The Toronto-Dominion Bank ("TD") is the issuer of the TD^® Aeroplan^® Visa Infinite* Card. Approval of an TD^® Aeroplan^® Visa Infinite* Card account is at the sole discretion of TD and, if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

Interest rates, fees and features are effective as of January 7, 2025, unless otherwise indicated, and are subject to change.

¹ TD^® Aeroplan^® Visa Infinite* Card Offer
To be eligible for this offer, you must: (i) be approved for a TD^® Aeroplan^® Visa Infinite Card account (“Account”) by June 3, 2025, and (ii) not have opened an Account in the last 12 months. Even if TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan Program general Terms and Conditions, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.

Subject to the above conditions, under this offer you are eligible to receive: (a) (I) 10,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 15,000 bonus Aeroplan points ("Additional Bonus"), if $7,500 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 180 days of Account opening; and (III) a one-time anniversary bonus of 15,000 Aeroplan points ("Anniversary Bonus"), if the Account remains open and active for 12 months and $12,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 365 days of Account opening. For Residents outside of Quebec: To qualify for the $200 Statement Credit ("Statement Credit"), an eligible Air Canada purchase of at least $200 total must be charged to your Card and posted to your Account within the first 6 months of Account opening. Eligible purchases for the $200 Statement Credit offer are those made directly from Air Canada for products and services that are i) completed online at aircanada.com, ii) completed in-person at an Air Canada customer service counter at the airport and iii) Air Canada Vacations packages. Air Canada must be identified as the merchant of record, and only purchases from a merchant coded with Merchant Category Code (MCC) 3009 (excluding purchases made through 3rd party travel agencies) will be eligible for the $200 Statement Credit. Here are some examples that do not qualify for the Statement Credit offer: i) if the purchase for an Air Canada product is not made directly with Air Canada, such as if you make a purchase through a third-party or non-direct travel agent; or ii) if you make a purchase for non-Air Canada products from aircanada.com, such as a car rental, a hotel booking, or any other product or services from a third-party partner. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates, or other similar credits. The Statement Credit will be applied to the Account within 90 days from date of purchase. The applicable Statement Credit is an Account statement credit, not a price reduction applicable when making an eligible purchase. A maximum of one Statement Credit of $200 can be earned per Account. For Quebec Residents only: To qualify for the $200 statement credit ("Statement Credit"), an eligible purchase of at least $200 must be charged to your Card and posted to your Account within the first 6 months of Account opening and not be subsequently rescinded, the subject of a charge back request or otherwise disputed. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates, or other similar credits. The applicable Statement Credit is an Account statement credit, not a price reduction applicable when making an eligible purchase. A maximum of one Statement Credit of $200 can be earned per Account. The statement credit will be applied to the Account within 90 days from date of purchase. For all Accounts: The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder.

TD reserves the right to: (i) limit the number of credit card accounts opened by one person, (ii) limit the number of points available under this offer for the Welcome Bonus, Additional Bonus and Anniversary Bonus, and (iii) if the primary cardholder's credit card is not activated by June 3, 2025, amend this offer to reflect the current offer available at the time the card is activated. The Account must be in good standing at the time the Welcome Bonus, Additional Bonus and Anniversary Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus, Additional Bonus and Anniversary Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any bonus points not yet awarded under this offer.

² TD^® Aeroplan^® Visa Infinite Privilege* Card Offer
To be eligible for this offer, you must: (i) be approved for a TD^® Aeroplan^® Visa Infinite Privilege Card account (“Account”) by June 3, 2025 and (ii) not have opened an Account in the last 12 months. Even if TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan Program general Terms and Conditions, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.

