TD Aeroplan

TD® Aeroplan®

TD<sup>®</sup> Aeroplan<sup>®</sup> Visa Infinite* Card

TD® Aeroplan® Visa Infinite* Card

Changes are coming to the TD® Aeroplan® Visa
Infinite Credit Card. Learn more.

SPECIAL OFFER

Apply and enjoy up to 25,000 bonus miles1 with the TD® Aeroplan® Visa Infinite* Card.

Get a Welcome Bonus1 of 15,000 Aeroplan Miles when you make your first Purchase with your Card1 and an additional 10,000 Aeroplan Miles when you spend $1,500 within 90 days of Account opening1. Plus, get an Annual Fee Rebate for the Primary and 1st Additional Cardholder for the first year. Spend and other conditions Apply. Offer ends November 7, 2020.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening1

Must apply by November 7, 2020.

Apply now


Resident from Quebec? Learn more about this offer.


Resident from outside Quebec? Learn more about this offer.

Benefits you can enjoy as a Primary Cardholder


One Complimentary Checked Bag with Aeroplan Flight Rewards5

Priority Check-In and Priority Boarding with Aeroplan flight rewards5

Access to the Air Canada Maple Leaf Lounge with Aeroplan Flight Rewards5

View all benefits

Travel Protection

  • Travel Medical Insurance6
  • Trip Cancellation / Trip Interruption Insurance7
    and Lost Baggage Insurance8
  • Flight / Trip Delay Insurance9
  • Auto Rental Collision / Loss Damage Insurance10
  • Common Carrier Travel Accident Insurance9
  • Emergency Travel Assistance Services11

Earn miles easily


1.5miles

Accelerator Earn

Earn 1.5 miles2 for every $1 you charge to your Card on eligible grocery, gas, drugstore, and aircanada.com Purchases

1mile

Base Earn

Earn 1 mile3 for every $1 spent on all other purchases using your Card

More about this card


Annual Fees
$120

Additional Cardholders1
$50

Credit Limit
$5,000 minimum

Eligibility Requirements:

  • $60,000 annual personal income or $100,000 annual household income
  • You are a Canadian resident
  • You meet the age of majority in your province/territory of residence

Interest: Purchases
19.99%

Interest: Purchases
20.99%

Interest: Cash Advances
22.99%

Interest: Cash Advances
20.99%

Don't meet the income requirement?

TD<sup>®</sup> Aeroplan<sup>®</sup> <em>Visa Platinum</em>* Card

Check out the TD® Aeroplan® Visa Platinum* Card.

Annual interest rates, fees and features are current as of February 4, 2019 unless otherwise indicated and subject to change.

The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.

1 Must apply by November 7, 2020. Welcome Bonus of 15,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD Aeroplan Visa Infinite* Card Account only after the first Purchase is made on the Account. To receive the additional 10,000 Aeroplan Miles, you must make $1,500 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the 1st Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the 1st Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by November 8, 2020. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Annual Fee for any subsequent Additional Cardholders added to the Account continues to apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Other conditions apply. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan Miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan Miles to be credited to your Aeroplan Member account.

2 1.5 Bonus Aeroplan Miles ('Bonus Rate") are earned on each $1.00 in Purchases of gas, groceries, drugstore products/ services and on aircanada.com (excluding Air Canada Vacations packages) charged to your TD Aeroplan Credit Card Account (Account). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries, drugstore products/services and on aircanada.com must be made at merchants classified through the Visa network with a Merchant Category Code (MCC) that identifies them in the "gas", "grocery" or "drugstore" category and on aircanada.com. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries, drugstore products/services and on aircanada.com made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of gas, groceries or drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of and not in addition to the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

3 (One) 1 Aeroplan Mile is earned on each $1.00 in Purchases charged to your TD Aeroplan Credit Card Account ("Account"). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD VisaCheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at https://www.td.com/ca/en/personal-banking/how-to/manage-my-credit-card/getting-started/?tdtab=4).

