchases charged to the Primary Business Cardholder account (less any returns and credits) within an account year (being each consecutive 12-month period starting when the annual fee is charged) up to a maximum of 4 Guest Passes in an account year per Aeroplan Account. All net spend by Additional Cardholder(s) will count towards the spend of the Primary Business Cardholder as long as they are associated with the same Aeroplan Account. All earned Guest Passes will be deposited up to 2 weeks following the cardholder renewal year. Each Guest Pass will expire twelve (12) months from the date of issuance. One Guest Pass may be used for single admittance by the Primary Business Cardholder, Additional Cardholder(s), or any guest(s) accompanying any of them to access an eligible Air Canada Maple Leaf Lounge (as identified below) upon presentation of a Guest Pass, along with a same-day, confirmed ticket on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Eligible Air Canada Maple Leaf Lounges are limited to those Maple Leaf Lounges located in Canada and in the United States only and exclude international Air Canada Maple Leaf Lounges located in the international departure zones of Canadian airports. Access also excludes Air Canada Signature Suites and lounges operated by third parties, such as the Star Alliance member airlines. Any guest entering an Air Canada Maple Leaf Lounge using a Guest Pass must be accompanied by the Primary Business Cardholder or Additional Cardholder. Anyone under the age of majority entering an Air Canada Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Air Canada Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. Unused Guest Pass will automatically be cancelled on the date the credit card is closed, or if the credit card is changed to a different product. All Air Canada Maple Leaf Lounges Terms and Conditions apply and can be reviewed at aircanada.com/lounges-termsandconditions.

7 Enjoy a free first checked bag

The Primary Business Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit aircanada.com/baggage.

8 Earn Status Qualifying Miles and Status Qualifying Segments by spending on your card

For every $5,000 in net purchases (less any returns and credits) charged to the credit card account, the Primary Business Cardholder will receive 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS), to be deposited at the end of the next credit card account billing period. Please allow up to 1 week after your credit card account statement date for the deposit to appear. SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Additional Cardholder(s) are not eligible to receive SQM or SQS through this benefit; however, all net spend by Additional Cardholder(s) will count towards the spend of the Primary Business Cardholder as long as they are associated with the same Aeroplan Account. The Primary Business Cardholder may earn unlimited bonus SQM and SQS during an Elite Status qualification period. All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

9 "Primary Business Cardholder" means the individual who is issued the TD Aeroplan Visa Business Card with an Annual Fee of $149. Applicable airline benefits will be awarded to the Aeroplan Account associated with the Primary Business Cardholder, as designated by the Business.

10 Preferred Pricing

TD Primary Business Cardholders will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. The Toronto-Dominion Bank is not responsible for the Aeroplan program and flight rewards’ points pricing provided under this program. Visit aircanada.com/Aeroplan for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

11 Travel Medical Insurance

Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. The day of departure from and the day of return to your province or territory of residence each count as one full day. 15-day coverage if you're under 65 and 4-day coverage if you're 65 or older. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with.

12 Trip Cancellation/Trip Interruption Insurance

Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, then the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

13 Delayed and Lost Baggage Insurance, Flight/Trip Delay Insurance

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

14 Auto Rental Collision/Loss Damage Insurance

Underwritten by TD Home and Auto Insurance Company. Car Rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may not permit you to decline their CDW coverage. It is important to call the rental agency before booking your car rental to confirm their insurance requirements. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Card Cardholder Agreement for rental exclusions and further details.

15 Common Carrier Travel Accident Insurance

Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

16 Emergency Travel Assistance Services

Provided by our administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

17 Mobile Device Insurance, Hotel/Motel Burglary Insurance

Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement.

18 Purchase Security and Extended Warranty Protection

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

19 Additional Cardholders

Business and business owners are jointly and severally liable for all charges made to each TD Business Card Account.

For Air Canada and Aeroplan trademark ownership details see: td.com/aeroplancards.

*Trademark of Visa International Service Association and used under licence.
®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries
.