Subject to the above conditions, under this offer you are eligible to receive: (a) (I) 20,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 35,000 bonus Aeroplan points ("Additional Bonus"), if $12,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 180 days of Account opening; and (III) a one-time anniversary bonus of 30,000 Aeroplan points ("Anniversary Bonus"), if the Account remains open and active for 12 months and $24,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 365 days of Account opening. For Residents outside of Quebec: To qualify for the $200 Statement Credit ("Statement Credit"), an eligible Air Canada purchase of at least $200 total must be charged to your Card and posted to your Account within the first 6 months of Account opening. Eligible purchases for the $200 Statement Credit offer are those made directly from Air Canada for products and services that are i) completed online at aircanada.com, ii) completed in-person at an Air Canada customer service counter at the airport and iii) Air Canada Vacations packages. Air Canada must be identified as the merchant of record, and only purchases from a merchant coded with Merchant Category Code (MCC) 3009 (excluding purchases made through 3rd party travel agencies) will be eligible for the $200 Statement Credit. Here are some examples that do not qualify for the Statement Credit offer: i) if the purchase for an Air Canada product is not made directly with Air Canada, such as if you make a purchase through a third-party or non-direct travel agent; or ii) if you make a purchase for non-Air Canada products from aircanada.com, such as a car rental, a hotel booking, or any other product or services from a third-party partner. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates, or other similar credits. The Statement Credit will be applied to the Account within 90 days from date of purchase. The applicable Statement Credit is an Account statement credit, not a price reduction applicable when making an eligible purchase. A maximum of one Statement Credit of $200 can be earned per Account. For Quebec Residents only: To qualify for the $200 statement credit ("Statement Credit"), an eligible purchase of at least $200 must be charged to your Card and posted to your Account within the first 6 months of Account opening and not be subsequently rescinded, the subject of a charge back request or otherwise disputed. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates, or other similar credits. The applicable Statement Credit is an Account statement credit, not a price reduction applicable when making an eligible purchase. A maximum of one Statement Credit of $200 can be earned per Account. The statement credit will be applied to the Account within 90 days from date of purchase. For all Accounts: The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder.

TD reserves the right to: (i) limit the number of credit card accounts opened by one person, (ii) limit the number of points available under this offer for the Welcome Bonus, Additional Bonus and Anniversary Bonus, and (iii) if the primary cardholder's credit card is not activated by June 3, 2025, amend this offer to reflect the current offer available at the time the card is activated. The Account must be in good standing at the time the Welcome Bonus, Additional Bonus and Anniversary Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus, Additional Bonus and Anniversary Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any bonus points not yet awarded under this offer.

³ Preconditions
Please ensure that you provide your own personal Aeroplan number to be linked to your credit card as linking a different loyalty number is prohibited. This Aeroplan number must be included on the qualifying reservation to access the airline benefits. The name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their own personal Aeroplan number must be linked to a valid credit card account as verified by the bank that issued your Aeroplan credit card. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing to enjoy their credit card benefits. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

⁴ Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category. Aeroplan points are earned on eligible purchases charged to the Account as follows:

• 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $85,000 of Purchases of Gas, Grocery or Air Canada Products); or
• 1 Aeroplan point earned for each $1 on all other Purchases.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

⁵ Enjoy a free first checked bag
A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit: aircanada.com/baggage.

⁶ Complimentary Air Canada Maple Leaf Lounge Access
Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment.

A Primary Cardholder and Additional Cardholder(s) are each entitled to complimentary access to any Air Canada Café and any Maple Leaf Lounge located in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Exceptions may apply, please review the list of eligible lounges. The Primary Cardholder and Additional Cardholder(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café through December 31, 2025. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Additional Cardholder. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Primary Cardholder or Additional Cardholder who holds Aeroplan Elite^TM Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite Status, please visit Aeroplan Elite Status benefits. Access to Maple Leaf Lounges and Air Canada Cafés are only available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline.

Anyone under the age of majority entering a Maple Leaf Lounge or an Air Canada Café must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge or Air Canada Café are located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. Use of Maple Leaf Lounges or Air Canada Cafés are subject to applicable Maple Leaf Lounges Terms and Conditions.

⁷ Additional Cardholders
Primary Cardholder remains liable for all charges to the account, including those made by any Additional Cardholder.

⁸ Get Priority Check-in, Priority Boarding and Priority Baggage Handling
A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Primary Cardholder or Additional Cardholder may be required to show their qualifying credit card to the Air Canada agent.

⁹ Priority Airport Standby and higher priority for eUpgrades
A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying the applicable condition, such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan-branded credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See aircanada.com/elite-termsandconditions for applicable Aeroplan Elite Status and eUpgrade conditions.

All trade-marks are the property of their respective owners.

For Air Canada and Aeroplan trade-mark ownership details see: td.com/aeroplancards

^* Trademark of Visa International Service Association and used under license.

^® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank or its subsidiaries