4 The Toronto-Dominion Bank is not responsible for any Aeroplan Miles earned under this "earn miles twice" feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 All Air Canada benefits are fulfilled in whole or in part by Air Canada, or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services: With the TD Aeroplan Visa Infinite Card, Air Canada benefits (the complimentary first checked bag, priority check-in and priority boarding) apply whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access these benefits, the Primary Cardholder must redeem their Aeroplan flight reward (defined as a Fixed Mileage Flight Reward or Market Fare Flight Reward) with miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent. Please allow two weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag, up to 23kg (50 lb), applies whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as a Fixed Mileage Flight Reward or Market Fare Flight Reward) with miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.

Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit: With the TD Aeroplan Visa Infinite Card, the Primary Cardholder will receive one Air Canada Maple Leaf Lounge One-Time Guest Access Benefit once every calendar year (January 1- December 31). The Primary Cardholder may access an Air Canada Maple Leaf Lounge, where available, upon presentation of an active TD Aeroplan Visa Infinite Card with a valid, same-day boarding pass for travel using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as a Fixed Mileage Flight Reward or Market Fare Flight Reward) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Cardholder only and cannot be carried forward to the next calendar year or transferred to another person. Additional conditions may apply and are outlined on aircanada/tdbenefits. Air Canada Maple Leaf Lounge access is subject to availability and all other then-current terms and conditions located here, that are subject to change at Air Canada's sole discretion from time to time. Please allow two weeks from receiving your Card for these Air Canada benefits to be in effect.

6 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Travel Medical Insurance that is available to all TD customers. The day of departure from and the day of return to your province or territory of residence each count as one full day. 21-day coverage if you're under 65 and 4-day coverage if you're 65 or older.

7 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, your trip must be paid for in full using your Card and/or Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are outlined in the Certificate of Insurance provided with your TD Credit Cardholder Agreement.

8 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

9  Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

10 Underwritten by TD Home and Auto Insurance Company. Rentals must be charged in full to your TD Credit Card and/or associated Aeroplan Miles, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver coverage must be declined by the Cardholder. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

11 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
® Air Canada Maple Leaf Lounge and Air Canada Rouge are trademarks of Air Canada, used under license.
® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aeroplan Inc.
® Air Canada and Air Canada Express are registered trademarks of Air Canada, used under license.
* Trademark of Visa Int., used under license.

TD<sup>®</sup> Aeroplan<sup>®</sup> Visa Platinum* Card

TD® Aeroplan® Visa Platinum* Card

Changes are coming to the TD® Aeroplan® Visa
Platinum Credit Card. Learn more.

SPECIAL OFFER

Apply and enjoy up to 20,000 bonus miles1 with the TD® Aeroplan® Visa Platinum* Card.

Get a Welcome Bonus of of 10,000 Aeroplan Miles when you make your first Purchase with your Card1 and an additional 10,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening1. Plus, get an Annual Fee Rebate for the Primary and 1st Additional Cardholder for the first year. Spend and other conditions apply. Offer ends November 7, 2020.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening 1.

Must apply by November 7, 2020.

Apply now


Resident from Quebec? Learn more about this offer.


Resident from outside Quebec? Learn more about this offer.

Benefits you can enjoy as a Primary Cardholder



Travel Protection

  • Delayed and Lost Baggage Insurance5
  • Flight/Trip Delay Insurance6
  • Auto Rental Collision/Loss Damage Insurance7
  • Common Carrier Travel Accident Insurance6
  • Emergency Travel Assistance Services8

Earn miles easily


1mile

Accelerator Earn

Earn 1 mile2 for every $1 spent on gas, grocery and drugstore Purchases using your Card.

1mile

Base Earn

Earn 1 mile3 for every $1.50 spent on all other Purchases using your Card

More about this card


Annual Fees
$89

Additional Cardholders1
$35

Credit Limit
$1,500 minimum

Interest: Purchases
19.99%

Interest: Purchases
20.99%

Interest: Cash Advances
22.99%

Interest: Cash Advances
20.99%

Eligibility Requirements:

  • You are a Canadian resident
  • You meet the age of majority in your province/territory of residence

Annual interest rates, fees and features are current as of February 4, 2019 unless otherwise indicated and subject to change.

