RBC Travel Insurance

Travel Insurance

Coverage for Air Canada passengers

Heading to the slopes or the tropics? Wherever your plans take you, travel with the right coverage. Get 24/7 access to a caring team of professionals who are always on call—no matter how big or small the emergency. Choose from essential emergency medical coverage only or add coverage for trip cancellation and interruption; baggage loss, damage and delay; and flight and travel accident insurance.

What can you expect with RBC Travel Insurance?

  • Easy to get a quote and buy online
  • Special family plan pricing
  • Quick and simple medical questionnaire for travellers age 65+
  • RBC Insurance pays upfront for eligible emergency medical expenses whenever possibleii
  • Certain pre-existing conditions may be covered
  • 24/7 worldwide emergency travel assistance and complimentary concierge services during your trip
  • And much more…

rbc

With travel insurance from RBC Insurance® you have the security of knowing you will receive the help you need during an emergency. RBC Insurance has more than 50 years of experience and serves over 8 million customers annually.

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Choose your plan

Deluxe Package

This package is ideal if you want the most complete coverage for a trip outside of Canada from RBC Insurance

  • Unlimited emergency medical[i]
  • Direct payment of emergency medical bills[ii]
  • Trip cancellation and interruption[iii] (includes reimbursement for non-refundable deposits and may cover extra costs if you need to return home sooner or later than planned)
  • Baggage loss, damage and delay[iv]
  • Flight and travel accidents [iii]
  • Stable pre-existing medical conditions may be covered[v]
  • 24-hour worldwide emergency travel assistance
  • Help making travel arrangements
  • Get special family plan pricing[vi]

Non-Medical Package

This package is ideal if you want financial protection against most unexpected travel situations for a trip outside of Canada, but you don't need emergency medical coverage.

  • Trip cancellation and interruptioniii (includes reimbursement for non-refundable deposits and covers extra costs if you need to return home sooner or later than planned)
  • Baggage loss, damage and delayiv
  • Flight and travel accidentsiii
  • 24-hour worldwide emergency travel assistance
  • Help making travel arrangements
  • Get special family plan pricingvi

Travel Within Canada Package

Your provincial healthcare might not cover you for all medical situations out of province so this package is ideal if you want RBC Insurance’s best coverage for a trip within Canada.

  • Unlimited emergency medicali
  • Trip cancellation and interruptioniii (includes reimbursement for non-refundable deposits and covers extra costs if you need to return home sooner or later than planned)
  • Baggage loss, damage and delayiv
  • Flight and travel accidentsiii
  • 24-hour worldwide emergency travel assistance
  • Help making travel arrangements
  • Get special family plan pricingvi

Classic Medical Plan

Protect yourself with essential coverage for eligible emergency medical expenses. This plan is ideal if you need emergency medical coverage for a trip outside of Canada or your home province/territory.

  • Unlimited emergency medicali
  • Direct payment of emergency medical bills[i]
  • No deductible payment required
  • No health questions asked
  • Stable pre-existing medical conditions may be coveredv
  • 24-hour worldwide emergency travel assistance
  • Get special family plan pricingvi

Cancellation & Interruption Plan

This coverage protects you financially in case you get sick or an unexpected event forces you to cancel your trip, come home early or delay your return home.

  • Trip cancellation and trip interruptioniii includes reimbursement for non-refundable deposits and covers extra costs if you need to return home sooner or later than planned
  • 24-hour worldwide emergency travel assistance
  • Help making travel arrangements

  1. This insurance is subject to a maximum of $20,000 if you do not have valid government health plan coverage in force for the full length of your trip.
  2. Whenever possible, RBC Insurance will arrange direct billing of eligible medical expenses covered under your insurance policy, which can help reduce your stress and hassle.
  3. Some conditions apply. For complete coverage details, limitations and exclusions see the policy document.
  4.  Under the Multi-Trip Annual Package Coverage option, all MAXIMUM SUMS PAYABLE and PRINCIPAL SUMS are per trip.
  5. Condition(s) must be stable for 90 days before the effective date of the coverage. For complete coverage details, limitations and exclusions, see the policy document.
  6. Special rates are available for family members under 60 years of age, including children (natural, adopted and stepchildren) if they are unmarried and under 21 years old, over 20 years old and have a mental or physical handicap, or under 26 years old and full-time students.