The Toronto-Dominion Bank ("TD") is the issuer of the TD^® Aeroplan^® Visa Platinum* Card. Approval of an TD^® Aeroplan^® Visa Platinum* Card account is at the sole discretion of TD and, if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

Interest rates, fees and features are effective as of September 4th 2025 unless otherwise indicated and are subject to change.

¹ Effective as of September 4th 2025. To be eligible for this offer, you must: (i) be approved for a TD^® Aeroplan^® Visa Platinum Card account (“Account”) while this offer is in effect, and (ii) not have opened any TD-Aeroplan Visa Card account (e.g., Platinum, Infinite, Infinite Privilege or Business] in the last 12 months. Even if TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan program general Terms and Conditions, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.

Subject to the above conditions, under this offer you are eligible to receive: (a)(I) 10,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 5,000 bonus Aeroplan points ("Additional Bonus"), if $1,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 90 days of Account opening and (b) an annual fee rebate only for the first year of the Account for the primary cardholder and up to 3 additional cardholders (each, a "First Year Rebate") that will only be received if the Account is in good standing at the time the rebate is to be applied and: (I) the primary cardholder of the Account activates their credit card and the first eligible purchase is made on the Account within the first 3 months after Account opening; and (II) provided the primary cardholder conditions in (b)(I) are met, the additional cardholder(s) is/are added to the Account within [3 months] of Account opening. The applicable First Year Rebate will be applied by TD to the Account within 2 monthly statements from the date of the first statement on which an applicable annual fee charge appears.

TD reserves the right to: (i) limit the number of credit card accounts opened by one person, (ii) limit the number of points available under this offer for the Welcome Bonus, Additional Bonus and Anniversary Bonus, and (iii) terminate or suspend, in whole or part, or modify this offer in any way at any time. This offer cannot be combined with any other offer unless otherwise indicated. The Account must be in good standing at the time the Welcome Bonus, Additional Bonus and Anniversary Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus, Additional Bonus and Anniversary Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any bonus points not yet awarded under this offer.

^{^} Offer Effective as of September 4th, 2025. The value up to $400 could be earned in the first year of Account opening and is based on the combined total value of:

• $124: Annual Fee Rebate for the Primary ($89), and one Additional Cardholder ($35) for the first year;
• $300: 15,000 Aeroplan points earned based on the following requirements:
  • Welcome Bonus of 10,000 Aeroplan points earned when you make your first Purchase with your Card
  • Additional Bonus of 5,000 Aeroplan points earned when you spend $1,000 within 90 days of Account opening

Value is based on the majority of current Aeroplan Cardholders receiving a value of $0.02/points or more when redeeming for a flight as of September 01 2025. Redemption calculation is based on actual flight redemptions made by Cardholders between the period of Nov 8, 2020 – Sept 01, 2025.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued. See complete details. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

Your points will not expire provided that you are the Primary Cardholder of a TD Aeroplan Credit Card and your Aeroplan account is in Good Standing under the Aeroplan Terms and conditions. Get more information about the Aeroplan Expiry policy.

² Purchase of Gas or Electric Vehicle Charging or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or electric vehicle charging or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or "electric vehicle charging" or “grocery” or "Air Canada" category. Aeroplan points are earned on eligible purchases charged to the Account as follows:

• 1 Aeroplan point (Bonus Rate) earned for each $1 in Purchases of Gas, Electric Vehicle Charging, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Electric Vehicle Charging, Grocery or Air Canada Products); or
• 1 Aeroplan point earned for each $1.50 on all other Purchases.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Electric Vehicle Charging, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Electric Vehicle Charging, Grocery or Air Canada Products charged to your Account or if your Purchase does not qualify as a Purchase of Gas, Electric Vehicle Charging, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

³ Preconditions

The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders' ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

⁴ Preferred Pricing

Primary TD Cardholders will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. The Toronto-Dominion Bank is not responsible for the Aeroplan program and flight rewards' points pricing provided under this program. Visit aircanada.com/Aeroplan for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

*Trademark of Visa International Service Association and used under licence.
^®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

The Toronto-Dominion Bank ("TD") is the issuer of the TD^® Aeroplan^® Visa Infinite Privilege* Card. Approval of an TD^® Aeroplan^® Visa Infinite Privilege* Card account is at the sole discretion of TD and if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

Interest rates, fees and features are effective as of June 4, 2025 unless otherwise indicated and are subject to change.

¹ Effective as of June 4, 2025. To be eligible for this offer, you must: (i) be approved for a TD^® Aeroplan^® Visa Infinite Privilege Card account (“Account”) while this offer is in effect, and (ii) not have opened any TD-Aeroplan Visa Card account (e.g., Platinum, Infinite, Infinite Privilege or Business) in the last 12 months. Even if TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan program general Terms and Conditions, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.