The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.

1 Must apply by November 7, 2020. Welcome Bonus of 10,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD Aeroplan Visa Platinum* Card Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 10,000 Aeroplan Miles, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the 1st Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the 1st Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by November 8, 2020. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Annual Fee for any subsequent Additional Cardholders added to the Account continues to apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Other conditions apply. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan Miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan Miles to be credited to your Aeroplan Member account.

2 One (1) Bonus Aeroplan Mile ("Bonus Rate") is earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Credit Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries and drugstore products/services must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas", "grocery" or "drugstore" category. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries or drugstore products/services. Once the maximum net annual amount has been reached, Purchases of gas, groceries and drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
If you have questions about this promotion, please reference the following promotion code when contacting Aeroplan: T698

3 One (1) Aeroplan Mile is earned on each $1.50 in Purchases charged to your TD Aeroplan Credit Card Account ("Account"). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD VisaCheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at https://www.td.com/ca/en/personal-banking/how-to/manage-my-credit-card/getting-started/).

4 The Toronto-Dominion Bank is not responsible for any Aeroplan Miles earned under this "earn miles twice" feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

6  Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

7 Underwritten by TD Home and Auto Insurance Company. Rentals must be charged in full to your TD Credit Card and/or associated Aeroplan Miles, cannot exceed 48 consecutive days and; the rental agency's Collision Damage Waiver coverage must be declined by the Cardholder. Refer to the "Auto Rental Collision/Loss Damage Insurance" section of your TD Credit Cardholder Agreement for rental exclusions and further details.

8 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

Aeroplan® and the Aeroplan logo are registered trademarks of Aeroplan Inc.
® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aeroplan Inc.
® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
® Air Canada, Air Canada Express, Air Canada Rouge, the Air Canada Maple Leaf logo, are registered trademarks of Air Canada, used under license.
* Trademark of Visa Int., used under license.

TD<sup>®</sup> Aeroplan<sup>®</sup> <em>Visa Infinite Privilege</em>* Card

TD® Aeroplan® Visa Infinite Privilege* Card

Changes are coming to the TD® Aeroplan® Visa
Privilege Credit Card. Learn more.

SPECIAL OFFER

Apply and enjoy up to 50,000 Aeroplan Miles1 with the TD® Aeroplan® Visa Infinite Privilege* Card.

Get a Welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your Card 1 and an additional 25,000 Aeroplan Miles when you spend $1,500 within 90 days of Account opening1. Spend and other conditions apply. Offer ends November 7, 2020.

Must apply by November 7, 2020.

Apply now


Resident from Quebec? Learn more about this offer.


Resident from outside Quebec? Learn more about this offer.

Benefits you can enjoy as a Primary Cardholder


One Complimentary checked bag.5

Priority Check-In and Priority Boarding.5

50% Discount on Companion Tickets for Eligible Business Class Fares on Air Canada Flights.5

View all benefits

Travel Protection

  • $5 million in Out-of-Province Travel Medical Insurance6
  • Trip Cancellation / Trip Interruption Insurance7
  • Delayed and Lost Baggage Insurance8
  • Flight / Trip Delay Insurance9
  • Auto Rental Collision / Loss Damage Insurance10
  • Common Carrier Travel Accident Insurance9
  • Emergency Travel Assistance Services11

Earn miles easily


1.5miles

Accelerator Earn

Earn 1.5 miles2 for every $1 spent on gas, grocery, drugstore and Air Canada Purchases


1.25mile

Base Earn

Earn 1.25 miles3 for every $1 spent on all other Purchases using your Card

More about this card


Annual Fee
$399

Additional Cardholders1
$99

Credit Limit
$10,000 minimum

Eligibility Requirements:

  • $200,000 annual household income
  • You are a Canadian resident
  • You meet the age of majority in your province/territory of residence

Interest: Purchases
19.99%

Interest: Purchases
20.99%

Interest: Cash Advances
22.99%

Interest: Cash Advances
20.99%

Don't meet the income requirement?

TD<sup>®</sup> Aeroplan<sup>®</sup> Visa Infinite* Card

Check out the TD® Aeroplan® Visa Infinite* Card.

Annual interest rates, fees and features are current as of February 4, 2019 unless otherwise indicated and subject to change.

The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.

1 Must apply by November 7, 2020. Welcome Bonus of 25,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite Privilege* Card Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 25,000 Aeroplan Miles, you must make $1,500 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus and the Additional Bonus Aeroplan Miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Miles to be credited to your Aeroplan Member account.

2 1.5 Bonus Aeroplan Miles ("Bonus Rate") are earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Credit Card Account ("Account"). This Bonus Rate is also earned on each $1.00 in Purchases from Air Canada charged to your Account. Air Canada Purchases include flight reservation purchases completed online at aircanada.com, at the airport or inflight, but do not include purchases of Air Canada Vacations. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries and drugstore products/services and Air Canada Purchases must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas", "grocery", "drugstore" or "Air Canada" category. Some merchants may sell gas, groceries or drugstore products/services or Air Canada products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services or Air Canada products/services, but may not be classified with a gas, grocery, drugstore or Air Canada MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1 800 387 8556. Bonus Rate is only available on the first $100,000 in net annual Purchases of gas, groceries, drugstore products/services and Air Canada Purchases made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached in any year, Purchases of gas, groceries, drugstore products/services or Air Canada Purchases on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

3 1.25 Aeroplan Miles are earned on each $1.00 in Purchases charged to your TD Aeroplan Credit Card Account ("Account"). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD VisaCheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at https://www.td.com/ca/en/personal-banking/how-to/manage-my-credit-card/getting-started/).

4 The Toronto-Dominion Bank is not responsible for any Aeroplan Miles earned under this "earn miles twice" feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 All Air Canada benefits are fulfilled in whole or in part by Air Canada or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services: With the TD Aeroplan Visa Infinite Privilege Card, Air Canada benefits (the complimentary first checked bag, priority check in and priority boarding) apply whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access priority check-in and priority boarding, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as a Fixed Mileage Flight Reward or Market Fare Flight Reward) using miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag, up to 23kg (50lb), applies whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as a Fixed Mileage or Market Fare Flight Reward) using miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.

Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit: With the TD Aeroplan Visa Infinite Privilege Card, the Primary Cardholder will receive four Air Canada Maple Leaf Lounge One-Time Guest Access Benefits once every calendar year (January 1 - December 31). The Primary Cardholder may access an Air Canada Maple Leaf Lounge, where available, upon presentation of an active TD Aeroplan Visa Infinite Privilege Card with a valid, same-day boarding pass for travel using an Aeroplan Flight Reward, only, on flights operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, the Primary Cardholder must redeem their Aeroplan Flight Reward (defined as a Fixed Mileage Flight Reward or Market Fare Flight Reward) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Cardholder only and cannot be carried forward to the next calendar year. As of November 2, 2015, Air Canada Maple Leaf Lounge One-Time Guest Access Benefits associated with the TD Aeroplan Visa Infinite Privilege Card may be used by a traveling companion, pending space availability, provided that the companion is booked on the same reservation as the eligible Primary Cardholder. Only applicable if the companion ticket is also redeemed using miles from the eligible Primary Cardholder's Aeroplan account. Companion must be accompanied by the eligible Primary Cardholder who is using a One-Time Guest Access Benefit to access the same Air Canada Maple Leaf Lounge. The One-Time Guest Access Benefit may be extended to more than one companion at any given time, pending space availability, provided that the conditions above are met and that this does not exceed the maximum annual allotment of One-Time Guest Access Benefits. Additional conditions may apply and are outlined on aircanada/tdbenefits. Air Canada Maple Leaf Lounge access is subject to availability and all other terms and conditions located here, that are subject to change at Air Canada's sole discretion from time to time. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be in effect. Air Canada Benefit Eligibility – 50% Discount on Companion Ticket: Upon the purchase from Air Canada of two (2) eligible Business Class (Flexible) fares for the Primary Cardholder and a companion (booking classes J, C, and D only) on tickets entirely operated by Air Canada or under the Air Canada Express banner, the Primary Cardholder will be eligible for a 50% discount on the companion ticket. Flights operated by other airlines, including Air Canada-marketed codeshare flights are not eligible. The 50% discount only applies on the published fare, and will not apply to any additional taxes, fees, charges or surcharges. This offer is available once every calendar year (January 1 – December 31) to each Primary Cardholder. The Primary Cardholder can only access the 50% discount each year when booking online at aircanada.com using that year's promotional code. All travel must be completed by June 30 of the following year. Offer also applies to select Premium Rouge bookings, where booking classes J, C, or D are available, on flights operated by Air Canada Rouge to select destinations in Canada, the United States, or the Caribbean. Should you require assistance completing your 50% discount during your online booking, please contact Air Canada at 1-888-247-2262. Offer is non-transferable, and the companion Business Class ticket must be booked on the same reservation as the eligible Business Class (Flexible) booking by the Primary Cardholder. Please note that promotional codes apply to undiscounted published fares. Some of our previously discounted fares, while not eligible for the promotion, may be lower than the final price of the undiscounted fare to which the promotion applies.