Subject to the above conditions, under this offer you are eligible to receive: (a) (I) 20,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 35,000 bonus Aeroplan points ("Additional Bonus"), if $12,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 180 days of Account opening; and (III) a one-time anniversary bonus of 30,000 Aeroplan points ("Anniversary Bonus"), if the Account remains open and active for 12 months and $24,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 365 days of Account opening.

TD reserves the right to: (i) limit the number of credit card accounts opened by one person, (ii) limit the number of points available under this offer for the Welcome Bonus, Additional Bonus and Anniversary Bonus, and (iii) terminate or suspend, in whole or part, or modify this offer in any way at any time. This offer cannot be combined with any other offer unless otherwise indicated. The Account must be in good standing at the time the Welcome Bonus, Additional Bonus and Anniversary Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus, Additional Bonus and Anniversary Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any bonus points not yet awarded under this offer.

^{^} Offer Effective as of June 4, 2025. The value up to $3,000 could be earned in the first year of Account opening and is based on the combined total value of:

• $140: Based on first checked bags for two people, on a round-trip flight in the first year;
• $200: Usage of the Nexus statement credit benefit, each Primary Cardholder and Additional Cardholder will receive one (1) statement credit for the amount posted to the Account, up to a maximum value of $100 CAD, for a NEXUS application fee regardless of NEXUS application approval. Limitations apply, please see Cardholder Agreement. for details.
• $550: Unlimited Maple Leaf Lounge access in North America based on annual membership cost, based on average published rate for Maple Leaf Lounge entry;
• $59: Primary Cardholder and Additional Cardholder(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café through December 31, 2026. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Additional Cardholder;
• $373: Visa Airport Companion Program (hosted and managed by DragonPass International Ltd. (“DragonPass”)) lounge access is based on the comparable cost of direct enrollment in the program for membership by a Primary Cardholder, which costs $99 USD and includes one complimentary airport lounge visit every year and the cost of additional 5 paid visits costing $35 USD per person, per visit. At an approximate exchange rate of $1.37 USD as of Nov 24, 2023 ($274 USD = $373 CAD for each Cardholder)
• $1,600: 80,000 Aeroplan points earned based on the following requirements:
  • Welcome Bonus of 20,000 Aeroplan Points earned when you make your first purchase with your card
  • Additional Bonus of 30,000 Aeroplan Points earned when you spend $12,000 within 180 days of Account opening
  • Anniversary Bonus of 30,000 Aeroplan Points earned when you spend $24,000 and Account has been opened for 12 months

Value is based on the majority of current Aeroplan Cardholders receiving a value of $0.02/points or more when redeeming for a flight as of September 30, 2024. Redemption calculation is based on actual flight redemptions made by Cardholders between the period of Nov 8, 2020 – Sept 30, 2024.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

Your points will not expire provided that you are the Primary Cardholder of a TD Aeroplan credit card and your Aeroplan account is in Good Standing under the Aeroplan Terms and conditions (aircanada.com/aeroplan-termsandconditions). For more information about the Aeroplan Expiry policy please visit aircanada.com/aeroplan-inactivitypolicy.

² Preconditions

The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders' ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

³ Enjoy a free first checked bag

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Free first checked bag benefit is applicable only when the bag is checked in at the designated check-in counter, prior to security. Bags checked in at the gate are not eligible for this benefit. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. More information on baggage restrictions.

⁴ Get Priority Check-in, Priority Boarding and Priority Baggage Handling

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Primary Cardholder or Additional Cardholder may be required to show their qualifying credit card to the Air Canada agent.

⁵ Priority Airport Standby and higher priority for eUpgrades

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying the applicable condition, such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan-branded credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See aircanada.com/elite-termsandconditions for applicable Aeroplan Elite Status and eUpgrade conditions.

⁶ Complimentary Air Canada Maple Leaf Lounge Access

Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment.

A Primary Cardholder and Additional Cardholder(s) are each entitled to complimentary access to any Air Canada Café and any Maple Leaf Lounge located in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Exceptions may apply, please review the list of eligible lounges. The Primary Cardholder and Additional Cardholder(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café through December 31, 2026. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Additional Cardholder. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Primary Cardholder or Additional Cardholder who holds Aeroplan Elite^TM Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite Status, please visit Aeroplan Elite Status benefits. Access to Maple Leaf Lounges and Air Canada Cafés are only available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline.

Anyone under the age of majority entering a Maple Leaf Lounge or an Air Canada Café must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge or Air Canada Café are located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. Use of Maple Leaf Lounges or Air Canada Cafés are subject to applicable Maple Leaf Lounges Terms and Conditions.