6 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Travel Medical Insurance that is available to all TD customers. The day of departure from and the day of return to your province or territory of residence each count as one full day. 21-day coverage if you're under 65 and 4-day coverage if you're 65 or older.

7 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, your trip must be paid for in full using your TD Credit Card and/or Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

8 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

9  Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Coverage for delayed and lost baggage is limited to a total maximum of $2,500 per insured person on a covered trip. Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Coverage for delayed and lost baggage is limited to a total maximum of $2,500 per insured person on a covered trip.

10 Underwritten by TD Home and Auto Insurance Company. Rentals must be charged in full to the card and/or associated Aeroplan Miles, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver coverage must be declined by the Cardholder. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

11 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

12 The Toronto-Dominion Bank and its affiliates are not responsible for any of the offers, services or products made available by or through the Visa Infinite Privilege Concierge Service included or available with your Card (the "Service"). If you have any concerns or questions about the Service, please contact the Visa Infinite Privilege Concierge toll free 1 855 822 1240 (from Canada and the U.S.) or 1 303 967 1036 (from outside of Canada and the U.S.). Cardholders are responsible for the cost of any goods or services purchased through the Service.

13 Cardholders must enroll for this benefit through the Visa Infinite Privilege website or through the Visa Infinite Privilege Concierge. Global airport lounge membership is subject to approval by the global lounge provider and is not guaranteed. Membership includes access to any airport lounge participating in the global lounge provider's program. To access a lounge, Cardholder must show a valid membership card and an airline ticket for travel on the same day for the Cardholder and each of his/her guests. At their sole discretion, participating lounges may restrict entry of persons under 21 years old. Six lounge visits are complimentary per calendar year for the enrolled Cardholder and their guests. All additional visits are subject to a fee of $27 US per person per visit. Applicable lounge access charges will be billed to the Visa Infinite Privilege Card connected to Cardholder's enrollment. Enrolled Cardholders are subject to Conditions of Use for the global lounge membership program and the individual lounge operators' terms of use for the participating lounges visited. For complete terms and conditions and a directory of participating lounge locations, please visit www.visainfinite.ca/privilege.

14 Airport Benefits & Services – Visa Infinite Privilege Airport benefits and services are subject to availability and participating airports' terms and conditions. Montreal: Dedicated VIP security fast lane is available at International, Domestic and Trans border checkpoint. Vancouver: Dedicated VIP security fast lane is available at International, Domestic and Trans border checkpoints and dedicated parking spots are based on a first come, first serve basis, and Cardholders are required to pay the regular parking rates when using the dedicated Visa Infinite Privilege parking spots.

® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
® Air Canada Maple Leaf Lounge and Air Canada Rouge are trademarks of Air Canada, used under license.
® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aeroplan Inc.
® Air Canada and Air Canada Express are registered trademarks of Air Canada, used under license.
* Trademark of Visa Int., used under license.