⁷ Aeroplan Elite Status Qualification Boost (for benefit of Primary Cardholder only)

Effective to December 31, 2025:

For every $5,000 in net purchases (less any returns and credits) charged to the credit card account, Primary Cardholders will receive 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS), to be deposited in their Aeroplan member account at the end of the next credit card account billing period. Please allow up to 1 week after your credit card account statement date for the deposit to appear. SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Additional Cardholder(s) are not eligible to receive SQM or SQS through this benefit; however, all net spend by Additional Cardholder(s) will count towards the Primary Cardholder’s spend. The cardholder may earn unlimited bonus SQM and SQS during an Elite Status qualification period. All Aeroplan Elite Status conditions apply and can be reviewed at aircanada.com/elite-termsandconditions.

Effective January 1, 2026:

For every $5,000 in net purchases (less any returns and credits) (the "Purchase Threshold") charged to a TD Aeroplan Visa Infinite Privilege credit card account, the Primary Cardholder can receive 1,000 Status Qualifying Credits ("SQC") up to a combined total maximum of 25,000 SQC per Aeroplan Member per calendar year for all SQC that may be awarded to that Aeroplan Member in connection with any Aeroplan credit card held by that Aeroplan Member, regardless of credit card issuer (the “Annual Credit Card Maximum”). The Annual Credit Card Maximum is tracked by Aeroplan. For certainty, the Annual Credit Card Maximum only applies to SQC that is awarded to an Aeroplan Member in connection with any Aeroplan credit card and Aeroplan Members may be awarded Status Qualifying Credits through other eligible activities in accordance with the Aeroplan Elite Status Terms and Conditions.

Subject to the Annual Credit Card Maximum, SQC will be awarded to the Aeroplan Member's account at the end of the next credit card account billing period after the Purchase Threshold is met. Please allow up to 1 week after the applicable credit card account statement date for the SQC to appear in the Aeroplan Member’s account. Additional Cardholder(s) are not eligible to receive SQC through this benefit; however, net purchases charged by Additional Cardholder(s) will count towards the Primary Cardholder’s net purchases and SQC eligibility.
SQC are not redeemable towards Aeroplan rewards and only count towards Aeroplan Elite Status qualification. SQC cannot be exchanged and do not count towards Million Mile status.
Aeroplan reserves the right, at any time and at its sole discretion, to reverse, revoke or rescind SQC, Elite Status and associated benefits in the event of misuse of this benefit.

Aeroplan Elite Status is offered by Air Canada. All Aeroplan Elite Status terms and conditions apply. The Toronto-Dominion Bank has no responsibility or liability for Aeroplan Elite Status.

Effective January 1, 2026:

10% Head Start

Starting January 1, 2027, eligible Primary Cardholders of the TD Aeroplan Visa Infinite Privilege card (the "Eligible Card") who hold Aeroplan 25K status or higher can receive Status Qualifying Credits ("SQC") in their Aeroplan Member account in an amount that is equal to 10% of the total SQC accumulated by them in the prior calendar year (the "10% Head Start"), with no limit on the number of SQC that can be granted under this benefit.

To be eligible for the 10% Head Start, the Primary Cardholder must have been approved for the Eligible Card prior to December 15th of the prior calendar year and be an Aeroplan Member in good standing. The Eligible Card account must be linked to the Primary Cardholder’s own Aeroplan Member account, and the Primary Cardholder must hold Aeroplan 25K status or higher on February 15th of the current Aeroplan Member Elite Status year. If the Eligible Card is changed to a different product or the Eligible Card account is closed, regardless of reason for closure, any SQC awarded in that current Aeroplan Member Elite Status year as a result of the 10% Head Start will be removed by Aeroplan from the Aeroplan Member account.

A maximum of one 10% Head Start will be awarded by Air Canada per Aeroplan Member per calendar year irrespective of the number of Aeroplan credit cards held. SQC granted because of the 10% Head Start will be deposited directly into the Primary Cardholder’s Aeroplan Member account by no later than March 31st of any given year. Benefit is only available to Primary Cardholders and does not apply to Additional Cardholders. https://www.aircanada.com/ca/en/aco/home/aeroplan/status/terms-and-conditions.html

SQC are not redeemable towards Aeroplan rewards and only count towards Aeroplan Elite Status qualification. SQC cannot be exchanged and do not count towards Million Mile status.

Aeroplan reserves the right, at any time and at its sole discretion, to reverse, revoke or rescind SQC, Elite Status and associated benefits in the event of misuse of this benefit.

Aeroplan Elite Status is offered by Air Canada. All Aeroplan Elite Status terms and conditions apply. The Toronto-Dominion Bank has no responsibility or liability for Aeroplan Elite Status.

For Air Canada and Aeroplan trademark ownership details see: td.com/aeroplancardsExternal site which may not meet accessibility guidelines..
^*Trademark of Visa International Service Association and used under license.
^®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.